VM-21: Requirements for Principle-Based Reserves for ...
The term “guaranteed minimum death benefit” (GMDB) means a ... as if surrendered at an amount equal to the statutory reserve that would be required at such time for a fixed payout annuity benefit equivalent to the guaranteed benefit amount (e.g. GMIB or GMWB benefit payments). ... To model the initial withdrawal for certain GMWBs and hybrid ... ................
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