FDIC Advisory Committee on Economic Inclusion
Apr 24, 2014 · – 97% of loans go to those using 3+ per year; 63% to those using 12+ / year • Consecutive usage is the norm – 80% of loans originate w/in 14 days of a previous loan – Half of all loans occur within a sequence lasting 10+ loans • Counting number / size of loans overinflates “need” estimates ................
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