ELECTRONIC FUNDS TRANSFER - Oklahoma City, OK



Electronic Delivery of Loan Documents / Notices Consent and Agreement 1. WelcomeWelcome to The First State Bank. Our goal is to provide you with an easy and convenient way to receive your Loan Documentation. 2. Definitions The words "we," "us," and "the bank" mean The First State Bank and the words "you" and "your" mean you, the individual(s) who is identified on the loan as the Borrower(s). As used in this Disclosure, " E-Documents" means any bank periodic statement, notices and disclosures as outlined in section 3 below, or other information related to your Loan, including but not limited to information that we are required by law to provide to you in writing. 3. Scope of Communications to Be Provided in Electronic Form When you sign this form, you agree that we may provide you with any Communications relating to that Loan in electronic format, and that we may discontinue sending paper communications to you, unless you withdraw your consent as described below. Your consent to receive E-Documents includes, but is not limited to: Legal and regulatory disclosures and communications associated with your LoanNotices or disclosures about a change in the terms of your Loan or associated payment featurePrivacy policies and notices 4. Method of Providing Communications to You in Electronic FormE-mail notifications will be sent to the e-mail address that is specified on this form. 5. How to Withdraw ConsentYou may withdraw your consent to receive E-Documents in electronic form for your Loan by: Logging onto Online Banking via Sending us an e-mail at estatements@ Contacting us at 405-778-6518 Informing us in person at any of our Banking Centers Sending us a letter mailed to: The First State Bank, 3030 NW Expressway, Suite 130, Oklahoma City, OK 73112It may take up to one statement cycle for us to process your request and after such time you will no longer receive communications electronically. 6. Hardware and Software Requirements In order to access, view, and retain E-Documents that we make available to you, you must have: A PC or Macintosh personal computer system with Internet connectivity Available hard disk space of at least 10 Megabytes A computer pointing device, such as a mouse, trackball, or touchpad A graphical user interface operating system, such as Windows XP, 2000 or Vista, or Apple Macintosh OS X. Adobe Acrobat Reader 5.0 or higher A 128-bit encryption SSL (Secure Socket Layer) compatible browser, (recommended: Internet Explorer 6.0 or higher, or FireFox) A JavaScript enabled browser A computer monitor capable of displaying Internet Web pages and graphics (recommended: 800x600 resolution or higher) A Printer if you wish to retain E-Documents in printed form 7. Requesting Paper CopiesIf you elect to receive your loan documents through electronic delivery, we will no longer send you your loan documents through the mail. You can obtain a paper copy of an E-Document by printing it yourself or by requesting that we mail you a paper copy, provided that such request is made no later than five years after we first provided the E-Document to you. To request a paper copy, contact us in writing at: The First State Bank, 3030 NW Expressway, Suite 130, Oklahoma City, OK 73112 or call us at 405-778-6500. We reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any E-Document that you have authorized us to provide electronically. 8. Communications in WritingAll Communications in either electronic or paper form from us to you will be considered "in writing." You should print or download for your records a copy of your Loan Documents, this Disclosure, and any other Communication that is important to you. 9. Security To access your E-Documents you will be sent an email with a password protected file. To protect the security of your banking information, you must not disclose or share your password(s) with any third party. The First State Bank does not warrant the security or confidentiality of any information transmitted through any applicable Internet service provider, information/communication network service provider, network system or such other equivalent system in any jurisdiction via e-Statements. 10. Federal Law You acknowledge and agree that your consent to E-Documents is being provided in connection with a transaction affecting interstate commerce that is subject to the Federal Electronic Signatures in Global and National Commerce Act, (also referred to as E-Sign Act) and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means. 11. Termination/Changes We reserve the right, in our sole discretion, to discontinue the provision of your E-Documents, or to terminate or change the terms and conditions on which we provide E-Documents. We will provide you with notice of any such termination or change as required by law. 12. Disclaimer of Warranty and Limitation of Liability The First State Bank makes no warranty that: The service will be uninterrupted, timely, secure or error-free The service will meet your requirements Any errors in the software will be corrected The First State Bank shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses resulting from: The use or the inability to use the service Unauthorized access to your transmission Unauthorized alteration of your data Statements or conduct of the third party service provider Any other matter relating to the service 13. Privacy Our Privacy policy (that has been previously provided to you) will apply to this service and the policy is incorporated into and made part of this Agreement. Our third party provider is subject to our rules on privacy in relation to your E-Documents. 14. Authorization By accepting below you are acknowledging receipt of the terms and conditions contained in The First State Bank Electronic Delivery of Bank Statements/Notices Consent and Agreement to which you agree to be bound: Borrower signatureCo-Borrower signatureDateDateEmail address (print legibly)Email address (print legibly) ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download