PROFESSIONAL LIABILITY

PROFESSIONAL LIABILITY

BROKER REFERENCE GUIDE

LITIGATION COST PROTECTION (LCP)

Litigation Cost Protection (LCP) is an indemnity insurance product designed for plaintiffs' attorneys that advance litigation costs on behalf of plaintiffs to cover the loss of litigation costs only in the event of a total loss (zero dollar recovery) following a trial verdict rendered in favor of the defendant.

This product coverages costs only; not attorney's fees. The purchase of this insurance must be effectuated no later than sixty (60) days after service of suit.

COVERAGE HIGHLIGHTS -

? Purchase coverage on a case by case basis ? Limits from $10,000 - $100,000 available ? Minimum premium $750 ? Coverage available in California, Florida, Illinois, New York and

Texas

TARGET FEDERAL CASES

? Contract ? Tort ? Federal Tort Claim Act

TARGET STATE CASES

? Professional malpractice (other than medical malpractice) ? Medical malpractice ? Product liability ? Auto/trucking negligence ? Premises liability/negligent security ? Other negligence ? Contract and indebtedness

EXCLUDED ACTIONS

? Class actions ? Alleged civil rights violations ? Cases in which the defendant is a public entity, such as a

government, governmental agency or municipality

ISSUING PAPER COMPANY (SURPLUS LINES)

? Aspen Specialty Insurance Company

Applying for coverage is simple. A point, click and bind web-based application has been designed to make the process efficient. Apply online at by answering a four (4) eligibility questions.

Aspen's LCP program is managed by Socius Insurance Services, Inc. and sponsored by Justin Leto and Larry Bassuk of the law firm of Leto Bassuk.

FINANCIAL RATINGS

For the 12 months ended 2015, Aspen reported gross written premiums of $3 billion, and total assets of approximately $11 billion. Its operating subsidiaries have been assigned the following ratings:

? A.M. Best Rated `A' (Excellent) ? S&P Rated `A' (Stable) ? Moody's Rated `A2' (Stable)

We offer products on an admitted basis through Aspen American Insurance Company and on a non-admitted basis through surplus line brokers, Aspen Specialty Insurance Company and Aspen Insurance UK Limited.

Atlanta | Boston | Chicago | Houston | Jersey City | Miami | New York | Pasadena | Rocky Hill | San Francisco

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WHY ASPEN?

? E xpertise: We are proud of the expertise and deep knowledge of our underwriters and claims teams. We empower our Business Line leaders, who are also Chief Underwriting Officers, for their specific lines.

? Integrated Underwriting & Claims Structure: Both our claims & underwriting teams collaborate on policy forms, proactively determining the right coverage and identifying claimsmanagement measures; the teams are co-located.

? C reative, Customized Solutions: Our appetite to handle the complex risk needs of clients is based upon our ability to tailor customized solutions to address those risks.

? S elect Distribution Network: Our specialty insurance products & customized solutions are an ideal fit for a limited distribution network; aligning with distribution partners in this way allows for best-in-class client support.

CONTACT US

Justin Leto

77 Brickell Avenue, Suite 600 Miami, Florida 33131 T +1 305 577 8448

Larry Bassuk

77 Brickell Avenue, Suite 600 Miami, Florida 33131 T +1 305 577 8448

The information contained herein is for informational purposes only. Coverage may not be available in all jurisdictions and is subject to actual policy language. No representation is made with respect to coverage in any specific fact situation or circumstance. All products are written by insurance company affiliates of Aspen U.S. Holdings, Inc. Coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.

Atlanta | Boston | Chicago | Houston | Jersey City | Miami | New York | Pasadena | Rocky Hill | San Francisco

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