Model Years Term Range Rate As Low As - PrimeWayFCU

LOAN RATES

Rates are subject to change at any time.

Loan Type

Model Years: 2020-2021

Auto Loans (New & Used)

Model Years: 2015-2021

Auto Loans (New & Used)

Model Years: 2016-2021

Auto Loans (New & Used)

Model Years: 2017-2021

Auto Loans (New & Used)

Model Years: 2018-2021

Auto Loans (New & Used)

Term Up to 36 Months Up to 48 Months Up to 60 Months Up to 72 Months Up to 84 Months

Annual Percentage Rate (APR) [1] Term Model Years [2]

Loan Amount [4]

as low as 2.50%

2015-2021

as low as 2.50%

2016-2021

as low as 2.50%

2017-2021

Minimum $10,000

as low as 2.50%

2018-2021

Minimum $15,000

as low as 4.76%

2020-2021

Minimum $35,000

[1] APR=Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Loans subject to credit approval. Certain credit criteria and restrictions apply. Qualifying rates may be based on a combination of your credit score, the term you select, collateral (including age and mileage), and other normal lending criteria. Rates are subject to change without notice. For more information, please contact a PrimeWay representative at 713-799-6200. [2] Indicates the year model range allowed by term. [4] The minimum amount that can be financed for the term.

Loan Type

Model Years: 2015-2021

Motorcycle Loans

Term

Up to 36 Months Up to 60 Months Up to 72 Months

Annual Percentage Rate (APR) [1]

as low as 4.12% as low as 4.27% as low as 4.42%

Loan Amount [4]

Minimum $10,000 Minimum $15,000

[1] APR=Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Loans subject to credit approval. Certain credit criteria and restrictions apply. Qualifying rates may be based on a combination of your credit score, the term you select, collateral (including age and mileage), and other normal lending criteria. Rates are subject to change without notice. For more information, please contact a PrimeWay representative at 713-799-6200. [4] The minimum amount that can be financed for the term.

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LOAN RATES

Rates are subject to change at any time.

Loan Type

Model Years: 2015-2021

Boat and Personal Watercraft

Term

Up to 36 Months Up to 60 Months Up to 84 Months Up to 120 Months Up to 144 Months

Annual Percentage Rate (APR) [1]

as low as 4.07% as low as 4.22% as low as 4.37% as low as 4.52% as low as 4.67%

Loan Amount [4]

Minimum $10,000 Minimum $15,000 Minimum $25,000 Minimum $50,000

[1] APR=Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Loans subject to credit approval. Certain credit criteria and restrictions apply. Qualifying rates may be based on a combination of your credit score, the term you select, collateral (including age and mileage), and other normal lending criteria. Rates are subject to change without notice. For more information, please contact a PrimeWay representative at 713-799-6200. [4] The minimum amount that can be financed for the term.

Loan Type

Model Years: 2015-2021

Recreational Vehicle Loans

Term

Annual Percentage Rate (APR) [1]

Up to 36 Months Up to 60 Months Up to 84 Months Up to 120 Months Up to 144 Months

as low as 4.07% as low as 4.22% as low as 4.37% as low as 4.52% as low as 4.67%

Loan Amount [4]

Minimum $10,000 Minimum $15,000 Minimum $25,000 Minimum $50,000

[1] APR=Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Loans subject to credit approval. Certain credit criteria and restrictions apply. Qualifying rates may be based on a combination of your credit score, the term you select, collateral (including age and mileage), and other normal lending criteria. Rates are subject to change without notice. For more information, please contact a PrimeWay representative at 713-799-6200. [4] The minimum amount that can be financed for the term.

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LOAN RATES

Rates are subject to change at any time.

Loan Type

Term

Personal Loans

Up to 72 Months

Annual Percentage Rate (APR) [3] as low as 7.80%

Loan Amount [4]

Minimum $15,000 for 72 Months

[3] APR=Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Loans subject to credit approval. Certain credit criteria and restrictions apply. Qualifying rates may be based on a combination of your credit score, the term you select, and other normal lending criteria. Rates are subject to change without notice. For more information, please contact a PrimeWay representative at 713-799-6200. [4] The minimum amount that can be financed for the term.

Loan Type Debt Consolidation Loans

Term Up to 60 Months

Annual Percentage Rate (APR) [3] as low as 7.25% [9]

Loan Amount [4] Up to $50,000

[3] APR=Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Loans subject to credit approval. Certain credit criteria and restrictions apply. Qualifying rates may be based on a combination of your credit score, the term you select, and other normal lending criteria. Rates are subject to change without notice. For more information, please contact a PrimeWay representative at 713-799-6200. [4] The minimum amount that can be financed for the term. [9] Rate increases by .25% if auto draft is not set up.

Loan Type Technology Loans

Term Up to 36 Months

Annual Percentage Rate (APR) [3] as low as 8.00%

Loan Amount [4] Up to $5,000

[3] APR=Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Loans subject to credit approval. Certain credit criteria and restrictions apply. Qualifying rates may be based on a combination of your credit score, the term you select, and other normal lending criteria. Rates are subject to change without notice. For more information, please contact a PrimeWay representative at 713-799-6200. [4] The minimum amount that can be financed for the term.

Loan Type Fixed Rate Mortgage Fixed Rate Mortgage Jumbo

Term Up to 120 Months Up to 180 Months Up to 240 Months Up to 360 Months Up to 180 Months Up to 240 Months Up to 360 Months

Annual Percentage Rate (APR) [5] as low as 2.75% as low as 2.75% as low as 3.00% as low as 3.125% as low as 3.40% as low as 3.40% as low as 3.40%

[5] APR=Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Certain credit criteria and restrictions apply. Loans subject to credit approval. Qualifying rates may be based on a combination of your credit score, the term you select, collateral, lien position, loan-to-value ratio, and other normal lending criteria. Rates are subject to change without notice. Your final APR may vary based upon customary fees and closing costs, which are treatable as interest when calculating your final APR. For more information, please contact a PrimeWay representative at 713-799-6200.

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LOAN RATES

Rates are subject to change at any time.

Loan Type

Loan to Value: Maximum 80% CLTV

Fixed Rate Home Equity Loan - 1st Lien

Fixed Rate Home Equity Loan - 2nd Lien

Term

Up to 120 Months Up to 180 Months Up to 240 Months Up to 360 Months Up to 120 Months Up to 180 Months Up to 240 Months Up to 360 Months

Annual Percentage Rate (APR) [5]

as low as 3.03% as low as 3.15% as low as 3.45% as low as 3.55% as low as 3.78% as low as 3.90% as low as 4.20% as low as 4.30%

[5] APR=Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Certain credit criteria and restrictions apply. Loans subject to credit approval. Qualifying rates may be based on a combination of your credit score, the term you select, collateral, lien position, loan-to-value ratio, and other normal lending criteria. Rates are subject to change without notice. Your final APR may vary based upon customary fees and closing costs, which are treatable as interest when calculating your final APR. For more information, please contact a PrimeWay representative at 713-799-6200.

Loan Type

Loan to Value: Maximum 80% CLTV

Home Equity Line of Credit (HELOC) - 1st Lien

Term

Annual Percentage Rate (APR) [5]

240 Months: -60 Month Draw Period -180 Month Repayment Period

1.99% Introductory Rate for first 6 months. After the Introductory Period, the rate is variable - as low as Prime +0.500% - with a floor rate of 4%. [6]

[5] APR=Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Certain credit criteria and restrictions apply. Loans subject to credit approval. Qualifying rates may be based on a combination of your credit score, the term you select, collateral, lien position, loan-to-value ratio, and other normal lending criteria. Rates are subject to change without notice. Your final APR may vary based upon customary fees and closing costs, which are treatable as interest when calculating your final APR. For more information, please contact a PrimeWay representative at 713-799-6200. [6] You may request a rate lock one time, which sets a fixed interest rate on your selected balance for a set repayment term. The lock rate is the currently available variable rate plus 0.500%, currently as low as 4.000%.

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LOAN RATES

Rates are subject to change at any time.

Loan Type

Loan to Value: Maximum 95% LTV

Home Improvement Loans - 2nd Lien

Term

Up to 60 Months Up to 120 Months Up to 240 Months

Annual Percentage Rate (APR) [5]

as low as 5.34% as low as 5.62% as low as 6.03%

[5] APR=Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Certain credit criteria and restrictions apply. Loans subject to credit approval. Qualifying rates may be based on a combination of your credit score, the term you select, collateral, lien position, loan-to-value ratio, and other normal lending criteria. Rates are subject to change without notice. Your final APR may vary based upon customary fees and closing costs, which are treatable as interest when calculating your final APR. For more information, please contact a PrimeWay representative at 713-799-6200.

Loan Type CD Secured Loan Savings Secured Loan

Annual Percentage Rate (APR) [3] 3.00% + Current CD Rate [8]

3.00% + Current Share Rate [8]

Loan Amount [7] $500 to $10,000 $500 to $10,000

[3] APR=Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Loans subject to credit approval. Certain credit criteria and restrictions apply. Qualifying rates may be based on a combination of your credit score, the term you select, and other normal lending criteria. Rates are subject to change without notice. For more information, please contact a PrimeWay representative at 713-799-6200. [7] The minimum and maximum range amounts that can be financed. [8] For current Share and CD/Share Certificate rates please see Deposit Rates.

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