M&T’s FHA financing.

M&T's FHA financing.

Makes moving easy and affordable.

At M&T we know buying a house takes a lot of planning, but it doesn't have to take a lot of money. With FHA nancing from M&T, you don't need to worry about having a lot of cash on hand. M&T's FHA nancing o ers:

? The ability to move in with a low downpayment ? Fixed and adjustable rate mortgages ? 100% of your downpayment and closing costs may come from gift funds ? The seller has the ability to contribute a portion of the loan amount to pay certain closing costs ? 1-4 unit, PUD, 1-unit condo, modular and prefabricated home financing ? Higher qualifying ratios allowing homebuyers to qualify for high loan amounts ? Below-market interest rate available in many areas*

To nd out more, contact M&T Bank today.

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EQUALHOUSING *Below-market rate is available for eligible borrowers purchasing a home. This is not a commitment to make a mortgage loan. All lending products are subject LENDER to credit and property approval. Certain conditions and restrictions apply. Call for details. ?2015 M&T Bank. NMLS #381076. Member FDIC. MMC-DS282

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