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Choosingtherightcreditcardiseasierthanever.

Nomatterwhichcardyouchoose,you'llenjoyimportantfeatureslike: ?EMVsmartchiptechnologyforaddedsecurity ?Mobilepurchasingcapabilityforaddedconvenience ?Plusmuchmore!

(Optional)DirectuserstotheElanInteractiveRewards CardComparisonSiteat (insertyourFILocationCode)

PayDownBalances. Visa? Platinum Card

All"LearnMore"and"ApplyNow"linksshoulddirect users to the Elan Landing Page at (insertyourFILocationCode)

?Paydownyourothercreditcardbalancesfasterwithagreat lowintroductoryrateforanextendedtime

? Save on interest

? Non-Rewards

APPLY NOW

FlexibleCashRewards.

CashRewardsAmericanExpress? Card

?3%cashback1onthefirst$6,000ineligiblenetpurchasesmade eachyearatgasstations2,4

?2%cashbackoneligiblesupermarketnetpurchases ?1%cashbackonallothereligiblenetpurchases ?$25cashbackawardedafterfirstpurchase3

APPLY NOW

RewardsToUseTheW ayYouW ant.4

Visa? RealRewardsCard

?Earn1.5pointsmonthlyforevery$1youspendoneligiblenet purchases(equalto1.5%cashback)5

?Nocaporlimitonthenumberofpointsyoucanearn,and youhavefiveyearstoredeem forrewards

?2,500bonusrewardspointsawardedafterfirstpurchase3

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PremierRewardsAmericanExpress? Card

?Earn4pointsforevery$1spentoneligiblenetrestaurant purchases6

?Earn3pointsforevery$1spentoneligiblenetairlinepurchases

?Earn2pointsforevery$1spentoneligiblenetgaspurchases

?Earn1pointforevery$1spentonallothereligiblenetpurchases

?Plus,earn10,000one-timebonusrewardsafteryouspend $1,000inthefirst3months3.

?Nocaporlimitonthenumberofpointsyoucanearn,andyou havefiveyearstoredeemforrewards4

?ReimbursementforeitherGlobalEntryorTSAPre?7

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Build Your Credit.

Visa? CollegeRealRewardsCard

?Earn1.5pointsmonthlyforeverydollaryouspendoneligible netpurchases.5

?Nocaporlimitonthepointsyoucanearn,plusyouhave fiveyearstoredeempointsforrewards4

?2,500bonusrewardspointsawardedafterfirstpurchase3, redeemablefor$25cashback,merchandise,giftcardsor travelsavings.

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Visa? SecuredCard

?Providesanexcellentopportunityforsomeonestartingacredit historyorforsomeonewhohasbeenturneddownforacredit card.Ifyouneedtoimproveorre-establishyourcredithistory8, here'sagreatwaytobeginthatprocess.

?Enjoytheconvenienceofcreditincludingtheoptiontocarrya balancewhileearninginterestonyoursecuredsavingsaccount.

APPLY NOW

1RewardpointscanberedeemedasacashdeposittoacheckingorsavingsaccountwiththisFinancialInstitutionorasastatementcredittoyourcreditcard accountwithinonetotwobillingcycles.

2CashRewardsCard:"CashBackRewards"aretherewardsyouearnundertheprogram.CashBackRewardsaretrackedaspointsandeachpointin CashBackRewardsearnedisequalto$0.01.Youmaysimplysee"CashBack"inmarketingmaterialwhenreferringtotherewardsyouearn.Youwillearn 1RewardPoint("Point")foreachdollarofeligibleNetPurchaseschargedtoyourAccountduringeachbillingcycle.Youwillalsoearn1additionalPoint (foratotalof2Points)foreachdollarofeligibleNetPurchaseschargedtoyourAccountduringeachbillingcycleforanymerchantclassifiedasa supermarket.ThenumberofadditionalPointsearnedonsupermarketPurchasesisunlimited.Inaddition,youwillearn2additionalPoints(foratotalof3 Points)foreachdollarofNetPurchaseschargedtoyourAccountduringeachbillingcycleatmerchantlocationsthatareclassifiedinanyofthefollowing merchantcategorycodes:automatedfueldispensersandservicestations,uptoamaximumof$6,000spentduringeach12-monthperiodcommencingon theanniversarydateofthisAccount.Automatedfueldispenserandservicestationpurchasesabove$6,000(fortheremainderofthat12-monthperiod)will earnatarateof1PointforeachdollarofNetPurchaseschargedtoyourAccountduringeachbillingcycle.Pointsexpirefiveyearsfromtheendofthe quarterinwhichtheyareearned.

3Bonusrewardspointsorcashbackwillbeapplied6to8weeksafterfirstpurchaseandarenotawardedforbalancetransfersorcashadvances.One-time bonusrewardswillbeawardedaftereligiblenetpurchasestotaling$1,000ormorearemadetoyouraccountwithinthreemonthsfromaccountopening.

4TheElanRewardsProgramissubjecttochange.purchasesarepurchasesminuscreditsandreturns.Not alltransactionsareeligibletoearnrewards,suchasAdvances,BalanceTransfersandConvenienceChecks.Uponapproval,seeyourCardmember Agreementfordetails.YoumaynotredeemPoints,andyouwillimmediatelyloseallofyourPoints,ifyourAccountisclosedtofuturetransactions(including, butnotlimitedto,duetoProgrammisuse,failuretopay,bankruptcy,ordeath).

5RealRewards:Youwillearn1.5RewardPoints("Points")foreachdollarofeligibleNetPurchasesmadewithyourAccountwithinabillingcycle(equalto 1.5%cashback).Monthlynetpurchasepointswillbeappliedeachbillingcycle.Pointsexpirefiveyearsfromtheendofthequarterinwhichtheyare earned.

6PremierRewardsCardPoints:Youwillearn1RewardPoint("Point")foreachdollarofeligibleNetPurchaseschargedtoyourAccountduringeachbilling cycle.Youwillalsoearn1additionalPoint(foratotalof2Points)foreachdollarofNetPurchaseschargedtoyourAccountduringeachbillingcycleat merchantswhichcategorizetheirbusinessasaservicestationorautomatedfueldispensers.Youwillearn2additionalPoints(foratotalof3Points)for eachdollarofNetPurchaseschargedtoyourAccountduringeachbillingcycleatmerchantlocationsthatareclassifiedinthemerchantcategorycodeof airlines.Youwillearn3additionalPoints(foratotalof4Points)foreachdollarofNetPurchaseschargedtoyourAccountduringeachbillingcycleatany merchantclassifiedasarestaurant.Pointsexpirefiveyearsfromtheendofthequarterinwhichtheyareearned.

7Certainlimitationsandrestrictionsmayapply.FurtherdetailsareavailableintheGuidetoBenefitswhichisprovidedtonewcardmembersuponapproval.

8Latepaymentsandgoingoverthecreditlimitmaydamageyourcredithistory.

ThecreditorandissuerofthesecardsisElanFinancialServices,pursuanttoseparatelicensesfromVisaU.S.A.Inc.andAmericanExpress.American ExpressisafederallyregisteredservicemarkofAmericanExpress.

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