Glossary of English-Chinese Financial Terms

CONSUMER FINANCIAL PROTECTION BUREAU

|

MARCH 2024

Chinese-English glossary

of financial terms

Guide for translating common words and phrases

Introduction

Listening and responding to consumers is central to the CFPBs purpose of ensuring that all

consumers have access to financial products and services. Consumers nationwide have engaged

with the CFPB through public field hearings, listening events, roundtables, town halls, online

through the website , and through the CFPB Office of Consumer Response.

The CFPB has also sought input from a range of stakeholders, including financial educators,

community-based organizations, financial institutions, and others. This engagement would be

incomplete without efforts to include people with limited English proficiency.

More than 65 million people, or about 21 percent of the U.S. population over the age of five,

speak a language other than English at home. Of these, more than 26 million people in the U.S.

have limited proficiency in English. Individuals are generally considered to have limited English

proficiency if they speak a language other than English at home and speak English less than

very well. Studies by federal agencies and other stakeholders have highlighted that the receipt

of materials in consumers native languages is essential to increasing these consumers

knowledge about financial products and services.

This glossary of common financial terms was created and is used by the CFPB for translating

consumer education materials from English to Chinese. The CFPB is publicly sharing it to

further the accessibility of financial information to people with limited English proficiency.

Stakeholders that may be interested in using this tool include financial educators, government

agencies, financial service providers, and other organizations serving those with limited English

proficiency. The glossary of terms is not a mandate, guide, or requirement.

The CFPB offers resources for people with limited English proficiency, including:

? Online resources in multiple languages, linked at cfpb-in-english

? Publications to download and print, in multiple languages, at



? CFPB en espa?ol, es/

? CFPB resources for financial educators at adult-financialeducation

People with limited English proficiency can submit complaints to the CFPB in more than 180

languages via telephone at (855) 411-2372.

The Consumer Financial Protection Bureau is a 21st century agency that implements and

enforces federal consumer financial law and ensures that markets for consumer financial

products are fair, transparent, and competitive. For more, visit .

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CHINESE-ENGLISH GLOSSARY OF FINANCIAL TERMS

Glossary

English

Chinese (Traditional)

Numeric

1-4 family rider

1-4 ͥӗl

401(k)

401(k) Ӌ

403(b)

403(b) Ӌ

529 plan

529 Ӌ

A

2

Abandonment

z (n.)

Abandoned

zģŗ (adj.) (depending on context)

Abatement

pp (n.)

Ability to pay

֧

Ability to repay



Abrogate

U (v.)

Absolute title

^a

Abstract update

ժҪ

Abusive practice

`ҎРŰО (depending on context)

Academic program

Wgn

Acceleration

ǰ (n.) (depending on context)

Acceleration clause

ǰl

Acceleration letter

ǰ֪ͨ

Access

ӽM룬ȡ@ãL (v.) (n.) (depending

on context)

Account

~ (n.)

Accountant

Ӌ (n.)

Account Review Inquiry

~􌏺˲ԃ

CHINESE-ENGLISH GLOSSARY OF FINANCIAL TERMS

3

Accrued

Ӌ, Ӌ (adj.) (depending on context)

Acknowledgement

_J (n.)

Acknowledgement of receipt

_JՓ

Acknowledgement, certificate of

_JC

Acquittal

oö僔 (n.) (depending on context)

Act (as in: Dodd-Frank Act)

磬-m˷n.)

Act of God

ɿȻĺ (depending on context)

Action plan

ЄӋ

Active military duty



Actual cash value

HFrֵ

Addendum

(depending on context)

Additional principal payment

ӱ𸶿

Add-on

ӣ׷ӣ (n.) (depending on context)

Addressee

ռ (n.)

Adjustable interest rate (AIR) table

{ʣAIR

Adjustable payment (AP) table

{AP

Adjustable rate

{

Adjustable-rate mortgage (ARM)

{ʵѺJARM

Adjustable-rate note



Adjustable-rate rider

{ʸӗl

Adjuster

{ͣˣ (n.) (depending on context)

Adjustment date

{

Adjustment interval, adjustment period

{g{ (depending on context)

Administration for Community Living (ACL)

^֣ACL

Administration on Aging (AOA)

˹֣AOA

Administrative law judge

VA

CHINESE-ENGLISH GLOSSARY OF FINANCIAL TERMS

4

Administrative order



Administrative rule

Ҏt

Adult Protective Services (APS)

˱oAPS

Advance directive

tAָʾ

Adverse action

Є

Advocacy group

MSFw (depending on context)

Affidavit

ĕ (n.) (depending on context)

Affinity fraud

Hp

Affirmative step

ƽȨʩ

Afford

ؓ (v.)

Affordability analysis

ؓ

Affordability analyzer

ؓߣؓ (depending on

context)

Affordable

ؓ (adj.)

Affordable housing

סrסm÷ (depending on

context)

Age Discrimination Act of 1975

1975 귴gҕ

Age-friendly banking

gѺyИI

Agency

CC (n.) (depending on context)

Agent

(n.)

Agreement

fh (n.)

Agreement of sale

Nۅfh

AI (artificial intelligence)

AI˹ܣ

Aid and Attendance (A&A)

fA&A

Algorithmic bias

㷨ƫ

Alien authorized to work

@׼⼮ʿ

Alimony

٠BM (n.) (depending on context)

Allegation

ָ (n.)

CHINESE-ENGLISH GLOSSARY OF FINANCIAL TERMS

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