Aspen Risk Management Group

Aspen Risk Management Group

Workers' Compensation Claims Services

Aspen Risk Management Group is an employee-owned consulting company providing business improvement strategies including risk management, safety, human resources, and workers' compensation. Our team has very solid credentials and work experience, and consists of industry leaders from multiple disciplines.

Successes

Over the years we have worked with clients to help them reduce their Experience Modification Rates, netting them significant reductions in their overall insurance costs. Below are results from a few clients we have worked with over the years:

? Residential Treatment Facility (900 employees) ? 40 Facilities throughout California (Consulting from 1996 to 2004). Starting Xmod (in 1995) 1.73, current 1.23

? Multi-location School System for Troubled Youth (300 employees). Starting Xmod 2.37, reduced to 1.22 after 3-years of efforts

? California-based Head Start Programs (3000 employees) (1995/6 through 2001). Starting Xmod 2.49, Current 1.57

? Municipality (300 employees) (Consulting through 2001) Starting Xmod (in 1997) .98, Current .90

? Large Multi-unit Auto Dealership (1000 employees) (1994 through 2004) Starting Xmod .77, Current .62

? Multi-conglomerate Auto Parts (400 employees) (Consulting 1997 through 2003) Starting Xmod 1.15, Current .79

? Fifth Largest Port District and Airport Authority in US (1,100 employees) (1997 through 2002) Starting Xmod (in 1998) 1.13, Current .93.

Client Benefits

By utilizing our workers' compensation consulting services, some of the many benefits include:

? Allows for the opportunity in reduction of workers' comp injury losses and premiums ? Minimizes employment operating expense through retention of valued employees ? Reduces litigation and increases employee satisfaction ? Assures that company's workers' compensation claims dollars are being spent wisely ? Review of policy and experience ratings to ensure accuracy ? Coordinate and participate in claims reviews with the insurance company to fit your objectives ? Assisting in mediating claims disputes ? Conduct a unit statistical reserve review prior to submission for rating and retro purposes ? Project new experience modification ? Monitoring of legislative developments ? Monitoring of legal decisions affecting benefits and coverage ? Assist in the development of a program to meet an organization's workers' compensation

objectives

Aspen Risk Management Group3505 Camino del Rio South, Suite 336ASan Diego, CA 92108 Phone: (619) 294-9863web site:

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