BILL PAYMENTS & FUND TRANSFERS

USER GUIDE

BILL PAYMENTS & FUND TRANSFERS

SMART ONLINE BANKING SYSTEM

ELECTRONIC BANKING UNIT, 21ST FLOOR,

BANK OF CEYLON ? HEAD OFFICE.

Table of Contents

Payment options............................................................................................................................................ 1 Pay now..................................................................................................................................................... 1 Pay later .................................................................................................................................................... 1 Pay Periodically ........................................................................................................................................ 2

Fund Transfer Limits .................................................................................................................................... 2 Bill Payments ................................................................................................................................................ 3

Add Billers ................................................................................................................................................ 3 Add a biller as Ordinary/Unregistered ...................................................................................................... 5 Add a biller as Register............................................................................................................................. 6 Bill Payment.................................................................................................................................................. 8 Bill payment to a "registered" biller ......................................................................................................... 9 Bill payment to an "unregistered" biller ................................................................................................. 10 Fund Transfer.............................................................................................................................................. 11 Beneficiary Maintenance ............................................................................................................................ 11 Add "Third Party - BOC Account"......................................................................................................... 12 Add "Third Party ? Other Bank" Account.............................................................................................. 14 View/Modify/Delete beneficiaries .......................................................................................................... 19 Transfer funds ............................................................................................................................................. 20 Own Account Transfer............................................................................................................................ 20 Third Party ? BOC Accounts .................................................................................................................. 23

Select Beneficiary (Third party - BOC accounts) ............................................................................... 23 Transfer funds to another BOC account which is not belong to you .................................................. 24 Example: Transfer funds to another BOC account which is not belong to you .................................. 25 Third Party ? Other Banks ...................................................................................................................... 26 Select Beneficiary (Third party ? Other Bank accounts) .................................................................... 27 Transfer funds to Other Bank account ................................................................................................ 28 Example: Transfer funds to Other Bank account (Non BOC) ............................................................ 29

BOC SMART ONLINE BANKING

BILL PAYMENTS & FUND TRANSFERS

Payment options

You can choose the payment options when you make a payment to a biller or transferring funds to an account.

Pay now: payment will be submitted to the biller/account at the same time of your transaction

submitted.

Subjected to the availability of funds and the status of the account

Pay later: You can select the date on which the payment should be made for the biller/account

Subjected to the availability of funds and the status of the account

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BOC SMART ONLINE BANKING

BILL PAYMENTS & FUND TRANSFERS

Pay Periodically: You can use this option, if you know the payment amount which needs to be done

for a particular biller repeatedly (periodically)

Subjected to the availability of funds and the status of the account

Fund Transfer Limits

Fund transfer limit applicable for customer will be assigned by the bank. Limit will be applied for all debit allowed accounts under your name. Limit will be applicable to different categories and number of transactions allowed for different categories will also be limited.

You are allowed to reduce the assigned limit and increase the limit upto approved amount, which will be applied immediately. Any request of higher limit package should be requested to the branch.

You are advised to keep your limit at minimum level to mitigate the risk.

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BOC SMART ONLINE BANKING

BILL PAYMENTS & FUND TRANSFERS

Bill Payments

You can pay bills for several "billers" using the BOC Internet & Mobile Banking System.

All billers should be registered prior to payment whether it is registered or unregister.

You can make immediate payments at the same time or scheduled payments to future date.

If you are a new user, you will have to add billers. If you were a user of OLD - BOC Internet Banking System, you can view the migrated bill/biller details in the system under "Bill Payments"

Add Billers

Click on "Bill Payments" and "Register Biller"

If you are a new user to the system, you will see the message displayed here

Click on "Add New Biller"

Please select customer Please select the biller

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