Microsoft Word - Asset-Building strategies workforce ...



CMHC FINANCIAL HEALTH RESOURCE AND REFERRAL GUIDEFINANCIAL EDUCATION – GROUP BASEDONE-ON-ONE FINANCIAL COUNSELING/COACHINGREPRESENTATIVE PAYEE/MONEY MANAGEMENT SERVICESBENEFITS SCREENING/ASSISTANCELEGAL ADVICEUTILITIES/DISCONNECTIONSSECOND CHANCE BANK ACCOUNTSINDIVIDUAL DEVELOPMENT ACCOUNTS (IDAs)TAX PREPARATIONCREDIT BUILDING SERVICESAFFORDABLE CREDITCREDIT COUNSELING/DEBT MANAGEMENTSee for a comprehensive state-wide guide to a range of useful resources.A: FINANCIAL EDUCATION – group basedOrganization NameContact1START Community Bank, 299 Whalley Avenue, New Haven, organizes financial literacy training for organizations.Patti Scussel, VP Community and Business Development, at 203 752 1314/203 710 7886 or pscussel@.2UConn New Haven County Extension Center, 305 Skiff Street, Hamden, provides financial literacy training to through its family economics program. Faye Griffiths-Smith at 203 407 3160 or faye.griffiths-smith@uconn.edu. Also see . 3Junta for Progressive Action, 169 Grand Avenue, New Haven, provides financial literacy training to service users.Fernando Faneyte, Program Director for Economic Development?and Employment at 203 787 0191 ?or Fernando.faneyte@4The Veterans Administration Hospital, 950 Campbell Avenue, West Haven, provides group based financial counseling to veterans with mental health problems.Karen Ablondi at 203 932 5711 x3972, or Karen.ablondi@yale.edu.5Columbus House Homeless Shelter, 586 Ella Grasso Boulevard, New Haven, provides financial literacy training as part of their Employment Enrichment – only for existing service users.Thomas Fortuna, Pathways to Independence Manager, at 203 772 4200 x 2139, or tfortuna@.6Christian Community Action (CCA), 168 Davenport Avenue, New Haven, organizes budgeting workshops for participants in its Stepping Stones Transitional Housing Program.Judith Rich at 203 777 7167 or jrich@.7NeighborWorks/New Horizons, 235 Grand Avenue, New Haven, provides budgeting sessions for prospective homebuyers.Director of Community Development at 203 562 4514.8All our Kin, 414A Chapel Street, Suite 100 New Haven, provides financial literacy training to home-based childcare providers.Julia Granata, Financial and Business Coach, Julia@, 203 772-2294 ext. 25B: ONE-ON-ONE FINANCIAL COUNSELING/COACHINGOrganization NameContact1United Way Smart About Money (SAM), 370 James street, Suite 403, New Haven, CT 06513, connects individuals with volunteer budget coaches for one-on-one sessions for a 6 month period. Joy Duva, jduva@, 203 691 42032Connecticut Association for Human Services (CAHS), 110 Bartholomew Avenue, Suite 4030, Hartford, connects individuals with volunteer budget coaches for one-on-one sessions for a 6 month periodJamal Jimerson, 860-951-2212 ext. 229,jjimerson@.3Capital Good Fund, 99 Pratt Street, Suite 200, Hartford, offers four one-on-one financial coaching sessions. After completion of sessions, follow-up contacts are made to monitor the progress of clients and update them on the status of their credit reports ($180 fee – paid in monthly installments that build positive credit history)Ashley Gardner at ashley@, 866-584-3651x108.4The Veterans Administration Hospital, 950 Campbell Avenue, West Haven, provides one-on-one financial counseling to veterans with mental health problems.Karen Ablondi at 203 932 5711 x3972, or Karen.ablondi@yale.edu.56C: REPRESENTATIVE PAYEE/MONEY MANAGEMENT SERVICESOrganization NameContact1Connecticut Mental Health Center (CMHC), 35 Park street, New Haven, Money Management program provides representative payee services to CMHC clients.John Rockwell, 203 974 7021, john.rockwell@ 2Columbus House Homeless Shelter, 586 Ella Grasso Boulevard, New Haven, provides Money Management provides representative payee services to residents of the shelter.Christine Santana, csantana@ D: BENEFITS SCREENING/ASSISTANCEOrganization NameContact1Department of Social Services, 50 Humphrey street, New Haven, CT 06513.1-855-6-CONNECT (1-855-626-6632), connect. 2Connecticut Mental Health Center Department of Social Services Eligibility Services Specialist, room #125, 1st floor, 34 Park street, New Haven, CT 06519. Provides DSS support to CMHC clients.Trina Eshaghi, trina.eshaghi@ 203-974-7276 203-974-7234 2SOAR/Pathways to Independence Program, Columbus House Homeless Shelter, 586 Ella Grasso Boulevard, New Haven, expedites access to Social Security Disability Benefits for people who are homeless and have a disability.Libby Protzman, lprotzman@, 203.772.4200 X21493New Haven Legal Assistance Association Inc., 426 State street, New Haven, may provide assistance to low income people in case of denial of DSS benefitsReferrals made through Statewide Legal Services, , telephone hotline 1 800 453 3320, 1 860 344 0380. Hotline open 9-12pm, 1-2pm, Monday through Friday. See also for online advice about numerous issues.E: LEGAL ADVICE Organization NameContact1New Haven Legal Assistance Association Inc., 426 State street, New Haven, provides legal assistance to low income people related to housing, employment, benefits (SSDI, SSI, Medicaid), domestic abuse and access to education.Referrals made through Statewide Legal Services, , telephone hotline 1 800 453 3320, 1 860 344 0380. Hotline open 9-12pm, 1-2pm, Monday through Friday. See also for online advice about numerous issues.Undocumented should contact NHLA directly at 203 946 4811.2Connecticut Legal Rights Project, Connecticut Mental Health Center 34 Park street, New Haven, CT 06519. Provides legal assistance about housing, access to health care, payees/conservators, disability rights/discrimination, inpatient issues.203 974 7715. See also for on-line advice and further contact information.F: UTILITIES/DISCONNECTIONSOrganization NameContact1United Illuminating Financial Assistance programs offer matching payment plans to qualifying customers. Also can apply for the hardship or winter protection to avoid having electricity shut off between Nov and May. 1-800-722-55842Energy Assistance/Operation Fuel offer assistance with winter heating costs Community Action Agency of New Haven, 419 Whalley Avenue New Haven, 203 285 8018 or 203 387 7700, programs/energy_assistance 3Center for Children’s Advocacy Medical Legal Partnership Project, provides advice about utilities.Alice Rosenthal, 203 688 0113, arosenthal@, mlpp G: SECOND CHANCE BANK ACCOUNTS (for more information see (Compiled).pdf) Organization NameContact1START Community Bank, offers free second chance bank accounts unless there is a history of fraud or unpaid overdraft over $500.Patti Scussel, VP Community and Business Development, at 203 752 1314/203 710 7886 or pscussel@.2Bank of America, SafeBalance Banking Account, has no check book and does not charge overdraft fees. $4.95 monthly fee. Not an option for people with history of fraud or unpaid overdrafts (not a second chance account).Call 203 752 4960, see more at 3Webster Bank, offers second chance ‘opportunity checking’ bank account with monthly fee of $11.95-$16.95.1 800 325 24244Connex Credit Union, offers second chance ‘opportunity checking’ bank account with monthly fee of $15, plus an annual fee of $10 for the debit card.203 603 57005First Niagara, Wells Fargo, offers a second chance account with a monthly fee of $10. 203 773 9037H: INDIVIDUAL DEVELOPMENT ACCOUNTS (IDAS)Organization NameContact1Community Action Agency of New Haven (CAANH), offers IDAs to people with steady income from employment, at or below 200% FPLLilian Gutierrez, VP Planning & Development and Special Projects, 203 859 6641, lgutierrez@2Neighborhood Housing Servcies of New Haven, for home purchaseContact Michael Haynes 203 562 0598 Ext. 18, mhaynes@ or Mark Cotte, 203 562 0598 Ext. 11, mcotte@3Higher Heights, for college savingschaka@ 4Christian Community Action (CCA), offers an IDA program for participants of the Stepping Stones transitional housing program.Judith Rich at 203 777 7167 or jrich@.I: TAX PREPARATIONOrganization NameContact1The Greater New Haven VITA Coalition, offers free tax preparation at numerous locations around New Haven. Find locations at J: CREDIT BUILDING SERVICESOrganization NameContact1Capital Good Fund, 99 Pratt Street, Suite 200, Hartford, offers a credit building program, requiring twelve $10 monthly payments which are reported to the credit bureaus. Apply online at , or contact Laura Fontaine at Laura@ or 866-584-3651 x115K: AFFORDABLE CREDITOrganization NameContact1All Our Kin, provides loans to home-based child care providersJulia Granata, Financial and Business Coach, Julia@, 203 772-2294 ext. 252Capital Good Fund, 99 Pratt Street, Suite 200, Hartford, offers small ($300-$1,000) low cost loans (12%APR) with no minimum credit score or collateral requirements. Apply online at , or contact Laura Fontaine at Laura@ or 866-584-3651 x1153The Elmseed Enterprise Fund offers loans of up to?$5000 at a?10% annual interest rate to entrepreneurs in the Greater New Haven community looking to start or grow their small businesses(203) 903-1737 or info@L: CREDIT COUNSELING/DEBT MANAGEMENTOrganization NameContact1Money Management International offers a wide range of financial planning and debt management services. Counseling sessions are free, though there are fees associated with setting up and administering Debt Management Plans.Scott Sullivan, 781 774 9262, scott.sullivan@2Statewide Legal Services, offers free legal advice to very low-income people. Applications for advice about consumer issues such as debt and bankruptcy must be made online at apply.. , telephone hotline is 1 800 453 3320, open Monday-Friday 9-12pm and 1-2pm. See also for online advice about numerous issues, including debt. ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download