MetLife Dental Plan

[Pages:23]MetLife Dental Plan

12th District DHMO Dental Program HOW TO ENROLL-(MET185 Plan)

1. Complete all sections of the MetLife Dental enrollment form then sign and date at the bottom of the form.

2. Select a dentist by going to the MetLife link: mybenefits (Under account Sign in you type AFGE as your employer, Click on Managed Dental plan, select the MET185 plan and enter your zip code.) Find the Facility # for the dental provider you choose and enter that number on the enrollment form in the 1st Choice Dental Office # box. (You may call Customer Service at 866.348.9501 to be sure that the dentist you're selecting is still open to enrollment and accepting new patients.)

3. You may pay premiums via a biweekly allotment or semiannually by personal check or by credit card. If you will be paying for coverage by payroll deduction, complete the 1199A payroll deduction form (Section 1- Parts A, C, G and Signature; Section 2 Agency Name and Payroll Address). Many federal agencies now require employees to initiate the payroll deduction process electronically. If your agency requires this, please refer to the Direct Deposit Form for the Bank Routing Number (Section 3) and the Account Number (Section 1, Part E). You can contact Benefit Architects for specific instructions on how to start the deductions thru Employee Express, MyPay, and the USDA National Finance Center.

HOW MUCH DOES THE MET185 DENTAL COST?

Coverage Single

Bi-Weekly Payroll

Allotment

$ 11.00

Semi-Annual Check

$ 143.00

Single +1 $ 18.00 $ 234.00

Family $ 25.00 $ 325.00

(These premiums are guaranteed for 3 years from 11/01/2012)

Mail or fax the completed MetLife Dental enrollment form and 1199A form to the address below. If you are paying by semi-annual check, you will need to mail the check or money order along with your enrollment form. Payment by Credit card can be made over the telephone.

Benefit Architects Administrators Attn: 12th District Dental Plan 1256 Main Street, Suite 249 Southlake, TX 76092

Fax 800-238-2104

(Please note the original 1199A must be turned in to your payroll center if you did not initiate the payroll deduction electronically thru Employee Express, MyPay, USDA National Finance Center)

WHEN AM I ELIGIBLE?*

If paying by payroll deduction, Benefit Architects must have two (2) deductions by the 15th of the month for eligibility to begin the first of the following month. (Semi Annual checks and Credit Card payments are due by the 10th of the month.)

If you need to find a dental provider in your area or need to order new ID cards, please contact

Customer Service at 866.348.9501. (This number can be used for both MetLife and MetLife dental)

If at any time you have a change of address, or phone number, notify Benefit Architects Administrators and MetLife by phone. If you take a leave of absence due to injury, etc. please be advised that you will be responsible for making arrangements to pay for your coverage until your allotments begin again.

QUESTIONS? Email: Dental@ or call 800.733.7236, X-105

SCHEDULE OF BENEFITS

Benefits provided by SafeGuard Health Plans, Inc., a MetLife company

Direct Referral Dental Plan*

MET185

This SCHEDULE OF BENEFITS lists the Covered Services available to You and Your Dependents under Your dental plan, as well as Your and Your Dependent's costs for each Covered Service. Your and Your Dependent's costs may include Co-Payments for a Covered Service.

*Care under this plan is provided through a network of Selected General Dentists. Your Selected General Dentist is responsible for determining when the services of a Specialty Care Dentist are needed, and facilitating any necessary referral. You and Your Dependents will be advised of the name, address and telephone number of the Specialty Care Dentist in Your or Your Dependent's Service Area.

Missed Appointments: If You or Your Dependents need to cancel or reschedule an appointment, please notify the Selected General Dental Office as far in advance as possible. This will allow the Selected General Dental Office to accommodate another person in need of attention. If You or Your Dependents fail to do this in a timely fashion, You or Your Dependents may be charged a missed appointment fee.

Service

Your and Your Dependent's Co-Payment

?

Broken Appointment (less than 24-hr notice)

Not to exceed $25

?

Office visit - per visit (including all fees for sterilization and/or infection

$5

control)

Code Service

Your and Your Dependent's Co-Payment

Diagnostic Treatment

D0120 Periodic oral evaluation - established patient

$0

D0140 Limited oral evaluation - problem focused

$0

D0145 Oral evaluation for a patient under three years of age and counseling with

primary caregiver

$0

D0150 Comprehensive oral evaluation - new or established patient

$0

D0160 Detailed and extensive oral evaluation - problem focused, by report

$0

D0170 Re-evaluation - limited, problem focused (established patient; not post-

operative visit)

$0

D0180 Comprehensive periodontal evaluation - new or established patient

$0

D0190 Screening of a patient

$0

D0191 Assessment of a patient

$0

Radiographs / Diagnostic Imaging (X-rays)

D0210 Intraoral ? complete series of radiographic images

$0

D0220 Intraoral ? periapical first radiographic image

$0

D0230 Intraoral ? periapical each additional radiographic image

$0

D0240 Intraoral ? occlusal radiographic image

$0

D0250 Extraoral ? first radiographic image

$0

D0260 Extraoral ? each additional radiographic image

$0

D0270 Bitewing ? single radiographic image

$0

D0272 Bitewings ? two radiographic images

$0

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SCHEDULE OF BENEFITS (continued)

D0273 D0274 D0277 D0330 D0340 D0350 D0363 D0364 D0365 D0366 D0367 D0380 D0381 D0382 D0383 D0391

D0415 D0425 D0431

D0460 D0470 D0472 D0473 D0474

D0480 D0486 D0502

Service Bitewings ? three radiographic images

Bitewings ? four radiographic images

Vertical bitewings ? 7 to 8 radiographic images

Panoramic radiographic image

Cephalometric radiographic image

Oral/facial photographic images

Cone beam ? three dimensional image reconstruction using existing data, includes multiple images Cone beam CT capture and interpretation with limited field of view ? less than one whole jaw Cone beam CT capture and interpretation with field of view of one full dental arch ? mandible Cone beam CT capture and interpretation with field of view of one full dental arch ? maxilla, with or without cranium Cone beam CT capture and interpretation with field of view of both jaws, with or without cranium Cone beam CT image capture with limited field of view ? less than one whole jaw Cone beam CT image capture with field of view of one full dental arch ? mandible Cone beam CT image capture with field of view of one full dental arch ? maxilla, with or without cranium Cone beam CT image capture with field of view of both jaws, with or without cranium Interpretation of diagnostic image by a practitioner not associated with capture of the image, including report

Tests and Examinations

Collection of microorganisms for culture and sensitivity

Caries susceptibility tests

Adjunctive pre-diagnostic test that aids in detection of mucosal abnormalities including premalignant and malignant lesions, not to include cytology or biopsy procedures Pulp vitality tests

Diagnostic casts

Accession of tissue, gross examination, preparation and transmission of written report Accession of tissue, gross and microscopic examination, preparation and transmission of written report Accession of tissue, gross and microscopic examination, including assessment of surgical margins for presence of disease, preparation and transmission of written report Accession of exfoliative cytologic smears, microscopic examination, preparation and transmission of written report Laboratory accession of transepithelial cytologic sample, microscopic examination preparation and transmission of written report Other oral pathology procedures, by report

Your and Your Dependent's Co-Payment

$0 $0 $0 $0 $0 $0

$160

$180

$180

$180

$180

$180

$180

$180

$180

$0

$0 $0

$50 $0 $0

$0

$0

$0 $0

$0

$0

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SCHEDULE OF BENEFITS (continued)

D1110 ?

D1120 ?

D1206 D1208 D1310 D1320 D1330

? D1351 D1352

D1510 D1515 D1520 D1525 D1550 D1555

D2140 D2150 D2160 D2161 D2330 D2331 D2332 D2335

D2390 D2391 D2392 D2393 D2394

?

?

D2510

Service Preventive Services

Prophylaxis ? adult Additional-adult prophylaxis (maximum of 2 additional per year) Prophylaxis ? child Additional-child prophylaxis (maximum of 2 additional per year) Topical application of fluoride varnish Topical application of fluoride Nutritional counseling for control of dental disease Tobacco counseling for the control and prevention of oral disease Oral hygiene instructions Includes periodontal hygiene instruction Sealant ? per tooth Preventive resin restoration in a moderate to high caries risk patient permanent tooth Space maintainer ? fixed ? unilateral Space maintainer ? fixed ? bilateral Space maintainer ? removable ? unilateral Space maintainer ? removable ? bilateral Re-cementation of space maintainer Removal of fixed space maintainer

Restorative Treatment Amalgam ? one surface, primary or permanent Amalgam ? two surfaces, primary or permanent Amalgam ? three surfaces, primary or permanent Amalgam ? four or more surfaces, primary or permanent Resin-based composite ? one surface, anterior Resin-based composite ? two surfaces, anterior Resin-based composite ? three surfaces, anterior Resin-based composite ? four or more surfaces or involving incisal angle (anterior) Resin-based composite crown, anterior Resin-based composite ? one surface, posterior Resin-based composite ? two surfaces, posterior Resin-based composite ? three surfaces, posterior Resin-based composite ? four or more surfaces, posterior

Crowns An additional charge, not to exceed $150 per unit, will be applied for any procedure using noble, high noble or titanium metal. There is a $75 CoPayment per molar, for the use of porcelain. Cases involving seven (7) or more Crowns, implants and/or fixed Bridge units in the same treatment plan require an additional $125 Co-Payment per unit in addition to the specified Co-Payment for each Crown, implant or Bridge unit. Inlay ? metallic ? one surface

Your and Your Dependent's Co-Payment

$0 $35 $0 $25 $0 $0 $0 $0 $0

$0

$0 $25 $25 $35 $35 $5 $5

$10 $15 $18 $20 $10 $15 $18

$20 $30 $30 $45 $65 $65

$165

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SCHEDULE OF BENEFITS (continued)

D2520 D2530 D2542 D2543 D2544 D2610 D2620 D2630 D2642 D2643 D2644 D2650 D2651 D2652 D2662 D2663 D2664 D2710 D2712 D2720 D2721 D2722 D2740 D2750 D2751 D2752 D2780 D2781 D2782 D2783 D2790 D2791 D2792 D2794 D2799

D2910 D2915 D2920 D2930 D2931

Service Inlay ? metallic ? two surfaces Inlay ? metallic ? three or more surfaces Onlay ? metallic ? two surfaces Onlay ? metallic ? three surfaces Onlay ? metallic ? four or more surfaces Inlay ? porcelain/ceramic ? one surface Inlay ? porcelain/ceramic ? two surfaces Inlay ? porcelain/ceramic ? three or more surfaces Onlay ? porcelain/ceramic ? two surfaces Onlay ? porcelain/ceramic ? three surfaces Onlay ? porcelain/ceramic ? four or more surfaces Inlay ? resin-based composite ? one surface Inlay ? resin-based composite ? two surfaces Inlay ? resin-based composite ? three or more surfaces Onlay ? resin-based composite ? two surfaces Onlay ? resin-based composite ? three surfaces Onlay ? resin-based composite ? four or more surfaces Crown ? resin-based composite (indirect) Crown ? ? resin-based composite (indirect) Crown ? resin with high noble metal Crown ? resin with predominantly base metal Crown ? resin with noble metal Crown ? porcelain/ceramic substrate Crown ? porcelain fused to high noble metal Crown ? porcelain fused to predominantly base metal Crown ? porcelain fused to noble metal Crown ? ? cast high noble metal Crown ? ? cast predominantly base metal Crown ? ? cast noble metal Crown ? ? porcelain/ceramic Crown ? full cast high noble metal Crown ? full cast predominantly base metal Crown ? full cast noble metal Crown ? titanium Provisional crown ? further treatment or completion of diagnosis necessary prior to final impression Recement inlay, onlay, or partial coverage restoration Recement cast or prefabricated post and core Recement crown Prefabricated stainless steel crown ? primary tooth Prefabricated stainless steel crown ? permanent tooth

Your and Your Dependent's Co-Payment

$165 $165 $185 $185 $185 $185 $185 $185 $185 $185 $185 $185 $185 $185 $185 $185 $185 $185 $185 $185 $185 $185 $225 $185 $185 $185 $185 $185 $185 $185 $185 $185 $185 $185

$55 $0 $0 $0 $25 $25

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SCHEDULE OF BENEFITS (continued)

D2932 D2933 D2940 D2950 D2951 D2952 D2953 D2954 D2955 D2957 D2960 D2961 D2962 D2970 D2971

D2980 D2981 D2982 D2983 D2990

? D3110 D3120 D3220

D3221 D3222

D3230

D3240

D3310 D3320 D3330 D3331 D3332 D3333 D3346 D3347 D3348

Service Prefabricated resin crown Prefabricated stainless steel crown with resin window Protective restoration Core buildup, including any pins Pin retention ? per tooth, in addition to restoration Post and core in addition to crown, indirectly fabricated Each additional indirectly fabricated post ? same tooth Prefabricated post and core in addition to crown Post removal Each additional prefabricated post ? same tooth Labial veneer (resin laminate) ? chairside Labial veneer (resin laminate) ? laboratory Labial veneer (porcelain laminate) ? laboratory Temporary crown (fractured tooth) Additional procedures to construct new crown under existing partial denture framework Crown repair necessitated by restorative material failure Inlay repair necessitated by restorative material failure Onlay repair necessitated by restorative material failure Veneer repair necessitated by restorative material failure Resin infiltration of incipient smooth surface lesions

Endodontics All procedures exclude final restoration. Pulp cap ? direct (excluding final restoration) Pulp cap ? indirect (excluding final restoration) Therapeutic pulpotomy (excluding final restoration) ? removal of pulp coronal to the dentinocemental junction and application of medicament Pulpal debridement, primary and permanent teeth Partial pulpotomy for apexogenesis - permanent tooth with incomplete root development Pulpal therapy (resorbable filling) ? anterior, primary tooth (excluding final restoration) Pulpal therapy (resorbable filling) ? posterior, primary tooth (excluding final restoration) Endodontic therapy, anterior tooth (excluding final restoration) Endodontic therapy, bicuspid tooth (excluding final restoration) Endodontic therapy, molar tooth (excluding final restoration) Treatment of root canal obstruction; non-surgical access Incomplete endodontic therapy; inoperable, unrestorable or fractured tooth Internal root repair of perforation defects Retreatment of previous root canal therapy ? anterior Retreatment of previous root canal therapy ? bicuspid Retreatment of previous root canal therapy ? molar

Your and Your Dependent's Co-Payment

$35 $35 $0 $50 $10 $50 $50 $30 $10 $30 $250 $300 $350 $0

$50 $0 $0 $0 $0 $0

$0 $0

$10 $45

$10

$30

$35 $80 $115 $200 $85 $70 $85 $135 $175 $275

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SCHEDULE OF BENEFITS (continued)

D3351

D3352

D3353

D3354

D3410 D3421 D3425 D3426 D3430 D3450 D3460 D3910 D3920 D3950

?

D4210

D4211

D4212

D4240

D4241

D4245 D4249 D4260

D4261

D4263 D4264 D4265 D4266 D4267

Service Apexification/recalcification/pulpal regeneration ? initial visit (apical closure/calcific repair of perforations, root resorption, pulp space, disinfection, etc.) Apexification/recalcification/pulpal regeneration ? interim medication replacement (apical closure/calcific repair of perforations, root resorption, pulp space, disinfection, etc.) Apexification/recalcification ? final visit (includes completed root canal therapy ? apical closure/calcific repair of perforations, root resorption, etc.) Pulpal regeneration - (completion of regenerative treatment in an immature permanent tooth with a necrotic pulp); does not include final restoration Apicoectomy/periradicular surgery ? anterior

Apicoectomy/periradicular surgery ? bicuspid (first root)

Apicoectomy/periradicular surgery ? molar (first root)

Apicoectomy/periradicular surgery (each additional root)

Retrograde filling ? per root

Root amputation ? per root

Endodontic endosseous implant

Surgical procedure for isolation of tooth with rubber dam

Hemisection (including any root removal), not including root canal therapy

Canal preparation and fitting of preformed dowel or post

Periodontics

Periodontal charting for planning treatment of periodontal disease is included as part of overall diagnosis and treatment. No additional charge will apply to You or Your Dependent or Us. Gingivectomy or gingivoplasty ? four or more contiguous teeth or tooth bounded spaces per quadrant Gingivectomy or gingivoplasty ? one to three contiguous teeth or tooth bounded spaces per quadrant Gingivectomy or gingivoplasty to allow access for restorative procedure, per tooth Gingival flap procedure, including root planing ? four or more contiguous teeth or tooth bounded spaces per quadrant Gingival flap procedure, including root planing ? one to three contiguous teeth or tooth bounded spaces per quadrant Apically positioned flap

Clinical crown lengthening ? hard tissue

Osseous surgery (including flap entry and closure) ? four or more contiguous teeth or tooth bounded spaces per quadrant Osseous surgery (including flap entry and closure) ? one to three contiguous teeth or tooth bounded spaces per quadrant Bone replacement graft ? first site in quadrant

Bone replacement graft ? each additional site in quadrant

Biologic materials to aid in soft and osseous tissue regeneration

Guided tissue regeneration ? resorbable barrier, per site

Guided tissue regeneration ? nonresorbable barrier, per site (includes membrane removal)

Your and Your Dependent's Co-Payment

$65

$65

$65

$65 $95 $95 $95 $60 $40 $95 $555 $0 $90 $15

$90

$68

$68

$150

$113 $165 $120

$295

$210 $180 $95 $95 $215

$255

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SCHEDULE OF BENEFITS (continued)

D4268 D4270 D4273 D4274

D4275 D4276 D4277

D4278

D4320 D4321 D4341 D4342 D4355 D4381

D4910 D4920

?

?

D5110 D5120 D5130 D5140 D5211

D5212

D5213

D5214

D5225 D5226

D5281

D5410 D5411 D5421 D5422

Service Surgical revision procedure, per tooth

Pedicle soft tissue graft procedure

Subepithelial connective tissue graft procedures, per tooth

Distal or proximal wedge procedure (when not performed in conjunction with surgical procedures in the same anatomical area) Soft tissue allograft

Combined connective tissue and double pedicle graft, per tooth

Free soft tissue graft procedure (including donor site surgery), first tooth or edentulous tooth position in a graft Free soft tissue graft procedure (including donor site surgery), each additional contiguous tooth or edentulous tooth position in same graft site Provisional splinting ? intracoronal

Provisional splinting ? extracoronal

Periodontal scaling and root planing ? four or more teeth per quadrant

Periodontal scaling and root planing ? one to three teeth per quadrant

Full mouth debridement to enable comprehensive evaluation and diagnosis

Localized delivery of antimicrobial agents via controlled release vehicle into diseased crevicular tissue, per tooth Periodontal maintenance

Unscheduled dressing change (by someone other than treating dentist)

Additional periodontal maintenance procedures (beyond 2 per 12 months)

Removable Prosthodontics Delivery of removable and fixed Prosthodontics includes up to 3 adjustments within 6 months of delivery date of service. Complete denture ? maxillary

Complete denture ? mandibular

Immediate denture ? maxillary

Immediate denture ? mandibular

Maxillary partial denture ? resin base (including any conventional clasps, rests and teeth) Mandibular partial denture ? resin base (including any conventional clasps, rests and teeth) Maxillary partial denture ? cast metal framework with resin denture bases (including any conventional clasps, rests and teeth) Mandibular partial denture ? cast metal framework with resin denture bases (including any conventional clasps, rests and teeth Maxillary partial denture ? flexible base (including any clasps, rests and teeth)

Mandibular partial denture ? flexible base (including any clasps, rests and teeth) Removable unilateral partial denture ? one piece cast metal (including clasps and teeth) Adjust complete denture ? maxillary

Adjust complete denture ? mandibular

Adjust partial denture ? maxillary

Adjust partial denture ? mandibular

Your and Your Dependent's Co-Payment

$0 $245 $75

$70 $380 $75

$245

$245 $95 $85 $40 $30 $40

$60 $30 $0 $55

$210 $210 $225 $225

$240

$240

$260

$260 $365

$365

$250 $0 $0 $0 $0

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