UNIT 4 – When Credit Goes Bad
UNIT 4 – When Credit Goes Bad. 3-day Rescind Period – “Cooling off” period. Every debtor has the right to cancel the new loan or a purchase within 3 days . FAIR CREDIT REPORTING ACT – if you are denied a loan, this gives you the right to see your credit file (for free) within 30 days of being turned down for the loan. THE TRUTH IN LENDING ACT – Lenders are required to tell you IN ... ................
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