Chase Bank

For more information, please contact or stop by your local Chase branch.

Restrictions and limitations apply. Rates, program terms and conditions subject to change. Offers may require a new or existing Chase personal checking account, and that

the correct corresponding checking account be maintained at Chase in order to maintain the discount. Some discounts will no longer apply if, at any time, the checking

account is closed. Some offers cannot be combined with any other promotional offer or program, are not transferable and may not be available in all states.

**Message and data rates may apply. Such charges include those from your communications service provider.

*Securities and Investments advisory services are offered through Chase Investment Services Corp. (CISC). CISC, a

member of FINRA and SIPC, is an affiliate of JPMorgan Chase Bank, N.A.

See Important Information regarding these offers on Page 2 of this presentation.

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Checking account is subject to approval.

Chase Exclusives Important Information:

1. You will earn 1 base point for each $1 of net purchases. You will earn an additional 1point for each $1 of eligible airfare net purchases made online through the program booking tool. As a Chase checking customer, you will also earn 1 bonus point for

each $10 of net purchases (which equates to 10% of base points earned), and an additional 10 bonus points for each individual net purchase. To participate in this program for checking customers, the primary cardmember must be the sole owner or a

joint owner of an open Chase checking account. Customers who do not have an open Chase checking account will automatically be converted together with all unredeemed rewards to the program, which does not earn the bonus points described

above. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or

fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum amount of points that can be earned in the program, including points earned for having a Chase checking

account. Bonus/promotional offers may have a maximum accumulation. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee.

See Rewards Program Rules and Regulations, which will be mailed after your account is established.

2. Once you enroll in AutoPay to have this Chase credit card paid from a Chase checking account and you are enrolled for 12 consecutive months, you will be eligible for this bonus offer. Thereafter, for each consecutive 12-month period you remain

enrolled, we will refund the interest you paid on the billing statement that includes the first day of your Enrollment Month. (¡°Enrollment Month¡± is the month in which you enroll in AutoPay.) After qualifying, please allow 4¨C6 weeks from your Enrollment

Month each year for your refund to post to your Chase checking account. To be eligible for this bonus offer, your credit card account must be open and not in default at the time of fulfillment, and you must have an open Chase checking account.

3. With the patent-pending 1% Mortgage Cash Back program customers can earn up to 1% cash back, calculated on their scheduled principal and interest mortgage payment each month on a mortgage applied for and closed with Chase. Loans where

the application was submitted to an entity other than Chase are not eligible. Offer available on new, residential Chase first mortgage purchase and refinance applications. The 1% calculation applies to scheduled principal and interest payments only, and

does not apply to additional principal payments made by customer, or to payments for escrowed items such as taxes and insurance. The award will be calculated and totaled over a 12-month period starting with the origination date of the loan, and each

12 months thereafter. At the discretion of customer at enrollment, the award will be paid via direct deposit into a Chase personal checking account or applied to the outstanding principal balance approximately 10 business days after each yearly

anniversary date. The last year¡¯s award will be calculated on the actual number of payments in that year, and paid within 10 business days after payoff of the loan. To be eligible, customer must enroll at or prior to closing in the 1% Mortgage Cash Back

program, have a new or existing Chase personal checking account, and enroll in Chase¡¯s automatic mortgage payment service, where the mortgage payment will be automatically deducted from the Chase personal checking account. Verification of the

active checking account will occur prior to issuance of the annual award. Payment programs managed by third parties where payments do not go directly from the Chase personal checking account to the Chase mortgage are not eligible. Upon any of the

following events, the offer may be nullified, and no payment will be made for the 12-month period involved and thereafter: (a) cancellation of automatic mortgage payments or the Chase personal checking account, whether by customer or by Chase as

described in the automatic mortgage payment or Chase personal checking account agreement, or (b) any payoff of a mortgage included in the 1% Mortgage Cash Back program, other than at maturity or through a Chase-to-Chase refinance. If the

mortgage is refinanced with Chase or paid at maturity, customers will receive their accrued benefit for that year prorated through the payoff date of the first mortgage. The prorated amount will be paid via statement credit (direct deposit into their Chase

checking account). The refinanced mortgage must be independently enrolled in the program on terms available at the time for continued participation. This offer is not transferable, is limited to one per customer at any given time, may be discontinued at

any time without notice and is available in AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NJ, NV, NY, OH, OK, OR, TX, UT, WA, WI and WV. This offer is also available for customers whose residence or mortgage property is in the remaining states,

who have a Chase personal checking account that has been active for a minimum of 30 days at the application date. Bond loans and any other loans where servicing is not retained by Chase are excluded. There is a $500 calendar year cap on the

principal reduction or cash back amount. The 1% Mortgage Cash Back may result in taxable income to the customer. We encourage customers to consult with personal tax advisors. All home lending products are subject to credit and property approval.

Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Visit us at MortgageCashBack. Deposit products provided

by JPMorgan Chase Bank, N.A. Member FDIC.

4. All Home Equity Lines are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. The

Home Equity Line of Credit rate discount offer is available for new home equity lines. Rates offered will include a 0.25% rate discount, which is available for customers who open a new, or have an existing, Chase personal checking account. An

additional 0.25% rate discount is available for customers who open a new, or have an existing, Chase Premier Platinum Checking account.

5. Subject to credit approval by JPMorgan Chase Bank, N.A. Additional terms and conditions apply. You may qualify for a rate discount on a new Chase auto loan of (i) 0.25% off the standard product rates if you have a Chase personal checking account

at the time you apply for the auto loan; or (ii) 0.50% off the standard product rates if you have a Chase Premier Plus Checking or Chase Premier Platinum Checking account at the time you apply for the auto loan. You may qualify for an additional

discount of 0.25% when you enroll at the time you close the auto loan, and for as long as you continue to have your monthly loan payment automatically deducted from a Chase personal checking account. Rate discounts are subject to change without

notice. The rate discounts are available only for customers who open a new Chase auto loan and apply directly through a Chase branch, Chase¡¯s Web site, or with a Chase representative by phone. The rate discounts are not available on a Chase auto

loan obtained through an automobile dealership.

6. The annual fee waiver applies separately to each Chase Traditional IRA, Traditional Rollover IRA, Roth IRA, Roth Conversion IRA, SEP or SARSEP (¡°IRA¡±) plan you own as long as one of the following applies to such plan as of April 30 (or last

business day in April): you maintain an active Chase checking account, a contribution of $1,000 or more is made to the IRA during the last 12 months ending April 30 (or last business day in April); you are a Traditional IRA, Traditional Rollover IRA, SEP

or SARSEP participant age 70 ? or older and are subject to taking Required Minimum Distributions from your plan; or the balance in the IRA is $10,000 or more (including deposits and investments).

7. No monthly Service Fee on a Chase BusinessSelect Checking or Chase BusinessSelect Checking with Interest account when linked to a Chase Premier Plus Checking or Chase Premier Platinum Checking personal checking account. Personal and

business checking accounts must remain linked in order for the service fee waiver to apply to the business checking account. Linking for pricing purposes will not affect your statement and does not link accounts for overdraft protection.

Chase credit cards are issued by Chase Bank US, N.A.

Deposit products provide by JPMorgan Chase Bank, N.A. Member FDIC

? 2011 JPMorgan Chase & Co.

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