Brain Injury Funding - Home - Amramp



FUNDING for Durable Medical Equipment

Financial assistance may be available to assist in paying for durable medical equipment such as ramps, showers or lift products.

Amramp has compiled a list of local, state, federal and private programs available to financially assist in purchasing medical equipment. Your local bank can also provide information on a variety of services available including home equity loans, home equity conversion mortgages and reverse mortgages to pay for needed modifications.

The following are some initial funding sources to check:

( Medicare/Private Health Insurance ( Veterans Administration

( Employee Assistance Program ( Banks

( IRS Medical Deduction ( Church/Religious Organization Aid

( Workers’ Compensation ( Long Term Care Insurance

( Unions or Employee Associations ( Federal/State/Local Government Agencies

Insurance

Some private insurance will pay for durable medical equipment. Check your policy for coverage details.

Medicare does not pay for ramps. However, Medicare has paid for the shower and lift products in certain situations. To find out more information on whether Medicare will help to cover the expense of a home modification (except ramps) ordered by a physician, call 1-800-MEDICARE (1-800-633-4227) or visit their website at .

Medicaid waivers in some states, state child health insurance programs (CHIP), private health insurance, workers’ compensation and long term care insurance benefits may cover the ramps, showers and lifts. The social service department of your hospital may be able to direct you to special discretionary funds through private charities or endowments in your area.

Suggestion: Ask your attending physician to provide a prescription or document of medical necessity for a ramp, shower or lift product and submit a copy with your insurance claim.

Local Area Agency on Aging

Home modification and repair funds from Title III of the Older Americans Act are distributed by your local area agency on aging. Call the US Administration on Aging’s Eldercare Locator (1-800-677-1116) or visit the Eldercare Locator website at .

Internal Revenue Service

The Internal Revenue Service reports allowable medical deductions for amounts paid for special equipment installed in the home. Reasonable costs to accommodate a home to a disabled condition are considered medical care and are deductible on federal income tax returns. IRS Publication 502 – Medical and Dental Expenses

A prescription or document of medical necessity from an attending physician would be prudent to keep in a personal file in the event of a question or audit by the IRS.

Other Tax-advantaged Alternatives

Taxpayers needing to fund large and ongoing medical expenses will also be interested in exploring tax-advantaged ways to pay these expenses beyond deducting them under the 7.5% of adjusted-gross-income threshold.

Examples of potential alternatives include funding via Sec. 125 "cafeteria plans," health reimbursement arrangements (HRAs), IRA and/or Sec. 401(k) withdrawals and medical savings accounts (Archer MSAs).

Cafeteria Plans

Sec. 125 cafeteria plans are by far the most common tax-advantaged medical expense reimbursement arrangements (after actual medical insurance). Flexible spending accounts (FSAs) are funded by employee contributions on a pre-tax salary-reduction basis to provide coverage for specified expenses (e.g., qualified medical expenses or dependent care assistance costs) incurred during the coverage period. Reimbursement is subject to reasonable conditions, including a maximum salary-reduction amount that may be set by the plan's terms. Participants must use the FSA amounts for the specified expenses or forfeit any amounts remaining as of the plan year-end; see, generally, Prop Regs. Sec. 1.125-1.

Actually obtaining reimbursement may be problematic; as a practical matter, participants regularly report problems in convincing plan administrators that expenses (such as special school tuition and fees) are legitimate medical expenses properly reimbursable by the plan. Also, reimbursements actually available are frequently less than the total actual medical expense, due to employee-mandated limits on FSA funding.

Health Reimbursement Arrangements (HRAs)

Another alternative may be an HRA, which is an employee benefit plan intended to reimburse employees for medical expenses not covered by other insurance. In general, HRAs are funded by the employer, without employee salary reductions, to reimburse an employee for substantiated medical care expenses incurred by the employee and his or her spouse and dependents. HRAs typically provide reimbursement up to a maximum dollar amount for a coverage period, and may provide for carry forward of any unused amount.

IRA and/or Sec. 401(k) withdrawals and medical savings accounts (Archer MSAs). Early IRA withdrawals are penalty free for payment of excessive unreimbursed medical expenses.

Consult with a tax professional for further information.

Catastrophic Events

The Federal and State governments offer funding for providing accessibility after a natural disaster or man-made catastrophic event such as Hurricane Katrina or 9/11. Details on designated disaster areas can be located at:

Community Development Block Grants

Many cities and towns make grant funds available through the local department of community development. Contact your municipal community development office, local housing authority, town hall or city hall.

State Assistive Technology Programs

Many states have loan or grant programs to provide access modifications to homes for the elderly, adults with disabilities and families with children with disabilities.

State Crime Victim Compensation Fund

Each state has a Crime Victim Compensation Fund that may assist victims in obtaining home modifications.

USDA Rural Development

Home Repair Loan and Grant Program (Section 504)

For very low income families who own homes in need of repair, the Home Repair Loan and Grant Program offers loans and grants for renovation. The Home Repair Program also provides funds to make a home accessible to someone with disabilities.

Homeowners 62 years and older are eligible for home improvement grants. Other low income families and individuals receive loans at a 1% interest rate directly from HCFP.

Veterans Administration - Specially Adapted Housing (SAH) Grants

For more information or an application, contact your local VA Regional Office at 1-800-827-1000.

There are three types of grants which are available to assist severely disabled veterans in adapting housing to their special needs.

1. Specially Adapted Housing Grant

The maximum amount of this grant is $50,000. It is available to veterans with service-connected permanent and total disability due to one of the three following conditions:

1. the loss or loss of use of both lower extremities or,

2. blindness in both eyes, having only light perception, plus loss or loss of use of one lower extremity or,

3. loss or loss of use of one lower extremity together with other disabilities which precludes locomotion without the aid of braces, crutches, canes or a wheelchair

2. Special Home Adaptations Grant

The maximum amount of this grant is $10,000. It is available to veterans with service-connected permanent and total disability due to one of the two following conditions:

1. blindness in both eyes with 5/200 visual acuity or less or,

2. the loss or loss of use of both hands.

3. Specially Adapted Housing

Provides for assistance to veterans temporarily residing in a home owned by a family member up to $14,000 for a 2101(a) grant or $2,000 for a 2101(b) grant. This does not include active duty personnel and no temporary assistance can be provided after June 15, 2011.

Veterans who are approved for an SAH grant are advised of their eligibility for Veterans' Mortgage Life Insurance (VMLI). The veteran will be assisted by one of VA's Specially Adapted Housing Agents in the completion of VA Form 29-8636, Application for Veterans Mortgage Life Insurance. Veterans must be approved for an SAH grant before applying for VMLI.

National Funding Sources – by Category

We have researched and developed the following listing of private funding sources that are listed by the following categories:

( Brain Injury Funding ( Celebrity/Sports Charities

( Children’s Programs ( Condition-Specific Funding

( Creative Arts ( Employee Assistance

( Faith-Based Assistance ( General Assistance

( Home Modifications Funding ( Spinal Cord Injury

( Military/Veterans

Brain Injury Funding

Brain Injury Association of America

800-444-6443

Brain Injury Foundation

603-433-9821



admin@

Michael Quinlan Brain Tumor Foundation

502-896-1701

foundation@

Celebrity/Sports Charities

Contact your local or favorite sports team or celebrity to see if there is other funding available.

Baseball Assistance Team (BAT)

Assisting members of the baseball family in need of assistance.

866-605-4594 

Brett Favre Fourward Foundation

Assisting people in Wisconsin and Mississippi

1 Willow Bend, Hattiesburg, MS 39402

foundations

Catfish Hunter Fund

Flex Grant Program

877-568-4347



katie@

Cleveland Browns Foundation



David Akers’ Kicks for Kids

Provides assistance to the children and their families being treated at The Children's Hospital of Philadelphia

856-625-2046



davidakerskfk@

Gridiron Greats Assistance Fund

Assisting retired NFL players in dire need

800-708-1078



gridirongreats24@

HollyRod Compassionate Care Program

866 HollyRod or 310-385-1590



kelly@

Houston Texans Foundation

832-667-2000



Ladies Professional Golf Association (LPGA)

Assisting members of LPGA and others from the golf industry in need of assistance.



Marty Lyons Foundation

212-977-9474



Matt Stover Foundation/Baltimore Ravens

c/o Brown Advisory

901 S. Bond Street, Suite 400

Baltimore, MD 21231

Travis Roy Founation-Spinal Cord Injury

617-239-0556



administrator@

Road 2 Recovery Foundation

Motocross/Supercross

480-276-1131



info@

Children’s Programs

BASE Camp Foundation

407-673-5060



email@

Candlelighters Childhood Cancer Fund

800-366-2223



info@

Cherished Creations

908-790-0616



Child King Foundation

ckf@

Childhood Leukemia Foundation

800-CLF-7109



clf4kids@

Children’s Cancer Society

800-5-FAMILY

Children’s Catastrophic Assistance Network

714-404-5604

Children’s Happiness Foundation

800-424-3543

Children’s Hopes & Dreams

973-361-7348



chdrdover@

Children’s Leukemia Foundation

800-GIVE-HOPE



info@

Children’s Wish Foundation

800-323-9474

Civitan World Headquarters

1-800-CIVITAN

Disabled Children’s Relief Fund



Dreams Come True

904-296-3030



postmaster@

Dream House Services

770-717-7410



info@

First Hand

816-201-1569



firsthandfoundation@

Golden State Foods Foundation

877-GSFKIDS

helpkids@

Grant-a-Wish

800-933-5470

grant-a-

wish@grant-a-

Jesica’s Hope Chest

919-497-0022



contactus@

Justin Scott Foster Foundation

973-448-1871



info@

Juvenile Myelomonocyclic Leukemia

mariantoniettadini@

Kaitlin Marie Bell Foundation

302-629-5493

Kids Wish Network

888-918-9004  



Kiwanis International

317-875-8755

Make-a-Wish Foundation

800-722-9474



Michael Hoefflin Foundation for Children

661-250-4100



sue@

Morgan Project

321-726-6700



Peyton Manning PeyBack

877-873-9225

peyback@

Special  Wish Foundation

800-486-WISH



sowish@  

Sunshine Foundation

800-767-1976

UnitedHealthcare Children

952-992-4459



Variety

323-954-0820



info@

Condition-Specific Funding

American Amputee Foundation

501-666-2523



info@

Chronic Disease Fund

877-968-7233



info@

Cure for Lymphoma Foundation

800-CFL-6848



infocfl@

Cystic Fibrosis Center

800-344-4823

Leukemia Research Foundation

800-955-4LSA



Multiple Sclerosis Foundation

800-225-6495



admin@

Muscular Dystrophy Foundation

800-544-1213

mdfftoday.html

National Association for the

Terminally Ill

888-847-0390

National Hemophilia Foundation

800-42HANDI



info@

Creative Arts

Adolf & Esther Gottlieb Foundation

212-226-0581

American Guild of Musical Artists (AGMA) Relief Fund

Eastern Region - 212-221-7300 ext. 119

intakeny@

Midwest Region - 312-372-0989

dtowne@

Western Region - 323-933-9244 ext. 55

intakela@

American Society of Journalists & Authors

The Writers Emergency Fund

212-997-0947



weaf@

Artists Fellowship

646-230-9833

home.html

Bluegrass Trust Fund

IBMA Trust Fund

1-888-GET-IBMA



ibma@

Blues Heaven Foundation



infobluesheaven@

Carnegie Fund for Authors

Emergency Assistance Programs for Authors

One Old Country Road

Carle Place, NY 11514

Change Emergency Funds

212-473-3742

Craft Emergency Relief Fund

802-229-2306



info@

Episcopal Actors Guild of America

212-685-2927

Motion Picture & Television Relief Fund

818-876-1900



Motion Picture Players Welfare Fund (SAG)

212-221-7300 ext. 119

Music Maker Relief Foundation

919-643-2456



info@

MusicCares Foundation

310-392-3777

Toll-free Help Lines:

877-303-6962 (Northeast)

877-626-2748 (Central)

800-687-4227 (West Coast)



Musicians Assistance Program Local 802

212-397-4802

map@

Musicians Foundation

212-239-9137



info@

PEN Writers Fund

212-334-1660 ext. 112



aproctor@

Phyllis Newman Womens Initiative

Eastern Region - 212-221-7300 ext. 143

cmannes@

Central Region - 312-372-0989

dtowne@

Western Region - 323-933-9244 ext. 55

intakela@

Screen Actors Guild (SAG) Emergency Assistance

323-549-6703



Science Fiction & Fantasy Writers of America

PO Box 877

Chestertown, MD 21620

/funds.htm#EMF

Society of Singers

818-995-7100



Springboard for the Arts

Emergency Relief Fund

651-292-4381



Sweet Relief Musicians Fund

888-955-7880



info@

The Academy of American Poets

212-274-0343



cflowers@

The Actor’s Fund

Social Services and Financial Assistance

Services for the Disabled and Senior Care Program

Eastern Region - 212-221-7300 ext. 119

intakeny@

Central Region - 312-372-0989

dtowne@

Western Region - 323-933-9244 ext. 55

intakela@

The Authors League Fund

Writers in Need



The Jazz Foundation

Dizzy Gillespie Memorial Fund & Emergency Housing Program

800-532-5267 or 212-245-3999

The Lester Petrillo Memorial Fund

for Disabled Musicians

212-245-4802 ext. 111 or 112

mcupid@

The Pollock-Krasner Foundation

863 Park Avenue

New York, NY 10021

Attn: Request for Application

Fax: 212-288-2836

grants@

The Rhythm and Blues Foundation

The Doc Pomus Financial Assistance Program

Motown/Universal Fund Music Group Fund

The Gwendolyn B. Gordy Fuqua Fund

paden@

Will Rogers Motion Pictures Pioneers Assistance

Medical Rehabilitation, Equipment Aid, Vocational Rehabilitation

Emergency Grants and Pioneer Quality of Life Grants

888-994.3863 ext. 2333



Employee Assistance

Baseball Assistance Team (BAT)

Assisting members of the baseball family in need of assistance.

866-605-4594 

Alaska Airlines Employee Assistance Fund

206-870-2768

The Cause Foundation

United Airlines Flight Attendants

888-288-9036



info@

CitizensBank Employee Assistance



DaVita Village Network

Employee Assistance

310-536-2400

Federal Employee Education & Assistance Fund

(includes Army Corps of Engineers Fund, Census Bureau Fund, Commerce Employees Fund, Department of Energy Relief Fund, Department of Justice Emergency Relief Fund, Department of Labor Fund, Diplomatic Fund, EOUSA/USOA Fund, FAA Emergency Relief Fund, FEEA AFGE Fund, FEEA Hurricane Fund, HUD Emergency Fund, MMS Employee Relief Fund, NASA Family Assistance Fund, National Weather Service Employee Organization Disaster Assistance, NTEU Disaster Relief Fund, Transportation Security Administration Fund, USDA Fund, USGS Emergency Relief Fund)

800-323-4140 or 303-033-7580



admin@

GPC Employee Relief Fund

c/o Frank Howard

2999 Circle 75 Pky

Atlanta, GA 30339

Hawaiian Airlines Wings of Hope Employee Assistance

808-838-5575

Homer Fund

Home Depot Employee Emergency Relief

770-384-2611

Horsemens Distress Fund

860-354-3072

mary@

JetBlue Cares Crewmember Catastrophic Fund

19 Old Kings Hwy, Ste. 23

Darien, CT 06820

LPGA Foundation (Ladies Professional Golf Association)

Assisting those in the golf industry

386-274-6200



Lockheed Martin Employees Foundation

PO Box 3504

Sunnyvale, CA 94088

Lowes Employee Relief Fund

1000 Lowes Blvd, 2ETA

Mooresville, NC 28117

Northwest Airlines Beacon Foundation

Flight Attendants Assistance

617-970-8814



Pegasus Project

Association of Flight Attendants

866-785-0449

Southwest Airlines Employees Catastrophic Assistance

PO Box 36611 HDQ 6TX

Dallas, TX 75235

Red Tab Foundation

Assisting Levi Strauss employees and retirees

800-544-5498



United Airlines Employee Relief Fund

877-488-2373

Winners Federation

Assisting horseracing employees

302-383-7233



gwesleyjones@ or winfed@

Wings Foundation

Assisting American Airlines flight attendants

817-571-7177



wings@ or recycling@

Winthrop H. Smith Fund  

Assisting Merrill Lynch employees

2 World Financial Center, FL 05

New York, NY 10281

or contact your local Merrill Lynch office

Faith-Based Assistance

Catholic Charities

800-919-9338

Christian Appalachian Project

Assisting those in need in the 13 Appalachian States



capinfo@

Christian Fund for the Disabled

Administered by Joni and Friends

818-707-5664

resources.php#fund

kjohnson@

Christian Care Ministry Medi-Share

800-772-5623

medi-

International Association of Hebrew Free Loans

CA - Hebrew Free Loan Assn (LA) - Home Healthcare Loans - 323-761-8830 ext. 109

CT - Hebrew Burial & Free Loan Assn of New Haven - 203-287-1878

MD - Hebrew Free Loan Assn of Baltimore - 410-843-7536

DC - Hebrew Free Loan Assn of Greater Washington - 301-770-4836

MA - Hebrew Free Loan Assn of Greater Springfield - 413-736-6573

MI - Hebrew Free Loan Assn of Metropolitan Detroit - 248-723-8184

MI - Jewish Federation of Grand Rapids - 616-942-5553 ext. 18

MO - Jewish Loan Assn - 314-432-0020 ext. 3800

NJ - Hebrew Free Loan of Metrowest - 973-765-9050

NJ - Paterson Hebrew Free Loan Assn - 201-791-8395

NY - Hebrew Benevolent Loan Assn Buffalo - 716-883-1201

NY - Hebrew Free Loan Society - 212-687-0188

OH - Free Loan Assn - 330-867-7292

OH - Jewish Federation of Cincinnati - 513-985-1522

OH - Hebrew Free Loan Assn of Cleveland - 216-378-9042

PA - Hebrew Free Loan Society of Gr. Philadelphia - 215-885-2843 ext. 215

PA - Hebrew Free Loan Assn of Pittsburgh - 412-422-8868

RI - Hebrew Free Loan Assn of Providence - 401-331-3081

TX - Dallas Hebrew Free Loan Assn - 214-696-8008

TX - Tarrant County Hebrew Free Loan Assn - 817-569-0898

TX - Hebrew Free Loan Assn of Greater Houston - 713-292-1898

TX - Hebrew Free Loan Assn of San Antonio - 210-736-4352

General Assistance

Agrability Project

Agricultural and Agrabusiness workers with disabilities

800-825-4264



American Life Enhancement

877-224-2202

american-viatical.

info@

Americans Helping Americans

703-317-9412



B&G Endowment

727-538-7370 ext. 345  

Blue Card

Assisting needy Holocaust survivors

212-239-2251

blue.card@

Brenda Mehling Cancer Fund

818-737-1866



info06@

Cure for Lymphoma Foundation

800-CFL-6848 or 212-213-9595



infocfl@  

Fairygodmother Foundation

773-388-1160



info@

Faiths Hope

714-761-4673



Jennifer Ferraro Foundation

jf-

Lisa Madonia Memorial Fund

708-366-1057

Love, Inc.

800-777-5277



Marshall & Mary Brondum

PO Box 3106

Missoula, MT 59806

Modest Needs Foundation

212-463-7042



Multiple Sclerosis Home Modification Program

800-532-7667

Nam Knights of America



nk1fritz@

National Association for

the Terminally Ill

888-847-0390



National Muscular Dystrophy Family Foundation

800-544-1213



New Beginnings Prosthetic Ministry

949-589-6300

Obie Harrington-Howes Foundation

PO Box 2221

Darien, CT 06820

888-265-5859



Pulte Homes

Charitable Giving Office

248-433-4534

Push America

AccessAbility Program

704-504-2400



Rise Above Foundation

818-424-2279

aaron@

Rise Above It



ryan.odonoghue@

SAM Fund



info@

Schultz Foundation

guidelines.html

Service Source Foundation

703-461-6000

Spinal Cord Injury-GOALS

561-395-2092

dougrich1@

Stearns Family Foundation

773-533-2350 ext. 10

The Dream Foundation

805-564-2131



The HealthWell Foundation

800-675-8416



info@

The Thomara Latimer Cancer Foundation

248-557-2346



Theresa D. Holden Foundation

602-343-9474



Home Modifications Funding

Rebuilding Together

Home modification grants through Administration on Aging

800-4REHAB9



Rural Housing Repair and Rehabilitation Loans

rurdev.rhs/sfh/brief_repairgrant.htm

American Association of People with Disabilities (AAPD) 

Digital Credit Union (DCU) Access Loans

800-840-8844 (AAPD)

800-328-8797 (DCU)

aapd-

dcu_aapd_application.pdf

Spinal Cord Injury

Amy Alexander Foundation for Spinal Cord Injury

PO Box 566, Pine Bush, NY 12566



amy@

Fight 2 Walk Foundation

866-943-WALK



info@

Gridiron Heroes

210-849-9250



ecanales07@

Kevin Kitchnefsky Foundation

570-836-1240

index.htm

Michael Brent Recovery Fund

Friends for Michael, Inc. Spinal Cord Injury Org.

502-396-3214

friendsformichael

Spinal Cord Opportunities for Rehabilitation Endowment (SCORE)

323-655-8298



questions@

United Spinal Association

RAMP Program

Mobility Grants

800-404-2898



William Heiser Fund for SCI

516-474-0438

PO Box 7376, Wantagh, NY 11793

Military/Veterans

American Legion

National Emergency Fund Grant

317-630-1321  

Army Emergency Relief

866-878-6378 or 703-428-0000

Brain Injury Association Veterans Support

A pilot project through the Brain Injury Association of Massachusetts

888-838-1824

veteranstbi

veterans@

Bryan McDonough Military Heroes Foundation

info@

Captain Scott Corwin Foundation

888-332-5151

 

Coalition to Salute America

914-432-5400

info@

Home Improvement Structural Alterations (HISA)

Administered by the HISA Department of the Veterans Hospitals

800-827-1000

Hope for the Warriors

877-246-7349 or 910-938-1817



info@

Hope Network for Veterans

A National project in development through the Family Network on Disabilities of Florida

800-825-5736



sarahlopez@

Injured Marine Semper Fi Fund

760-725-3680 or 703-640-0181



info@

Military, Vets Families MVFA

800-626-6526



info@

National Veterans Services Fund

800-521-0198



natvetsvc@

NCOA Medical Fund

800-662-2620

benevolent_programs/medical.htm#to

Operation First Response

888-289-0280



info@

Operation Homefront

800-722-6098



info@

Special Operations Warrior Foundation

877-337-7693 or 813-805-9400



warrior@

Staten Island Project Homefront

866-689-SIPH



USA Cares

800-773-0387

usacares.us/index.html

info@usacares.us

Veterans Moving Forward

978-353-0234



info@

Wound EOD Warrior Foundation

540-429-5234



info@

Wounded Soldiers Wish



amillionthanks@

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