Summary of Benefits and Coverage - Anthem Blue Cross Blue Shield

Summary of Benefits and Coverage: What this Plan Covers & What You Pay for Covered Services

Coverage Period: 01/01/2022 - 12/31/2022

Anthem? BlueCross

Coverage for: Individual + Family | Plan Type: PPO +

HSA

Beigene USA, Inc.: Custom Anthem PPO HSA-H 1500 2800 3000 0 20

The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the

plan would share the cost for covered health care services. NOTE: Information about the cost of this plan (called the premium) will

be provided separately. This is only a summary. For more information about your coverage, or to get a copy of the complete terms

of coverage, . For general definitions of common terms, such as allowed amount, balance billing, coinsurance,

copayment, deductible, provider, or other underlined terms, see the Glossary. You can view the Glossary at sbc-glossary/ or call (855)

333-5730 to request a copy.

Important Questions

What is the overall

deductible?

Are there services

covered before you

meet your deductible?

Are there other

deductibles for

specific services?

What is the out-ofpocket limit for this

plan?

What is not included

in the out-of-pocket

limit?

Will you pay less if

you use a network

provider?

Answers

$1,500/person or

$2,800/member or

$3,000/family for In-Network

Providers. $3,000/person or

$3,000/member or

$6,000/family for NonNetwork Providers.

Yes. Preventive Care for InNetwork Providers. Vision for

In-Network and Non-Network

Providers.

No.

Why This Matters:

Generally, you must pay all of the costs from providers up to the deductible amount before

this plan begins to pay. If you have other family members on the plan, each family member

must meet their own individual deductible until the total amount of deductible expenses paid

by all family members meets the overall family deductible.

$6,450/person or

$6,450/member or

$12,900/family for In-Network

Providers. $7,500/person or

$7,500/member or

$15,000/family for NonNetwork Providers.

Premiums, balance-billing

charges, and health care this

plan doesn't cover.

Yes, Prudent Buyer PPO. See

ca or call

(855) 333-5730 for a list of

The out-of-pocket limit is the most you could pay in a year for covered services. If you have

other family members in this plan, they have to meet their own out-of-pocket limits until the

overall family out-of-pocket limit has been met.

This plan covers some items and services even if you haven¡¯t yet met the deductible amount.

But a copayment or coinsurance may apply. For example, this plan covers certain preventive

services without cost-sharing and before you meet your deductible. See a list of covered

preventive services at .

You don't have to meet deductibles for specific services.

Even though you pay these expenses, they don¡¯t count toward the out-of-pocket limit.

This plan uses a provider network. You will pay less if you use a provider in the plan¡¯s

network. You will pay the most if you use an Out-of-Network Provider, and you might

receive a bill from a provider for the difference between the provider¡¯s charge and what your

CA/LG/Beigene USA, Inc.: Custom Anthem PPO HSA-H/483Y/01-22

Page 1 of 11

Do you need a referral

to see a specialist?

network providers.

plan pays (balance billing). Be aware, your network provider might use an Out-of-Network

Provider for some services (such as lab work). Check with your provider before you get

services.

No.

You can see the specialist you choose without a referral.

All copayment and coinsurance costs shown in this chart are after your deductible has been met, if a deductible applies.

Common

Medical Event

If you visit a

health care

provider¡¯s office

or clinic

If you have a test

Services You May Need

Primary care visit to treat an

injury or illness

Specialist visit

What You Will Pay

In-Network Provider

Non-Network Provider

(You will pay the least)

(You will pay the most)

Limitations, Exceptions, &

Other Important Information

0% coinsurance

20% coinsurance

--------none--------

0% coinsurance

20% coinsurance

Preventive care/screening/

immunization

No charge

20% coinsurance

--------none-------You may have to pay for services

that aren't preventive. Ask your

provider if the services needed

are preventive. Then check what

your plan will pay for.

Diagnostic test (x-ray, blood

work)

0% coinsurance

20% coinsurance

--------none--------

Imaging (CT/PET scans, MRIs)

0% coinsurance

20% coinsurance

$800 maximum/service for NonNetwork Providers.

$10/prescription (retail) and

$20/prescription (home

delivery)

$20/prescription (retail) and

$40/prescription (home

delivery)

$30/prescription (retail) and

$60/prescription (home

delivery)

30% coinsurance up to

$250/prescription (retail) and

Not covered (home delivery)

30% coinsurance up to

$250/prescription (retail) and

Not covered (home delivery)

30% coinsurance up to

$250/prescription (retail) and

Not covered (home delivery)

30% coinsurance up to

$250/prescription (retail) and

Not covered (home delivery)

Most home delivery is 90-day

supply. For more information,

refer to ¡°National Drug List¡± at



acyinformation/

*See Prescription Drug section

of the plan or policy document

(e.g. evidence of coverage or

certificate).

If you need drugs

to treat your

illness or

condition

More information

about prescription

drug coverage is

available at



pharmacyi

nformation/

Tier 1 - Typically Generic

If you have

outpatient

surgery

Facility fee (e.g., ambulatory

surgery center)

Physician/surgeon fees

Tier 2 - Typically Preferred

Brand & Non-Preferred

Generic Drugs

Tier 3 - Typically Non-Preferred

Brand and Generic drugs

Tier 4 - Typically Preferred

Specialty (brand and generic)

$30/prescription (retail and

home delivery)

0% coinsurance

20% coinsurance

0% coinsurance

20% coinsurance

$350 maximum/service for NonNetwork Providers.

--------none--------

* For more information about limitations and exceptions, see plan or policy document at .

Page 2 of 11

Common

Medical Event

If you need

immediate

medical attention

If you have a

hospital stay

Services You May Need

Emergency room care

Emergency medical

transportation

Urgent care

Facility fee (e.g., hospital room)

Physician/surgeon fees

Outpatient services

If you need

mental health,

behavioral health,

or substance

abuse services

Inpatient services

Office visits

Childbirth/delivery professional

services

If you are

pregnant

Childbirth/delivery facility

services

Home health care

If you need help

Rehabilitation services

recovering or

Habilitation services

have other special

health needs

Skilled nursing care

What You Will Pay

In-Network Provider

Non-Network Provider

(You will pay the least)

(You will pay the most)

Limitations, Exceptions, &

Other Important Information

$150/admission

Covered as In-Network

Copay waived if admitted

inpatient. 0% coinsurance for

Emergency Room Physician Fee.

0% coinsurance

Covered as In-Network

--------none--------

0% coinsurance

20% coinsurance

0% coinsurance

20% coinsurance

0% coinsurance

Office Visit

0% coinsurance

Other Outpatient

0% coinsurance

20% coinsurance

Office Visit

20% coinsurance

Other Outpatient

20% coinsurance

0% coinsurance

20% coinsurance

0% coinsurance

20% coinsurance

0% coinsurance

20% coinsurance

0% coinsurance

20% coinsurance

0% coinsurance

0% coinsurance

0% coinsurance

20% coinsurance

20% coinsurance

20% coinsurance

0% coinsurance

20% coinsurance

--------none-------$1,000 maximum/day for NonEmergency Admissions to NonNetwork Providers.

--------none-------Office Visit

--------none-------Other Outpatient

--------none-------$1,000 maximum/day for NonEmergency Admissions to NonNetwork Providers. 0%

coinsurance for Inpatient

Physician Fee In-Network

Providers. 20% coinsurance for

Inpatient Physician Fee NonNetwork Providers.

$1,000 maximum/day for NonEmergency Admissions to NonNetwork Providers. Maternity

care may include tests and

services described elsewhere in

the SBC (i.e. ultrasound).

*Coverage includes fertility

preservation services, see

Fertility Preservation section.

100 visits/benefit period.

Costs may vary by site of service.

*See Therapy Services section.

100 days/benefit period for

skilled nursing services.

* For more information about limitations and exceptions, see plan or policy document at .

Page 3 of 11

Common

Medical Event

If your child

needs dental or

eye care

What You Will Pay

In-Network Provider

Non-Network Provider

(You will pay the least)

(You will pay the most)

Services You May Need

Durable medical equipment

20% coinsurance

20% coinsurance

Hospice services

0% coinsurance

20% coinsurance

$0 copayment up to plan's

Maximum Allowed Amount

Not covered

Not covered

Children¡¯s eye exam

No charge

Children¡¯s glasses

Children¡¯s dental check-up

Not covered

Not covered

Limitations, Exceptions, &

Other Important Information

*See Durable Medical

Equipment Section

--------none-------*See Vision Services section

--------none--------

Excluded Services & Other Covered Services:

Services Your Plan Generally Does NOT Cover (Check your policy or plan document for more information and a list of any other

excluded services.)

? Cosmetic surgery

? Dental care (Adult)

? Dental care (Pediatric)

? Dental Check-up

? Glasses for a child

? Infertility treatment

? Long-term care

? Private-duty nursing

? Routine foot care unless you have been

diagnosed with diabetes

? Weight loss programs

Other Covered Services (Limitations may apply to these services. This isn¡¯t a complete list. Please see your plan document.)

?

?

Acupuncture 20 visits/benefit period

Hearing aids

?

?

Bariatric surgery

Most coverage provided outside the

United States. See



?

?

Chiropractic care 30 visits/benefit period

Routine eye care (Adult) 1 exam/benefit

period.

Your Rights to Continue Coverage: There are agencies that can help if you want to continue your coverage after it ends. The contact information for those

agencies is: Department of Managed Health Care, California Help Center, 980 9th Street, Suite 500, Sacramento, CA 95814-2725, (888) 466-2219,

, Department of Labor, Employee Benefits Security Administration, (866) 444-EBSA (3272), ebsa/healthreform, or

contact Anthem at the number on the back of your ID card. Other coverage options may be available to you too, including buying individual insurance

coverage through the Health Insurance Marketplace. For more information about the Marketplace, visit or call 1-800-318-2596.

Your Grievance and Appeals Rights: There are agencies that can help if you have a complaint against your plan for a denial of a claim. This complaint is

called a grievance or appeal. For more information about your rights, look at the explanation of benefits you will receive for that medical claim. Your plan

documents also provide complete information to submit a claim, appeal, or a grievance for any reason to your plan. For more information about your rights,

this notice, or assistance, contact:

ATTN: Grievances and Appeals, P.O. Box 4310, Woodland Hills, CA 91365-4310

Department of Labor, Employee Benefits Security Administration, (866) 444-EBSA (3272), ebsa/healthreform

* For more information about limitations and exceptions, see plan or policy document at .

Page 4 of 11

Department of Managed Health Care, California Help Center, 980 9th Street, Suite 500, Sacramento, CA 95814-2725, (888) 466-2219,



California Consumer Assistance Program, Operated by the California Department of Managed Health Care, 980 9th St, Suite #500, Sacramento, CA 95814,

(888) 466-2219,

Does this plan provide Minimum Essential Coverage? No

Minimum Essential Coverage generally includes plans, health insurance available through the Marketplace or other individual market policies, Medicare,

Medicaid, CHIP, TRICARE, and certain other coverage. If you are eligible for certain types of Minimum Essential Coverage, you may not be eligible for the

premium tax credit.

Does this plan meet the Minimum Value Standards? No

If your plan doesn¡¯t meet the Minimum Value Standards, you may be eligible for a premium tax credit to help you pay for a plan through the Marketplace.

To see examples of how this plan might cover costs for a sample medical situation, see the next section.

* For more information about limitations and exceptions, see plan or policy document at .

Page 5 of 11

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