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Careful when using your calculator. Note that a common mistake is to not make sure the exponent is 12*40 or 480. In other words, x^a*b is different than x^(a*b) due to order of operations. ... Note that sometimes the effective rate is called the APR (borrowing) or APY (savings). > Fill in the blanks. The more _____ the compounding periods, the ... ................
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