WHAT IS MANAGEMENT

As 401(k)s have taken off, the number of private-sector U.S. workers who can count on monthly checks from pension plans after retirement has dropped to 18% in 2005 from 39% in 1980, according to the Employee Benefit Research Institute. That’s why it’s critical for all of us to save enough to fund our daily lives after our paychecks disappear. ................
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