D2d Terms & Conditions

Terms & Conditions

Updated 3/31/22

By submitting this completed application, you agree that JPMorgan Chase Bank, N.A. ("Chase") can rely on information in your online profile and information you provided here ("Application Information"), and you certify that it is all current and accurate.

You agree that we may obtain your credit report(s) and make any additional inquiries necessary to evaluate your application, confirm your identity, and take all other reasonable actions permitted by law in connection with any credit extended in reliance on your application. We may verify your employment, income, assets and debt. If you ask, you will be told whether a credit report was requested, and if so, the name and address of any credit bureau from which we obtained your credit report.

If you are approved for financing, you give us permission to share your Application Information with your selected dealer, so that the dealer can complete your request. You understand that any changes to the Application Information may change the approval and/or terms, or require a new application.

To finance a new or used car with JPMorgan Chase Bank, N.A. ("Chase"), you must purchase your car from a dealer in the Chase network. The dealer will be the original creditor and must assign the financing to Chase. All applications are subject to credit approval. Additional terms and conditions apply.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Maine Residents:

You must purchase property insurance on the vehicle being financed. You have the right to free choice in selecting the insurance agent or broker and insurer through which this insurance is placed. You are not required to choose an insurance agent, broker or insurer that is affiliated with the creditor. Obtaining insurance products from a particular agent, broker or insurer does not affect your credit decision, unless the insurance provided violates the terms of the extension of credit regarding the adequacy of coverage or is otherwise not approved by Chase as allowed.

New York Residents:

In connection with your application for credit, a consumer report may be obtained from a consumer reporting agency (credit bureau). If credit is extended, the party or parties extending credit or holding such credit may order additional consumer reports in connection with any update, renewal or extension of the credit. If you ask, you will be told whether a consumer report was requested and, if so, the name and address of any consumer reporting agency (credit bureau) from which such credit report was obtained.

Vermont Residents:

You authorize us to obtain credit reports that we will use when considering your finance application. You also authorize us to obtain subsequent credit reports and any other information about you in connection with: 1) the same transaction or extension of credit on your account; 2) the administration, review or collection of your account; 3) offering you enhanced or additional products and services or for other legitimate purposes associated with your account.

Ohio Residents:

The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

California Residents:

Regardless of marital status, you may apply for credit in your own name.

 ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download