Anthem Blue Cross Life and Health Insurance Company Your Plan: PRISM ...
Anthem Blue Cross Life and Health Insurance Company Your Plan: PRISM (CSURMA): Custom Premier PPO 500/20/90/60 Your Network: Prudent Buyer PPO
Covered Medical Benefits
Cost if you use an InNetwork Provider
Cost if you use a Non-Network Provider
Overall Deductible
$500 person / $1,000 family
$500 person / $1,000 family
Out-of-Pocket Limit
$2,500 person / $5,000 family
$2,500 person / $5,000 family
The family deductible and out-of-pocket maximum are embedded, meaning the cost shares of one family member will be applied to both per person deductible and per person out-of-pocket maximum; in addition, amounts for all covered family members apply to both the family deductible and family out-of-pocket maximum. No one member will pay more than the per person deductible or per person out-of-pocket maximum.
Your copays, coinsurance and deductible count toward your out of pocket amount(s).
In-network and out-of-network deductibles are combined and accumulate toward each other; in-network and out-of-network out-of-pocket maximum amounts are combined and accumulate toward each other.
Preventive Care / Screening / Immunization
No charge
Preventive Care for Chronic Conditions per IRS guidelines
No charge
Virtual Care (Telemedicine / Telehealth Visits)
Virtual Visits - Online visits with Doctors who also provide services in person
Primary Care (PCP) ) including Mental Health and Substance Abuse care by a PCP
$20 copay per visit deductible does not apply
Mental Health and Substance care by Providers other than a PCP
$20 copay per visit deductible does not apply
Specialist
$20 copay per visit deductible does not apply
40% coinsurance after deductible is met 40% coinsurance after deductible is met
40% coinsurance after deductible is met
40% coinsurance after deductible is met
40% coinsurance after deductible is met
Page 1 of 10
Covered Medical Benefits
Virtual Visits from Online Provider LiveHealth Online via ; our mobile app, website or Anthem-enabled device Primary Care (PCP) and Mental Health and Substance Use Disorder Specialist Care Visits in an Office Primary Care (PCP)
Specialist Care
Other Practitioner Visits Routine Maternity Care (Prenatal and Postnatal)
Retail Health Clinic
Manipulation Therapy Coverage is limited to 30 visits per benefit period. Acupuncture Coverage is limited to 20 visits per benefit period. Other Services in an Office Allergy Testing Chemo/Radiation Therapy
Dialysis/Hemodialysis
Prescription Drugs Dispensed in the office
Cost if you use an In- Cost if you use a
Network Provider
Non-Network Provider
$10 copay per visit deductible does not apply $20 copay per visit deductible does not apply
$20 copay per visit deductible does not apply
$20 copay per visit deductible does not apply
40% coinsurance after deductible is met
40% coinsurance after deductible is met
$20 copay per visit deductible does not apply
$20 copay per visit deductible does not apply
$20 copay per visit deductible does not apply
$20 copay per visit deductible does not apply
40% coinsurance after deductible is met
40% coinsurance after deductible is met
40% coinsurance after deductible is met
40% coinsurance after deductible is met
10% coinsurance after deductible is met
10% coinsurance after deductible is met
40% coinsurance after deductible is met
40% coinsurance after deductible is met
10% coinsurance after 40% coinsurance after
deductible is met
deductible is met
10% coinsurance after 40% coinsurance after
deductible is met
deductible is met
Page 2 of 10
Covered Medical Benefits Surgery
Cost if you use an InNetwork Provider
10% coinsurance after deductible is met
Cost if you use a Non-Network Provider
40% coinsurance after deductible is met
Diagnostic Services Lab Office Freestanding Lab Outpatient Hospital
X-Ray Office Freestanding Radiology Center Outpatient Hospital
Advanced Diagnostic Imaging for example: MRI, PET and CAT scans
10% coinsurance after deductible is met
10% coinsurance after deductible is met
10% coinsurance after deductible is met
40% coinsurance after deductible is met
40% coinsurance after deductible is met
40% coinsurance after deductible is met
10% coinsurance after deductible is met
10% coinsurance after deductible is met
10% coinsurance after deductible is met
40% coinsurance after deductible is met
40% coinsurance after deductible is met
40% coinsurance after deductible is met
Office Freestanding Radiology Center Outpatient Hospital Emergency and Urgent Care Urgent Care
Emergency Room Facility Services Copay waived if admitted.
Emergency Room Doctor and Other Services
Ambulance
10% coinsurance after deductible is met
10% coinsurance after deductible is met
10% coinsurance after deductible is met
40% coinsurance after deductible is met
40% coinsurance after deductible is met
40% coinsurance after deductible is met
$20 copay per visit deductible does not apply
$50 copay per visit and then 10% coinsurance after deductible is met
40% coinsurance after deductible is met
Covered as In-Network
10% coinsurance after Covered as In-Network deductible is met
10% coinsurance after Covered as In-Network deductible is met
Page 3 of 10
Covered Medical Benefits
Cost if you use an InNetwork Provider
Cost if you use a Non-Network Provider
Outpatient Mental Health and Substance Use Disorder Doctor Office Visit
Facility Visit Facility Fees
$20 copay per visit deductible does not apply
40% coinsurance after deductible is met
10% coinsurance after 40% coinsurance after
deductible is met
deductible is met
Doctor Services
10% coinsurance after 40% coinsurance after
deductible is met
deductible is met
Outpatient Surgery Facility Fees Hospital
Freestanding Surgical Center
Doctor and Other Services Hospital
10% coinsurance after deductible is met
10% coinsurance after deductible is met
40% coinsurance after deductible is met
40% coinsurance after deductible is met
10% coinsurance after 40% coinsurance after
deductible is met
deductible is met
Hospital (Including Maternity, Mental Health and Substance Use Disorder) Member is responsible for an additional $500 copay if prior authorization is not obtained from Anthem for non-emergency Inpatient admissions to nonnetwork providers. Anthem's maximum payment is up to $600 per day for non-emergency Inpatient admissions to non-network providers.
Facility Fees
10% coinsurance after deductible is met
Doctor and other services
10% coinsurance after deductible is met
40% coinsurance after deductible is met
40% coinsurance after deductible is met
Recovery & Rehabilitation
Home Health Care Coverage is limited to 100 visits per benefit period.
10% coinsurance after 40% coinsurance after
deductible is met
deductible is met
Rehabilitation services
Office
10% coinsurance after 40% coinsurance after
deductible is met
deductible is met
Page 4 of 10
Covered Medical Benefits Outpatient Hospital
Cardiac rehabilitation Office Outpatient Hospital Skilled Nursing Care (facility) Coverage is limited to 100 days per benefit period. Inpatient Hospice Durable Medical Equipment
Prosthetic Devices
Cost if you use an InNetwork Provider
Cost if you use a Non-Network Provider
10% coinsurance after 40% coinsurance after
deductible is met
deductible is met
10% coinsurance after deductible is met
10% coinsurance after deductible is met
40% coinsurance after deductible is met
40% coinsurance after deductible is met
10% coinsurance after 40% coinsurance after
deductible is met
deductible is met
No charge
40% coinsurance after deductible is met
10% coinsurance after 40% coinsurance after
deductible is met
deductible is met
10% coinsurance after 40% coinsurance after
deductible is met
deductible is met
Page 5 of 10
................
................
In order to avoid copyright disputes, this page is only a partial summary.
To fulfill the demand for quickly locating and searching documents.
It is intelligent file search solution for home and business.
Related download
- payer connection payer list
- anthem bluecross life and health insurance company your plan prism
- anthem blue cross gold plan summary california health sciences university
- anthem blue cross life and health insurance company your plan prism
- california employee enrollment application for small groups medical
- e anthem group health plan inquiry usage agreement
- california employee waiver form for small groups
- pepsico healthy advantage bcbs
- anthem bc health insurance company group sponsored health plan
- the state of new hampshire insurance department
Related searches
- anthem blue cross find a doctor
- anthem blue cross 2021 formulary
- anthem blue cross providers list
- anthem blue cross california doctors list
- anthem blue cross blue shield network doctors
- anthem blue cross blue shield provider portal
- anthem blue cross blue shield providers
- anthem blue cross doctors list
- anthem blue cross dr finder
- anthem blue cross find a provider
- anthem blue cross ppo network providers
- anthem blue cross preferred provider