CHARGE BACKS SPREADSHEET – LIFE PRODUCTS
North American - Charge backs apply during the first 3 policy years on CustomGrowth CV policies where the waiver of surrender charge option is elected and the policy lapses or is surrendered. The charges are: 100% - year 1; 75% - year 2; 50% - year 3 - Custom Accumulator: for policies qualifying for the return of premium benefit, there is a 100% chargeback for surrenders in the … ................
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