Program Fundedy By Website Benefit Requirement(s) Apply
[Pages:1]Teacher Loan Forgiveness Programs
Program
Fundedy By
Teacher Education Assistance for College and Higher Education (TEACH) Grant Program
U.S. Department of Education
Federal Teacher Loan Forgiveness Program ? FFELP and Direct Loans
Federal Perkins Loan Teacher Cancellation
U.S. Department of Education
U.S. Department of Education
Iowa Teacher Shortage Loan Forgiveness Program
State of Iowa
Teach Iowa Scholars Program
State of Iowa
Public Service Loan Forgiveness
U.S. Department of Education
Website
understand-aid/types/grants/ teach
manage-loans/forgivenesscancellation#teacher manage-loans/forgivenesscancellation#perkins
TeachIowaScholar
manage-loans/forgivenesscancellation#public-service
Benefit
Up to $4,000 a year in grant aid for current or prospective teachers; grant aid converts to a loan similar to unsubsidized Direct Loan if recipients do not fulfill teaching obligation $5,000 or $17,500, maximum, depending on teaching subject area(s) 100% of Perkins Loan balance eligible for loan forgiveness
Varies
An eligible applicant can receive up to $4,000 in income or student loan repayment benefits for up to five consecutive years of full-time employment
Varies based upon total eligible federal student loan amount
Requirement(s)
Apply
Several student and institution eligibility requirements; full-time teaching required at specified schools and field in exchange for TEACH grant aid
Complete FAFSA; contact student financial aid office at current and/or prospective college or university to see if they participate in the TEACH Grant program
Full-time teaching in a low-income building for five Upon completion of five consecutive years before any loan forgiveness is consecutive years of teaching made (nationwide program)
Full-time teaching in a low-income building or subject shortage area
Contact college or university that issued Federal Perkins Loan(s) for further information
First teaching job on or after July 1, 2007; licensed teacher in Iowa shortage areas
Online (January ? March); contact the Iowa College Student Aid Commission at (877) 272-4456 for more information
An applicant must: - Graduate in the top 25% academically of all
teacher preparation program graduates during an academic year at a postsecondary institution. Top 25% academically is defined and certified by the postsecondary institution. - Secure full-time employment for the current school year in an eligible teaching field at a school district or area education agency. - Complete the application on or before the application deadline date.
Complete the online application during the application period.
- Make 120 monthly payments on eligible Direct Loans on or after Oct. 1, 2007
- Be employed full time in a public service job during the time 120 qualifying monthly payments are made
- Be employed full time in a public service job at the time the Secretary forgives the loan
- Make the 120 monthly payments under the Income-Contingent or new Income-Based Repayment Plan
Online at studentaid. publicservice.
SM
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