BUSINESS BANKING APPLICATION - Frost Bank

Thank you for choosing Frost for your business credit needs. We are committed to helping you determine the best financing option for your business. To assist us, we ask that you complete and submit the attached Business Banking application so we can begin processing your request. You will also need to submit entity documents. If your business is a:

? Corporation, a copy of the file stamped Articles or Certificate of Incorporation

? Partnership, a copy of the partnership agreement and if a Limited Partnership, a copy of the file stamped Certificate of Limited Partnership

? LLC, a copy of the file stamped Articles or Certificate of Organization and Regulations

? Sole Proprietorship or a General Partnership, a copy of the filed Assumed Name Certificate

Additionally, if you are purchasing equipment, we will need a copy of the invoice or bill of sale, a description and serial number.

We ask that you also provide the following:

1. Your business tax returns or fiscal year end financial statements for the last two years.

2. Your most recent business interim balance sheet and income statement.

3. A completed Personal Financial Statement and Cash Flow Statement for each principal or business owner.

4. Your personal tax returns for the last two years.

5. If you are requesting a line of credit then please provide the most recent listing/aging of your accounts receivable and payables.

Please bring the completed application and all other applicable information to a Frost financial center near you. After we have received all of your information we will call you to notify you of our decision or to obtain clarification.

Frost is a preferred Small Business Administration lender which may allow for approval of your package in one of their programs. If approved, we will work with you to select the Frost lending program that best fits your business needs. Please note that if your loan is approved and closed, a processing and/or origination fee may be applicable.

Thank you for allowing Frost to serve your banking needs.

Frost Business Banking Center

R01/15

BUSINESS BANKING APPLICATION

G E N E R A L B U S I N E S S I N F O R M AT I O N

Legal Name: ______________________________________________________________________________________________________

Business Structure:

K Sole Proprietorship K S Corporation K C Corporation

K General Partnership K Joint Venture K Limited Liability Company

K Limited Liability Partnership K Limited Partnership K Foreign Entity

K Not-For-Profit K Professional Association K Professional Corporation

Brief Business Description:____________________________________________________________________________________________

Physical Address (no P.O. Box): ________________________________________________________________________________________

City: ________________________________________________ State & Zip: ______________________________________________

Mailing Address (if different from above): ________________________________________________________________________________

City: ________________________________________________ State & Zip: ______________________________________________

Main Business Phone: ____________________________________ Web Site Address: ________________________________________

Date Business Established:__________________________________ Present Management Since: __________________________________

Federal Tax I.D.: ________________________________________ Total Employees: __________________________________________

Entity Type: ____________________________________________ ______________________________________________________

Type of ID (For Sole Proprietors or General Partners Only): K Driver's License ID K State ID K Military ID K Passport ID K Government ID

ID#: __________________ Expiration Date: ______________ This section must be complete before submitting. Place of Issuance: ________________ Issue Date: ____________ Fiscal Year End (FYE) Date: ______________________________________

Primary Checking Location: ________________________________ FYE Net Income: $ ____________________________________________

Avg Checking Balance: $ __________________________________ Depreciation: $ ______________________________________________

Annual Sales Revenue: $ __________________________________ Interest Expense: $ ____________________________________________

has the business declared bankruptcy in the last ten (10) years? has the business incurred a loss in any of the last three (3) years? Are there any delinquent state or federal taxes owed by the business? Is the business for sale or under agreement that would change the ownership?

K Yes K Yes K Yes K Yes

K No K No K No K No

If you answered "yes" to any of the above, provide details on an additional sheet.

CREDIT Product Type:

REQUEST

K Unsecured Loan 50M K Secured Line of Credit K Secured Term Loan

K Commercial Real Estate K Letter of Credit K Lease K SBA Guaranteed Loan

K ACh Direct Deposit of Payroll K Term Xpress - Vehicle/Equipment ................
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