A publication for members of Partner Colorado Credit Union Sky-High CD ...

A publication for members of Partner Colorado Credit Union

FALL 2022

insights

Sky-High CD Rates! Lil' Partners $500 Giveaway Auto Loan Refinance Teen Partners Apple Giveaway Home Equity Line of Credit Lil' Partners FREE Halloween Goodie Bag Upcoming FREE Webinars Holiday Signature Loan Call for Nominations Holiday Closures

Peakyour interest...

With Sky-High CD Rates!

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We've topped our best rates to help you make the most of your savings. Simply open a new 15-, 22- or 38-month Certificate of Deposit (CD)* and score our highest rates in years.

? 2.35% APY = 15-month CD* ? 2.85% APY = 22-month CD* ? 3.40% APY = 38-month CD*

Plus, IRA CD options to boost your retirement savings!

Open your CD today! Visit us online, call 303.422.6221 or text 303.900.1102!

APY=Annual Percentage Yield. *Certain conditions and restrictions may apply. Click here to view full disclosures.

Launch Your Child's Financial Future!

Help your favorite kiddos develop smart financial habits by opening a Lil' Partners Account today.1 You'll need your child's birth certificate (or valid picture ID) and Social Security number. Making saving fun for kids 12 & younger with: ? A generous $25 starter deposit ? A FREE piggy bank and coloring book ? Coloring contests with cash prizes ? A FREE toy with every quarterly deposit made ? Quarterly newsletter and FREE financial education ? Holiday events and more!

Plus, open a new Lil' Partners Account for a chance to win a $500 gift card to Timbuk Toys.2

Hurry, offer ends October 31, 2022. Open an account online, call 303.422.6221 or stop by any location today.

1Must be a joint owner with parent, grandparent or responsible adult. Certain conditions and restrictions may apply. 2Click here for full disclosures.

Take the Road

to Lower Payments!

Refinance your auto loan from another lender with Partner Colorado and we'll help lower your interest rate and decrease your monthly payment! Head into the holidays with extra cash in your pocket!

This offer is loaded with benefits: ? Lower Your Rate by 1%* ? Make No Payments for 90 days*

Apply now online, call 303.422.6221. You can also text us at 303.900.1104.

Drive down your monthly loan payment now through

Dec. 31!

*Offer and rates subject to change without notice. All applicants subject to credit and income verification. Click here for full disclosures.

Set Your Teen Up for Financial Success!

Whether your teen is saving for a new car, a gaming system or just wants a smart place to stash their cash, Teen Partners1 is the way to go. Designed specifically for ages 13-17, new members receive: ? A generous $25 starter deposit ? Optional checking account and debit card ? Mobile Banking App with Card Controls ? Mobile Wallets Apple Pay?, Google PayTM and Samsung Pay? ? Your teen can score another $25 when they complete and pass

Money Management 1012

Plus, when you open a Teen Partners Account, you'll score a chance to win a $500 gift card to the Apple Store!2

Open an account online or call 303.422.6221. Hurry, offer ends October 31, 2022.

1Must be a joint owner with parent, grandparent or responsible adult. Certain conditions and restrictions may apply. Accounts must be opened between August 1 and October 31, 2022. 2Click here for full disclosures.

Do it All This Fall...

With a low, FIXED-rate HELOC!

Get your home ready for the holidays with a fixedrate Home Equity Line of Credit* from Partner Colorado. Our fixed-rate HELOC will give you peace of mind that your rate won't change over the years. ? NO Closing Costs ? Borrow up to 90% Loan-to-Value ? Flexible Loan Terms Plus, access your funds with a HELOC Visa? with Rewards. ? Earn rewards with every purchase, including cash back, travel and merchandise ? Make purchases anywhere Visa is accepted ? NO annual fee

Apply for your HELOC online, call 303.422.6221 or text 303.900.1104.

*Offer and rates subject to change without notice. All applicants subject to credit and income verification. Click here for full disclosures.

Lil' Partners Make a Deposit and Receive

a FREE Goodie Bag!

When your pumpkin makes a deposit into his/her Lil' Partners account at any Partner Colorado location, they will receive a FREE Halloween bag filled with goodies, while supplies last!

Join One of Our Free Webinars!

STUDENT LOAN FORGIVENESS Join GreenPath Financial Wellness for a special webinar to gain clarity on the current status of federal student loans and what steps you need to take next.

Date: Thursday, October 6

Time: 6:00 pm-6:30 pm

MEDICARE This webinar is suitable for those preparing to sign up for Medicare for the first time and for those wanting to know more before the next open enrollment period.

Date: Tuesday, October 11

Time: 5:00 pm-6:00 pm

WILLS AND TRUSTS presented by Hughes Law Firm It's never too early to start your estate planning. Join us for our free webinar to help reduce your stress and worries, protect your assets and income, and plan wisely for your loved ones.

? Simple wills ? Estates

? Powers of attorney ? Trusts and more!

? Probate

Two Dates and Times to Choose From:

? Saturday, November 5 ? Tuesday, November 8

Time: 10:00 am Time: 6:00 pm

Those who register and attend will be entered for a chance to win $50!*

To view the full description and register, click here!

*Minimum of 10 people must attend in order for the gift card drawing to occur. Must attend the event in order to be eligible. Odds of winning may vary. No purchase necessary to win.

Signature Holiday Loan

Your Holiday Helper!

This holiday season, avoid getting weighed down with high-interest credit card debt or draining your savings account. We've made it easy and affordable to fund your holiday plans with a low introductory rate on a Partner Colorado signature loan instead.

? Introductory rate as low as 5.99% APR for 12 months, then the rate reverts to a FIXED signature

loan rate.* ? Choose a term of 24 or 36 months ? Borrow what you need--up to $15,000!

Hurry! Offer Ends December 31, 2022

Apply via our Mobile Loan Application online or call 303.422.6221.

APR=Annual Percentage Rate. *All applicants subject to credit and income verification. APR shown is for well-qualified borrowers. Final rate may vary based on creditworthiness. Rates subject to change. Valid October 1-December 31, 2022.

Call for Nominations

The Nominating Committee is seeking qualified volunteers to provide guidance and leadership for Partner Colorado and our 35,000 members. All members are encouraged to participate, either by voting or by running for one of the three available Board of Directors' seats. The volunteer position requires attendance at monthly meetings held on the fourth Thursday of each month from 3:00 pm?7:00 pm and a term of three years, in addition to training requirements and specific committee assignments.

Prior to the Annual Meeting, an election will be held by ballot for all contested positions. The ballot will be sent at least 25 days before the Annual Meeting scheduled in May 2023.

Similarly, we are recruiting for volunteers for our Audit Committee; these positions require an application and are appointed by the Board of Directors, also for three-year terms. The committee meets on the fourth Thursday at 2:30 pm.

If you're interested in being nominated, contact Billie Easter, at 303.422.6221, ext. 9021 or via email at EasterB@. All applications must be received before December 1, 2022. A list of nominees will be published for the membership in the next Insights Newsletter.

HOLIDAY CLOSURES

? Columbus Day Monday, October 10

? Veterans Day Friday, November 11

? Thanksgiving Day Thursday, November 24

? Christmas Day Monday, December 26

? New Year's Day Monday, January 2

HOLIDAY EARLY CLOSURES

? Day After Thanksgiving Friday, November 25, closing at 1:00 pm

18047/07-01-18

Federally insured by NCUA

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