Dental Provider Manual - UPMC Health Plan

Dental Provider Manual

Reference Guide

Table of Contents

2016 UPMC Dental Provider Manual

Welcome2

Advantages of Participating

2

UPMC Dental Advantage Provider Portal

2

Product at a Glance

2

Verifying Eligibility3

Fee Schedule3

Coordination of Benefits Information

3

Predetermination4

Processing Claims4

Claims Processing Policies

5

Benefit Limitations6

Orthodontic Services7

Dealing With Services That Are Not Covered 8

Dental Record Documentation

8

Credentialing9

Reporting Practice Changes

9

Leaving the Network9

Dentist Responsibilities10

Compliance11

Sanctions12

Termination12

Surveys and Assessments

13

Member Administration13

UPMC Dental Advantage

Discount Dental Plan

14

Essential Health Benefits

Pediatric Dental Guide

Verifying Eligibility & Claims Submission

19

Essential Health Benefits (EHB) Plan Design 19

Dental Essential Health Benefits Rider

19

Orthodontic Treatment Under Essential

Health Benefits 20

Important Information for Members Currently

in Orthodontic Treatment

20

How Orthodontic Benefits Are Paid

for Pediatric Dental Essential Health

Benefits (EHB) Members

21

Salzmann Evaluation Index Instructions

25

2016 UPMC Dental Advantage

Medicare Provider Manual

Welcome35

Advantages of Participating

35

UPMC Dental Advantage Provider Portal

35

Product at a Glance

35

Non-Covered Services

36

Fee Schedule 36

Discounted Services 36

Verifying Eligibility36

Coordination of Benefits Information

36

Predetermination37

Processing Claims 37

Claims Processing Policies

38

Benefit Limitations

39

Dental Record Documentation

39

Credentialing 40

Reporting Practice Changes

40

Leaving the Network

41

Dentist Responsibilities

41

Compliance 41

Sanctions 43

Termination 43

Surveys and Assessments

44

Member Administration

44

Glossary47

Abbreviations 49

Explanation of Payment Example

53

Electronic Funds Transfer Forms

57

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Welcome

Welcome to UPMC Dental Advantage. We are committed to providing quality coverage to our members. UPMC Health Plan,* a leading regional health insurer owned and led by providers, created UPMC Dental Advantage. We consider the dentists in our network to be leaders in providing quality care.

This manual is your main source of information about UPMC Dental Advantage's products, services, and claims processes. We hope you find it helpful.

We value your participation and thank you for being a part of UPMC Dental Advantage.

UPMC Dental Advantage will update this manual and post revisions as needed. The back of this manual indicates the copyright date and the edition to show the timeliness of the information.

Advantages of Participating

UPMC Dental Advantage is dedicated to fostering a mutually beneficial relationship with participating dentists by offering the following business incentives:

? Rapid payment of claims and reimbursement ? Competitive fee schedule ? Live support from an organization known for excellent

customer service ? With the exception of essential health benefits, there is

no prior authorization of services** ? Simple, easy claims filing ? Only requires initial orthodontic claims submission:

no additional claims required to receive subsequent payments ? system automatically generates payments on a quarterly basis. ? Payments made directly to participating dentists; electronic funds transfer (EFT) payments also available ? Names, addresses, and phone numbers of participating dentists available to all members on the Plan's website at providers ? UPMC Dental Advantage newsletter for participating dentists ? Dedicated Network Manager assigned to your practice to assist with operational issues and contractual questions

*The term UPMC Health Plan or "the plan" collectively refers to UPMC Health Plan Inc., UPMC Health Benefits Inc., and UPMC Dental Advantage. **Prior approval is required for orthodontic treatment for eligible essential health benefit (EHB) members. Refer to page 8. The Plan may request additional clinical information for these members to determine eligibility for orthodontic services.

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UPMC Dental Advantage Provider Portal

As a participating provider, you can access valuable information by visiting the UPMC Dental Advantage provider portal at providers. It's easy to create an account. Log in and click on the Register box. Once you're a registered user, you can:

? View up-to-date eligibility and covered benefits

? View real-time patient and claims data

? Receive 24-hour access to claims and coverage information

? Get an immediate response if mistakes are made submitting a claim (using HIPAA 837 forms)

Product at a Glance

UPMC Dental Advantage is a Preferred Provider Organization (PPO) plan that gives members the freedom to choose any dentist to provide care. Members have a combination of deductibles, coinsurance, and copayments for both in-network and out-of-network benefits. Members receive the highest level of benefits and lowest out-ofpocket costs when they use a UPMC Dental Advantage participating dentist.

There are many different cost-sharing structures based on the plan the employer selects. Benefit levels could vary by deductibles and coinsurance, benefit choices, and benefit maximums.

Some plans may change over time due to employer benefit changes, regulatory requirements, or policy requirements. For the latest updates, visit the UPMC Dental Advantage website at providers or call the Dental Benefits Advisory Team.

Under the Affordable Care Act (ACA), select UPMC Health Plan members will have access to pediatric dental essential health benefits (EHB). These benefits became effective January 1, 2014. Pediatric dental EHB for ACA compliant small group participants will be administered by UPMC Dental Advantage on behalf of UPMC Health Plan. Dependents through the age of 19 enrolled in an ACA compliant small group are eligible for the pediatric dental EHB administered by UPMC Dental Advantage.

You should process claims for these patients like any other UPMC Dental Advantage member. Check the "Verifying Eligibility," "Processing Claims," and "Benefit Limitations" sections in this manual for more information on these patients.

UPMC Dental Advantage does not issue identification cards to EHB eligible members. Members will receive medical ID cards with instructions that explain how to submit pediatric dental claims. However, the identification number presented on this card should not be used to submit claims to UPMC Dental Advantage. See below for a sample ID card.

You are only permitted to balance-bill a member for the difference between your charge and the UPMC Dental Advantage reimbursement under the following circumstances:

? If a member has completed the financial liability waiver and elects to have a non-covered service performed, or

? If the member exceeds the maximum benefit limit within the benefit year.

You may not balance-bill a member for preventive treatment. Please refer to page 8 for more information on non-covered services.

Verifying Eligibility

You can verify member eligibility online at the UPMC Dental Advantage provider portal. To view information about an eligible member, you will need the subscriber's Social Security number or the member's name and date of birth. Once you've entered this information, you will have access to the member's plan information, including benefits, plan documents, and the date such benefits take effect. You can also verify eligibility by calling the Dental Benefits Advisory Team.

The process for verifying eligibility for patients who receive dental services under EHB is similar. The difference is that you will use the child's Social Security number or name and date of birth. EHB-eligible dependents will have an 11-digit member ID with a suffix of 01.

Verifying eligibility does not guarantee claim payment, nor does it confirm benefits or exclusions. Members must acknowledge their financial responsibility in writing before you provide services.

Fee Schedule

UPMC Dental Advantage reimburses dental services on a fee-for-service basis. Network dentists agree to accept the network reimbursement, less deductibles and coinsurance, as payment in full for covered services provided to members. UPMC Dental Advantage annually updates all fee schedules with CPT-4, HCPCS, and CDT code additions and deletions. The Plan follows the American Dental Association (ADA) Current Dental Terminology (CDT) guidelines whenever appropriate. For a copy of the most current UPMC Dental Advantage fee schedule, contact your Network Manager.

Coordination of Benefits Information

Coordination of benefits (COB) is a provision to prevent overpayment when a member is covered by more than one dental plan. If a member has coverage under two group dental plans, one as the employee and the other as the spouse of an employee, the group plan covering the member as a subscriber is primary. The plan covering the member as a dependent is secondary.

When UPMC Dental Advantage is the secondary payer, claims are accepted with the explanation of benefits (EOB) from the primary carrier. This secondary claim must be received within 90 days of the primary EOB remittance date or up to the new claim filing limit, whichever is greater. Claims submitted after these deadlines will be denied for untimely filing.

Members cannot be billed for the Plan's portion of the claims submitted after these deadlines; however, they may be billed for copayments, coinsurance, and/or deductibles. For further assistance, contact the Dental Benefits Advisory Team.

To assist with timely and accurate processing of COB claims and to minimize adjustments and overpayment recoveries, the Plan requires the following information:

? Insured ID number

? Subscriber name

? Relationship to member

? Other insurance name

? Other insurance phone

? Other insurance address

? Effective date of coverage

? Termination date of coverage, if applicable

? Type of coverage (e.g., medical, dental, auto insurance, hospital only, vision, workers' compensation, major medical, prescription, or supplemental)

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If you see that a member's COB or other dental insurance coverage information is missing or incorrect, please notify the Dental Benefits Advisory Team immediately.

COB determinations will not be made when a claim is submitted for predetermination. If you request a predetermination, we will only make a benefit determination as though no other insurance existed. Coordination of benefits will only occur when a claim is submitted for payment.

Determining Primary Insurance Coverage

These guidelines will help you determine primary dental insurance coverage:

? If a member is covered under two group dental plans, one as the employee and the other as the spouse of an employee, the group dental plan covering the member as a subscriber or a retiree is primary. The group dental plan covering the member as a dependent is secondary.

? If a member is a subscriber on more than one group dental plan, the plan that has been active the longest is the primary dental insurance carrier.

? If a child is adopted, the child is covered using the mother's ID number for the first 31 days following placement.

? If a child has dual coverage from both parents who are not legally separated or divorced, the child's primary dental insurance carrier is the parent or guardian whose birth date falls earlier in the calendar year. (This is known as the "birthday rule.'')

For questions about determining primary insurance coverage, call the Dental Benefits Advisory Team.

Predetermination

Predetermination is a process where a dentist submits a treatment plan before he or she begins treatment. Predetermination lets members know what their benefits are, the deductible and coinsurance that will apply, and what their out-of-pocket costs will be on a potential claim. Predeterminations are not a guarantee of payment. Payment is based on the member's eligibility and plan enrollment at the time services are rendered. Predeterminations are not mandatory but are strongly recommended.

Radiographs are not required for predeterminations. With the exception of EHB,* UPMC Dental Advantage does not require prior authorization, so radiographs are not required in advance of a member's treatment. However, UPMC Dental Advantage may request a post-chart review in which you will need to supply documentation, including radiographs.

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It is important to note that when you submit a predetermination, planned services should never appear on the same form as actual services. You need to submit a predetermination as a separate transaction. When you submit a predetermination on a paper claim form, check the box in Block 1 that is labeled "Request for Predetermination/Preauthorization." Do not include a service date.

*Prior approval is required for orthodontic treatment for members who are eligible for the pediatric dental essential health benefits (EHB). Refer to page 7. The Plan may request additional clinical information for these members to determine eligibility for orthodontic services.

Processing Claims

UPMC Dental Advantage accepts new claims for services up to 365 days after the date of service. Follow these guidelines to avoid the most common claims billing problems:

? If you are billing on a paper claim form, make sure that the values submitted fall within the correct block or field on the claim form.

? Include all required substantiating documentation. ? Make sure there is no missing or incomplete

information. ? Make sure there are no invalid, incorrect, or expired

codes (e.g., the use of single-digit instead of doubledigit place-of-service codes). ? Include an explanation of benefits (EOB) for a member who has other coverage.

Electronic Filing Methods

UPMC Dental Advantage encourages you to submit claims for predetermination and for payment electronically. There are several options for electronic submission.

Individual Claim Entry

Individual claim entry is available to network dentists with a UPMC Dental Advantage provider portal account. If you don't have an account, you can register as a new dentist or user. This feature allows you to submit dental claims and predeterminations from our website.

Electronic Data Interchange (EDI)

UPMC Dental Advantage accepts electronic claims in data file transmissions. Electronic claim files sent directly to the Plan are permitted only in the HIPAA standard formats.

Dentists who have existing relationships with clearinghouses such as WebMD? can continue to transmit claims in the format their billing software produces. The clearinghouses are then responsible for reformatting

these claims to meet HIPAA standards and forwarding the claims to UPMC Dental Advantage. Providers who submit claims through Emdeon should use Payer ID 23281.

For all EDI submissions, you must provide the National Provider Identifier (NPI) number. The NPI is an identification number that is a government-mandated requirement for electronic health care transactions and paper claims in some states. In addition, the member's identification number is necessary, along with the patient's name and demographic information. When care is coordinated, the referring dentist's name and NPI or UPIN are also required.

You may submit claims directly without incurring clearinghouse expenses. These claims are loaded into batches and immediately posted in preparation for adjudication. You can view these batches in several standard report formats via EDI tools on the UPMC Dental Advantage provider portal.

To submit EDI files directly to the Plan, you must:

? Use billing software that allows the generation of a HIPAA-compliant 837D file

? Have a sample 837D file containing only UPMC Dental Advantage claims exported from the billing system

? Have the ability to download and install a free Active-X secure FTP add-on

? Complete testing with UPMC Dental Advantage

Support for electronic submission is provided by our Dental Benefits Advisory Team. For direct EDI submitters, contact our EDI support team via email at hpedinotify@ upmc.edu.

Paper Claim Filing Methods

Submit claim forms to:

UPMC Dental Advantage PO Box 1600 Pittsburgh, PA 15230-1600

Please file all paper claims using the most current ADA dental claim form. We do not accept provider-specific billing forms. Predeterminations and actual services need to be submitted as separate transactions. Claim forms that are submitted with both predetermination for planned services and actual services rendered will be denied and sent back to the submitter.

To access a copy of the most current ADA claim form, visit the Forms section of the UPMC Dental Advantage website at providers.

UPMC Dental Advantage cannot accept claims via fax.

Important information for claims submitted for EHB-eligible members: Claims and predeterminations for EHB-eligible dependents will be submitted in the same manner as other UPMC Dental Advantage members. Please be sure to enter the child's ? not the subscriber member's ? identifying information when submitting claims. EHBeligible dependents will have an 11-digit member ID with a suffix of 01, this number can be retrieved from the UPMC Dental Advantage portal by entering the patient's demographic information.

Claims Processing Policies

UPMC Dental Advantage processes all properly submitted claims within 45 days from the date they are received. The Pennsylvania Insurance Department regulations stipulate that a claim is paid when the Plan mails the check or electronically transfers the funds.

In the event UPMC Dental Advantage fails to remit payment on a properly submitted claim within 45 days of receipt of that claim, interest at the rate of interest set forth by the United States Secretary of the Treasury, as published in the Federal Register, will be added to the amount owed on the claim. UPMC Dental Advantage is not required to pay interest that is calculated to be less than $2.

Multiple Payee Addresses

The Plan does not honor multiple payee addresses. You are required to submit a single payee address per tax ID number.

Claim Follow-up

To view claim status online, go to providers. To check the status of a claim without going online, call the Dental Benefits Advisory Team.

Denials and Appeals

All denied claims are reported on the explanation of payment (EOP). It will indicate whether you have the right to bill the member for the denied services and if the member is financially responsible for payment.

If you disagree with the Plan's decision to deny payment of services, you must appeal in writing to the appeals coordinator within 30 business days of receipt of the denial notification. Your request must include the reason for the appeal and any relevant documentation, which may include the member's medical record.

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Appeals should be submitted to:

UPMC Dental Advantage Provider Appeals PO Box 2906 Pittsburgh, PA 15230-2906

All appeals undergo the Plan's internal review process, which meets all applicable regulatory agency requirements. You will receive written notification in all situations in which the decision to deny payment is upheld.

Overpayment

If the Plan has paid in error, you may return the Plan's check or write a separate check from your account for the full amount paid in error. You should include a copy of the remittance advice, supporting documentation noting the reason for the refund, and the explanation of benefits (EOB) from other insurance carriers, if applicable.

Send refunds to the General Accounting Department at this address:

UPMC Dental Advantage General Accounting Department U.S. Steel Tower, 12th Floor 600 Grant Street Pittsburgh, PA 15219

The Plan can also deduct the overpayment from future claims if you choose not to return our check or send in your check for the amount due.

Benefit Limitations

UPMC Dental Advantage administers employer group contracts that place limitations and exclusions on certain benefits. These may vary by employer group sponsor or state regulatory requirements. Placement limitations, such as one crown per tooth every 60 months, one full mouth series of x-rays every 36 months, and two prophylaxes in a benefit year, are the most common limitations. Charges for hospitalization, teeth bleaching, cosmetic services, treatment of TMJ, anesthesia services, treatment of malignancies or neoplasms, and house calls are the most common exclusions.

The examples above, however, are not all inclusive. If you would like to know the specific exclusions and limitations under which your patients are covered, visit providers to obtain specific information related to the member's contract.

Services that are not covered by UPMC Dental Advantage may be covered under the member's medical plan.

Examples of services not covered by UPMC Dental Advantage but may be covered under medical include:

Accident-Related Dental Services

Dental care for accidental injury to sound and natural teeth is usually covered under the member's medical benefits. If your patient is a member of UPMC Health Plan, this coverage only applies to the emergency dental services made necessary by the injury itself and obtained in an emergency department within the first 72 hours following the accidental injury. The plan does not provide coverage for any follow up care. Injury as a result of chewing or biting is not considered an accidental injury. Please contact the medical carrier for additional information related to coverage for accident-related dental services.

Oral Surgery

Some types of oral surgery, such as soft tissue extractions, are covered by UPMC Dental Advantage. Other types, such as the removal of impacted teeth, should be submitted to the medical plan if the member has UPMC Health Plan medical benefits. If the member has other medical benefits, verify what's covered with the carrier of that policy.

Anesthesia

Anesthesia should be considered under the member's medical benefit. If the medical plan does not cover this service, anesthesia will require approval by UPMC Dental Advantage.

For information on treating members under 7 years old or a member of any age who is developmentally disabled and requires anesthesia, please refer to the member's medical carrier.

Pharmacy Services

Pharmacy benefits are considered part of the medical benefit. Please follow the procedures of the member's medical plan when prescribing medications.

If the member has UPMC Health Plan medical coverage, contact the Pharmacy Services Department at 1-800-979-8762 Monday through Friday from 8 a.m. to 5 p.m. Representatives can answer questions about a member's medication history, duplicate medications, or compliance issues.

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