PDF Subprime Auto Loans: A Second Chance at Economic Opportunity

We began by considering the population of deep subprime credit consumers with an Equifax Risk Score below 550 who originated an auto loan in June of 2010 as our treatment group, and a random sample of consumers with a credit score below 550 in June of 2010 who had no auto loan originations within six months of June 2010 as our control group. ................
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