Individual Immediate Annuities Product Outline (02/28/2013)

2. Benefit payment options. Unless you elect another form of payment, the Plan requires payment to you in the form of a Qualified Annuity Benefit. This notice includes an explanation of the Qualified Annuity Benefit. Instead of a Qualified Annuity Benefit, you may elect distribution in the following forms: (a) Direct rollover. (b) Lump sum payment. ................
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