THE EFFECTIVENESS OF PENALTIES FOR BREACHES OF …

The consultants wish to express their gratitude to: ... Those relying primarily on consumer complaints to an Ombudsman. Those relying primarily on self-regulatory arrangements and on the enforcement of private rights. The countries selected for the case-studies were: the United Kingdom as an example of model i) Australia as an example of model ii); Belgium as an example of model iii); and the ... ................
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