Bank Financing for SMEs - EIB Institute

Bank Financing for SMEs

Thorsten Beck

A quick overview

Do SMEs matter and how? SME growth and finance Why are SMEs left out? Policies to foster SMEs' access to finance

A quick overview

Do SMEs matter and how? SME growth and finance Why are SMEs left out? Policies to foster SMEs' access to finance

Do SMEs matter?

Source: Stein, Goland and Schiff (2010)

Do SMEs matter?

Share of SMEs across Countries

100 90 80 70 60 50 40 30 20 10 0

Source: Ayyagari, Beck and Demirguc-Kunt(2007)

Share of SMEs in Manufacturing

Belarus Russian Cameroon Zambia Mexico

United Brazil Croatia Estonia Ireland Denmark Japan

Italy Greece

SME250

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