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CXXVII Edition February 2010

Gasoline Retailers Association of Florida

214 Stevenage Drive Longwood, Florida 32779



e mail pat@

407-774-9700 SSDA/NCPR-AT

Pat Moricca President Member Service Station Dealers of America

INDEPENDENT BRANDS

VISIT OUR WEB SITE FOR THE LATEST GASOLINE

INDUSTRY INFORMATION AND BENEFITS



Gasoline Retailers Association of Florida is a non-profit association representing Independent Gasoline Retailers, Convenience Stores, Gasoline Service Stations, Repair Shops, Tire Retailers, Truck Stops and Associates throughout Florida. Our goal is to improve the interests of these independent businesses and the motoring public. Cooperation with insurance companies provides benefits for our members. These benefits include money-saving programs for group health, workers' compensation, casualty and property and gasoline tank liability insurance. Benefits also include financing to purchase your gasoline station property and much more.

The problems facing our industry today affect every dealer, no matter how large or small. And, since no one individual could possibly begin to solve these problems alone, it remains that each should join in a collective effort to protect his/her business investment.

Join the Gasoline Retailers Association of Florida and help in the fight to keep the

Motor Fuel Marketing Practices Act of Florida (Below Cost) law.

Make an important investment in your business future for less than $1 a day.

Wholesale Gasoline Increases in 2009!

Wholesale gasoline increased approximately 92 cents a gallon in 2009!

The decline in gasoline demand last year has contributed to the closings of five oil refineries in the U.S., including plants in Delaware, New Jersey, California and New Mexico a signal that the business of oil refining is mired in a deep crisis according to a report by The New York Times. Gasoline demand, which some analysts had long expected to keep rising for decades, is down sharply in the recession, and some refiners

Pat Moricca are convinced that even after the economy recovers, demand will not grow as it had due to the rise of alternative fuel supplies and tougher efficiency standards for vehicles, the report stated.

Petroleum retailers also suffer from higher prices, supply and demand fundamentals, not investor demand, are the prime factors in energy commodity markets.

Once again, greed has popped up and with no oversight at the Commodities Exchange buying and selling crude oil.

News of refinery closings and gasoline demand down sharply is not a recipe for price increases in the gasoline industry.

Congress should hold hearings why gasoline prices are up sharply and closing of refineries (roughly 150 in recent years, from more than 300 in 1982) and consumer demand is down?

"We have too much capacity," Lynn D. Westfall, the chief economist at the Tesoro Corp., a midsized San Antonio based refiner-marketer, told the paper. Westfall estimated that the industry's capacity of 18 million barrels a day must be cut 5% to 8%. Gasoline consumption fell 3.5% last year, the steepest decline since 1965, while diesel consumption fell 6.8%, the most in 28 years. Both are set to fall again this year, said the report.

Don’t let the OIL BARONS win; conserve conserve conserve. The consumer should send a message to BIG OIL & OPEC and keep conserving and drive less. The only message they understand is the Bottom Line.

Join the Gasoline Retailers Association of Florida and help Keep Below Cost law

“Lifeline of the Gasoline Industry, the Independent Gasoline Dealer.”

Speculation costs everyone, take a stand

Stop speculation now! Speculation hurts many people, including individuals, businesses, and organizations, and leaves many speculators at the receiving end of the deal. Speculation hurts just about everyone but those who do it. It hurts gas stations when they are forced to raise prices and make little money on gasoline. It hurts other parts of the petroleum industry, so who's making the money? Traders and banks who pour billions of investment dollars into oil to try and reap a short or long term harvest.

Right now, it’s happening at an alarming rate again. Oil prices are being pushed higher not by fundamentals, but by speculators, hoping to get a huge payday, trading oil on paper with no intention of taking delivery, simply hoping to sell at today's price in the future when oil prices rise.

The CFTC says it’s underpowered and underfunded to take on the challenge of watching today's commodities trades! If you think enough is enough, talk to your government representatives and tell them that enough is enough, vote to limit paper trading and speculation in oil and other commodities.

Slump in refinery utilization comes on heels of falling oil demand

January New York - U.S. crude processing plants have cut activity to the lowest utilization rate since the 1980s, excluding hurricanes, the latest sign of crisis in the world's top oil consumer, according to a Reuters report. U.S. refinery utilization dropped to 78.4% of total capacity 17.6 million barrels per day since it surged to 21 million bpd in 2007 Energy Information Administration (EIA) showed.

The last time utilization of U.S. refining capacity fell to these levels was in the 1980s, excluding 2005 and 2008 when activity cratered due to hurricane-related refinery outages, said the report.

The slump in refinery utilization comes on the heels of falling oil demand in the United States, triggered by cleaner fuel standards and more use of biofuels have also cut into refining output.

There's lots of spare oil capacity from OPEC, lots of spare refining capacity, and lower demand for crude," Tim Evans, energy analyst at Citi Futures Perspective, New York, told the news agency. "The conditions today look a lot like they did in the 1980s, which was a lost decade for oil refiners."

Oil majors Chevron and ConocoPhillips each warned in the past weeks of poor conditions for their refining operations. Last year, several refiners including Valero Energy Corp., Sunoco Inc. and Flying J shut U.S. refineries for economic reasons, while many more idled units to stem losses. Experts say more closures are inevitable, the report added.

"There have to be more closures. Either that or we better fairly quickly have a five to six percent global demand growth...[but] the likelihood of such is remote," Mark Gilman, an oil analyst at Benchmark Co., told Reuters, adding that the U.S. refining industry may face a raft of plant closures similar to what it saw in the 1980s.

In addition to financial pressures, U.S. refiners are also facing competition against more imports of gasoline and other fuels from new refineries in Asia and the Middle East, such as India's Reliance Industries, said the report.

The last time refinery utilization remained consistently below 80% was in 1985, when EIA figures show they averaged 77.6%.

That was the same year the world's top crude exporter, Saudi Arabia, quickly increased its crude output by 150%, a move that helped to collapse world oil prices and later led U.S. motorists to boost purchases of less fuel-efficient vehicles.

Chevron Could 'Divorce' Richmond

Company contemplating refinery's exit from California community

Richmond, Calif. -- Chevron Corp. is considering leaving the Bay Area town of Richmond, Calif., just east of San Francisco, reported National Public Radio (NPR). The biggest producer of greenhouse gases in California, Chevron's Richmond refinery which makes jet fuel, gasoline and diesel opened more than a century ago, and Richmond has always been a loyal company town, said the report.

The city's "green" mayor, Gayle McLaughlin, however, has been trying to raise Chevron's local taxes. "Richmond has suffered, especially in the neighborhoods near the refinery," she told NPR, pointing to high rates of asthma, cancer and heart disease in the neighborhoods affected by the refinery's pollution.

"The Richmond refinery has been here well over a hundred years, and we have had good times and bad times," Mike Coyle, the refinery's general manager, told NPR. "Nobody likes divorce." McLaughlin said she thinks Chevron's talk of moving is a bluff. But the company said it needs to stay competitive, and to do that, it wants some major technical upgrades to the refinery. So far, however, a local judge has temporarily blocked the upgrades, pending more environmental review.

Meanwhile, the situation has emboldened Chevron's local critics, the report added. At a recent demonstration, activists protested the refinery, calling it a corporate polluter and accusing it of ignoring the needs of the community.

In reaction to rising tensions, Chevron is trying to boost its local image, said the report. The company said that it will spend more than $3 million this year helping Richmond's nonprofit groups and economic development projects.

Kandea Mosley, director of sales and marketing at the organization, said her group did not hesitate to take Chevron's money. "Chevron is grappling with what it means to be a 21st century corporate citizen," she told NPR. "And to the extent that we can work together and accelerate renewable energy adoption and create employment opportunities right here at home in Richmond, we want to be part of that work." Winning new friends could forestall talk of the refinery leaving, the report said. Still, many are wondering how the marriage between Chevron and the city of Richmond can be saved.

EPA Delays Higher Ethanol Blend Decision 

The agency said it may let more ethanol mix with gasoline, but will wait until next year in order to see more test results.

Washington –The U.S. Environmental Protection Agency (EPA) said it would delay making a decision on whether or not more ethanol could be mixed with gasoline to allow for more testing, Greenwire reports. The agency is leaning toward allowing a 15 percent ethanol blend but will not make a firm decision until mid-2010.

In a letter to Growth Energy, EPA indicated its likely support for increasing the ethanol limit over the current 10 percent. Two tests the agency has completed on E15 (15 percent ethanol blend) seem to indicate newer car engines would be able to run on the fuel.

“Should the test results remain supportive and provide the necessary basis, we would be in a position to approve E15 for 2001 and newer vehicles in the mid-year timeframe,” wrote Gina McCarthy, EPA assistant administrator.

The EPA was supposed to respond to Growth Energy’s petition to increase the “blend wall” on Dec. 1, 09 but it decided to delay to see the results of more testing on component durability and long-term emissions from E15. However, McCarthy wrote that it is “clear that ethanol will need to be blended into gasoline at levels greater than the current limit of 10 percent.”

Growth Energy’s co-chairman Wesley Clark said the agency’s letter is “a strong signal that we are preparing to move to E15.”

Congress must pass legislation that enables this fuel to be sold through the existing retail infrastructure.

Gulf Oil Acquires Brand Rights for Entire U.S.

Framingham, Mass. -- Gulf Oil L.P., a wholly owned subsidiary of Cumberland Farms Inc., will be making a significant geographic brand expansion now that he company has acquired all rights, title and interest to the Gulf brand in the U.S.

The Gulf brand has been in existence for almost 110 years. However, for the last 20 years, Gulf-branded gasoline in the continental U.S. has only been available in an 11-state region in the Northeast through a licensing agreement between Gulf Oil L.P.'s parent company and Chevron U.S.A. Inc., according to a news release.

While specific terms of the new deal are not being released, Gulf Oil now controls the right to market the brand throughout the United States and its territories. This acquisition enables Gulf Oil to expand its use of the Gulf brand throughout the U.S. for the first time since it first acquired certain rights to the brand in 1986, the company stated.

Ron Sabia, Gulf Oil's president and chief operating officer, and Rick Dery, senior vice president and chief sales and marketing officer, will lead the expansion.

Sabia is equally enthused about the company's new direction. "Gulf truly is an iconic brand with a long and distinguished reputation for combining quality petroleum products with outstanding service," he said. "We have worked incredibly hard over the past few years restoring the glimmer to Gulf. I am very fortunate to have surrounded myself with an amazingly diverse and talented team of professionals who live it every day. I share in their pride about now being a national brand, and look forward to expanding our network of supply and service to other regions beyond the Northeast base."

Framingham, Mass-based Gulf Oil currently distributes motor fuels through a network of more than 2,000 branded gasoline retail centers and 12 proprietary oil terminals.

Shell Gas Stations Argue Franchise Fees in Supreme Court

Washington -- The Supreme Court heard arguments earlier this week on whether or not Shell Oil terminated a contract with franchise gas stations when it raised fees in violation of a Petroleum Market Practices Act, according to a report by Courthouse News.

"Is there any area of the law in which a termination includes a non-termination?" Justice Ruth Bader Ginsburg asked the gas stations' lawyer, according to the report.

The Petroleum Market Practices Act generally forbids franchisors from terminating or failing to renew a contract with franchisees. The case marks the first time the Supreme Court addresses the act, according to Courthouse News.

A total of 63 Massachusetts gas stations sued Shell Oil Products after contracts were changed to increase their franchise fees. Mac's Shell Service, representing the gas stations, maintained Shell had promised to continue with the lower fees, except if there were a war or major oil embargo.

Jeffrey Lamken, representing Shell, argued by continuing as franchisees and signing a new contract after the fee increases, the gas stations could not claim their franchises were terminated or not renewed. To claim the contract was terminated, he argued, the franchisor would have to expressly end it.

Justice Antonin Scalia appeared skeptical, according to the report. "I thought that if you had a lease and the landlord fails to provide heat that you can move out and he will be deemed to have constructively evicted you," he said.

Ginsburg probed Lamken's insistence that there is only a violation of the act if the franchisor, not the franchisee, ends the contract. "So the franchisor can do outrageous things -- triple the rent, double the price of the fuel -- and you would say that doesn't count as a termination because the franchisor hasn't terminated?"

Justice Samuel Alito followed up. "So if the franchisor completely refuses to supply gas, that's an implicit termination? But if he charges $1,000 a gallon, that's not a termination?" he asked.

Lamken also argued Shell could cancel one of the two independent contracts it made with gas station managers and said this would not count as terminating the contract because part would still be left. Scalia asked: "Do you really think that that's how those contracts should be interpreted?"

John Farraher, representing Mac's and other retail fuel stations, claimed Shell and Motiva terminated an essential portion of the franchise: the rent calculation, according to the report. Farraher said if Shell's argument were upheld, franchisors would be able to circumvent the petroleum act to end a contract by simply increasing the burden on their franchisees.

Alito pressed Farraher on whether the contact changes really amounted to a termination of the contract. "All but one remained in business, isn't that correct?" he asked in reference to the gas stations and convenience stores.

Justice Stephen Breyer added: "One thing we know, the conduct wasn't so bad that this person left, because he didn't leave," he said, in reference to the gas stations that stayed in business.

Breyer appeared to prefer the clarity of Shell's argument over Mac's, according to Courtroom News. "The other side is saying, 'I know what the test is. The test is he has to leave,'" he said, adding he didn't understand how courts could determine that a franchisor terminated a contract if the franchise continues.

Since 1982, Shell's franchise contracts had reduced the rent each gas station paid based on how much gasoline the station sold, the report noted. But when Shell combined with Texaco and Star Enterprises in 1998, it handed the franchise management to Motiva Enterprises, which ended the subsidy program so that the franchises paid higher fees. While filing suit, however, the gas stations signed onto new contracts with Shell and Motiva.

In the district court, the jury found in Mac's favor, and awarded $3.3 million in damages for termination of the contract and for its non-renewal. Upon appeal, the 1st Circuit agreed that Shell and Motiva terminated the contract, but rejected the claim that they failed to renew. Both sides appealed to the Supreme Court.

Thieves Empty Jobber's ATM Using Factory Default Pin 

ATM vendors urge retailers to change the preset PIN numbers on older machines.

Gaithersburg, Md. – A scam involving factory pre-set PIN numbers for ATMs has cost a Kansas marketer the contents of his cash dispenser in a matter of seconds.

The marketer, who never changed the ATM's original code, said the loss was preventable. "If we had just read the manual that came with the ATM, we would have known to change the code, but we didn't," he said.

Oil Express reports the theft could signal a trend, as marketers buy and sell stores and inherit older ATMs.

"We would advise anyone with a legacy ATM that's more than five years old to check whether the PINs were ever changed and to make sure that they have the test software installed," said James Phillips, a spokesman for ATM manufacturer Triton told the news source. ATM vendors offer free software that helps prevent ATM thefts.

New ATMs contain a PIN that allows owners to access the machine's menu. While it does not provide access to the cash vault, it does allow thieves to change the denomination of the bills that the ATM dispensed.

In the Kansas case, while the manager loaded the ATM with $20 bills, the thieves, accessing the ATM menu, changed the denomination of the bills to $1. As a result, the thieves received 20 times the amount that the ATM actually calculated that it had dispensed.

"They swiped an ATM card three times and emptied our ATM". "We have the crooks on video and the authorities are investigating. The crooks are believed to travel up and down the Interstate, searching for certain brands of ATMs. If you have ATMs, make sure all the codes have been changed from the factory defaults.”

ATM vendors learned of the scam several years ago. As a result, machines manufactured today force operators to change the PIN before the machine can be used. However, the older systems are still vulnerable, the reason that Triton and other vendors produced free software fix. "Customers should work with their equipment distributor or processor to put in the software as soon as possible," Phillips told the news source.

Refining losses could destabilize gas prices

So far in the last few months, we've seen a few refiners close their facilities indefinitely. This isn't just cutting production, its ceasing production, sending Americans home jobless, and basically shutting the plant down. While this doesn't have an immediate impact on gasoline prices, should the economy roar back to life and gasoline demand rises, we'll likely need the capacity that the shut refineries offer and you can't just flip a switch and have the refinery running.

When the consumer demand went down and gasoline went over four dollars a gallon; the consumer said enough is enough.

The record profits year after year and misjudged consumer’s anger and financial burden has made the consumer live with less. Now the oil companies have to tighten their belts like everyone else.

Walgreens to Get Fresh

Drug store chain plans to offer fresh food, prepared meals

Deerfield, Ill. -- Walgreen Co. plans to offer fresh foods and prepared meals to draw "time-starved" shoppers to its more than 7,000 stores, taking on supermarkets, convenience stores and other retailers, reported Bloomberg. The drugstore chain has been talking with Foodmaker’s including creating private-label and branded products.

He declined to say when the project will be implemented or how much it costs, said the report.

The move will push Walgreens into competition with supermarket chains Kroger and Safeway Inc., membership warehouse clubs operated by Costco Wholesale Corp. and Wal-Mart Stores Inc., and retailers such as Target, said the report. Wal-Mart’s supercenters sell prepared foods including ready-to-bake pizzas.

"You've also got convenience stores and gas stations trying to go in that direction," Bob Goldin, an executive vice president at Technomic Inc., a Chicago-based food industry consulting firm, told the news agency. Walgreen "does have a lot of stores, but I don't see it as being a venue of choice for consumers," he said. "It will be hard for them to establish credibility in freshness and variety. I don't see it as being a big business driver."

Target, the second-largest U.S. discount store, is expanding its food offerings in general merchandise stores under the name PFresh. PFresh stores will have fruit, ground meat and other fresh foods, as well as premade sandwiches, salads and other prepared meals, spokesperson Jana O'Leary told Bloomberg. "Our customers asked for an expanded food section," she said. "We want it to be a one-stop location for all their needs."

Target has 108 PFresh stores and plans to have 350 by year's end, the report said.

What's for dinner will be much trickier to pull off. The challenge is attracting enough customers to keep the fresh food turning over and finding space for the new products in already crowded venues, he said.

Unemployment Compensation—It appears that there will be a reprieve on the huge increase in the unemployment tax you are due to be paying soon. Thursday evening, the Governor, Speaker of the House and Senate President agreed to issue a joint press release calling for a delay in implementing the new tax. It is planned that both the House and the Senate will take up the first week in the upcoming session. What this basically means is not all rosy but better than the alternative. Employers who were facing a new per employee rate of $100.30 will not see that manifest itself. However, employers will see a minimum increase from the current $8.40 to $25.00.

Not great but a lot less than the rate that was set. The bill will also provide language that delays the big increase for two years.

Reduce Your Credit Card Fees by 8%-20% without

Changing Processors or Equipment

KV Management Company is a highly specialized consulting firm, founded for the express purpose of reducing the core processing costs for our merchant clients.

We work on a Pay-for-Performance model so we do not get paid until AFTER you receive COST RECOVERY on your Credit Card Process fees.

Average fees reductions are 8-20% per month, so for a store retailing out $150,000 a month the average COST RECOVERY per month is $525 per month.

And that’s with NO Changes or Effort on the merchant’s part.

Working with our client’s current processor… not competing against them, we achieve great savings without change or effort for our merchant clients. And we Guarantee the Results.

Contact us to receive a NO COST Capital Recovery Analysis today to see what we can save now.

Contact Jeff Hardesty President

JDH Group, Inc.

A Cost Recovery Company

740-881-1691 888-534-4768 (F) 740-881-1692



Luis Konski, P.A. Petroleum Marketing Practices Act Federal Statute (PMPA)

Fowler Rodriguez Valdés-Fauli Motor Fuels Marketing Practices Act Florida Statute (MFMPA)

355 Alhambra Circle, Suite 801

Coral Gables, FL 33134 Direct: 786.364.8418

lkonski@frvf- Fax: 786.364.8401

Barry S. Balmuth, P.A.

Centurion Tower-Eleventh Floor

1601 Forum Place, Suite 1101

West Palm Beach, Florida 33401

For complete information go to

or contact toll free 866-452-9400

Residents trying to hang onto their homes in a working-class neighborhood of New London, Conn., are waging a battle in the Supreme Court over their city government's attempt to seize property for private economic development. Susette Kelo and several other homeowners filed a lawsuit after city officials announced plans to bulldoze their residences to clear the way for a riverfront hotel, health club and offices. The residents refused to move, arguing it was an unconstitutional taking of their property.

Meadowbrook Insurance Group Workers’ Compensation dividend program

The Gasoline Retailers Association of Florida proudly sponsors Meadowbrook Insurance Group as its source for workers’ compensation insurance. Meadowbrook Insurance Group Workers’ Compensation is available to the Gasoline Retailers Association of Florida membership.

For more Information contact:

Cindy Winternitz 800-575-1816 or Pat Moricca 407-774-9700.

Gasoline Retailers Association of Florida-Meadowbrook Group Workers’ compensation dividend program has produced a dividend on paid premiums for eight out of the last nine years.

7% Dividend for Gasoline Retailers Association of Florida – Meadowbrook Workers’ Compensation program on paid premiums

Wayne Dresser Gasoline Station Maintenance and Repair

Wayne Services Group (WSG) is an Authorized Service Organization that provides maintenance and repairs for Wayne dispensers and POS systems at retail gasoline stations throughout Southeast Florida for many years.

Working on both Wayne and non-Wayne equipment Wayne Services Group of dedicated and certified Service Technicians help station owners and managers keep their fueling equipment and POS systems up and running 24/7.

WSG is certified on all Wayne dispensers and POS systems and many other manufactured products used by today’s service stations.

Pricing and monthly service contracts, contact Chris Brown at: 954-742-1735.

chris.brown@

Gilbarco Veeder Root Gasoline Station Maintenance and Repair

Guardian Fueling Technologies is an Authorized Service Organization that provides maintenance and repairs for Gilbarco Veeder Root and POS systems at retail gasoline stations.

Working on Gilbarco Veeder Root and non- Gilbarco Veeder Root Equipment and Project Sales Guardian Fueling Technologies certified Service Technicians help station owners and managers keep their fueling equipment and POS systems up and running 24/7.

For information contact Carlos Fox at: 954-432-0622 Cell: 954-536-6145

cfox@

American Equipment Finance

258 King George Road

Warren, NJ 07059

American Equipment Finance LLC is an innovative and rapidly expanding commercial finance company, operating in multiple locations across the United States to serve your needs. American Equipment Finance LLC provides instant access to capital for businesses - both large and small seeking to acquire assets necessary to expand and grow.

In addition AEFLLC develop, implement, and manage Customer Finance Programs (CFP’s) for Manufacturers, Dealers and Distributors that wish to offer their customers instant access to funds for the purchase of their products and services (finance underground tanks, dispensers, POS systems & the related construction costs that go along with an upgrade, renovation or re-imaging of a service station or a C-store?)

For information contact Len Baccaro @ (800) 785-3060 ext 202

E mail lbaccaro@ Web site

Affordable ‘Health Insurance’ Program LOOK

Our partnership with Benefits Now LLC is based on the mutual goal of bringing value and service to participating Gasoline Retailers including automotive repair shops, automotive suppliers and specialty business, tire dealers, towing operators’ truck stops and associates throughout the state of Florida and their employees.

I am confident that you will find Benefits Now LLC programs and services beneficial to you.

For Information, contact Glen Esbjorn @ Toll free1-(800) 242-6899 ext 4114 or Pat Moricca @ 407-774-9700

Pump Calibration LL

P.O. 138426 Clearmont, Florida 34713

Florida-New Jersey-Connecticut-Maryland-Pennsylvania

Simple Pump Calibration Identify Bad Meter

*Stop Losing Money!

*Why is WatchDog Different From All The Rest

*What is “Real Time” Calibration?

*What is The Definition of Calibration?

*Why is “Real Time” Pump Calibration Important?

*Does Simple Pump Calibration Identify Bad meters?

*Calibration is NOT new, it is the high cost of fuel that’s new!

How Much is Your Station Losing

The Solution! Contact Kevin Madison 800-322-0106 e mail Kevin@ www,

Petrofuse USA Your Tank & Piping Double all Solution

FYI our process can be used on ASTs as well as USTs.

Petrofuse ZP LTD established in 1995 in the UK, commenced approvals in 2001 in the US and works in 2006.

We are one of the industry leaders in the relining of existing fuel storage tanks.

We are currently able to upgrade tanks (IE 3 @ 8k fiberglass) in an average of  8 - 12 business days.

Petrofuse ZP double wall piping system is one of the finest in the world.

Petrofuse ZP coat four lining system for USTs works with fiberglass or steel tanks.

Petrofuse ZP double walled tanks system (secondary containment) is designed to contain leaks from the inner tanks.

Petrofuse ZP includes leak detection monitors.

All Petrofuse ZP products are warranted.

Compliant with API1631 and compatible with E85 (85% Ethanol)

For additional information please contact:

Roger Rolewicz, VP of Sales rogerrolewicz@ Cell: 813-240-1560

U.S. Department of the Treasury

Financial Crimes Enforcement Network

[pic][pic]

FenCEN’s Web site is located at:

FOR IMMEDIATE RELEASE (703) 905-3770

December 4, 2006

FinCEN Announces Launch of FinCEN Updates E-mail Subscription News Service

The Financial Crimes Enforcement Network (FinCEN) today announced the launch of FinCEN Updates – a new, free

e-mail subscription management service designed to keep the financial industry, the media and the public informed of news, rulemakings, advisories and other developments at FinCEN. This new secure e-mail subscription management service permits users to customize their updates, which enables them to receive e-mails related to the topics to which they have subscribed.

FinCEN Updates allows users to choose their subscription preferences. Subscription items include advisories, guidance, news releases, rulings, enforcement actions, and current career opportunities at FinCEN. Users can add or delete subscription items themselves, and have the option to password protects their accounts for increased security. Users can opt to have FinCEN Updates sent immediately, daily, weekly, or monthly to their e-mail accounts or directly to a wireless device.

FinCEN selected the GovDelivery® E-Mail Subscription Management service to monitor designated website content and to send an e-mail to alert subscribers when there is new information posted on FinCEN’s public websites. Subscribers will receive e-mails from the Financial Crimes Enforcement Network at the address fincenupdates@.

To subscribe to FinCEN Updates, visit FinCEN’s website at or subscribe directly at .

Contact Larry G. Schmaltz, P.E. @ 813-248-8558, ext 305

Insurance Office of America

Insurance Recommendations, the last minute policy renewal quotes:

By waiting till the very last minute it will prevent the insured (you) from being able to shop for a lower cost policy. Below are a couple tips to help you get the best deal on insurance.

Liability: At least six weeks before your policy expires, seek out competitive quotes from at least one additional agent/company. You will need to know your current policy coverage and terms to get competitive information. Gasoline Retailers Association of Florida’s/Insurance Office of America’s money saving programs and a complete insurance package to meet your business responsibility.

Contact Glen Esbjorn from the Insurance Office of America for your insurance needs @ (800) 242-6899 (407) 788-3000 or Pat Moricca @ (407) 774-9700

“The Official Insurance Broker of the Jacksonville Jaguars”

Compatible Software Systems of Florida

*How would you like to raise the ACTUAL PROFIT in your store by 10%?

*How would you like to know EXACTLY how much you are making in your store every day?

*How would you like to be able to say good-bye to monthly accounting fees?

*How would you like to do all of this and more and have it pay for itself in just 90 days?

We are your complete service station and convenience store back room scanning systems provider. Let us show you how easy these things can be.

For more information contact Kevin Headlee today.

E mail: cssfl@ or 941-650-8920

INVESTIGATIVE SERVICES

Corporate Defense Strategies Inc. / Information Research Specialist Inc.

Corporate Defense Strategies / Information Research Specialist provides national and worldwide services. We are a full service private investigation firm that is licensed, bonded and insured. Our principle investigator has over twenty-five years experience in loss prevention and corporate security.  Our investigators are also experts in corporate theft investigations, background checks, interview & interrogations / skip tracing and major asset investigations / judgment recovery.  In addition, CDS is a member of many national investigative associations.

Toll free (888) 361-3800

Fax - (407) 324-9856

e-mail- CDSInvest@

Web Site- Corporate Defense Strategies Inc.

INDEPENDENT DEALER PURCHASING SERVICE

Cars New

Trucks Wholesale

For the lowest possible cost of buying and selling your next vehicle; utilize our service to save hundreds to thousands on your next vehicle purchase or lease.

No gimmicks or games, IDPS will utilize our network of dealers and work the deal from start to finish. IDPS guarantees a savings to the buyer or there is NO CHARGE. 250 FLAT RATE FEE Office: (888) 248-1013 * (407) 324-5422 * Fax: (407) 324-9856 E-mail: idpsgrp@

Equipment for Sale

All items except the water filter are used but in good condition.

1. Wall mounted Elkay water coolers Model EBFSA81D

2. 3 Head Bunn Cappuccino Machine Black Cabinet Model FMD3

3. Qty 5 Coffee Air pots with stands Luxus 1 Gallon Model L35-10

4. Creamiser 2 product refrigerated cream dispenser Model 200

5. Countertop Stainless Steel Cup Dispenser with cup holder tubes

6. Bunn 2 flavor Gourmet Ice frozen slush dispenser Model CDS 2----Sold

7. Everpure Model EV9328-06

Water Filter System for a combination of drink machines, ice maker and coffee this will treat the water for an entire store setup!

Combination system provides quality ingredient water for fountain, coffee and ice machines.

New and improved MC2 cartridges feature Micro-Pure media II with antimicrobial protection to inhibit any potential bacteria growth.

System features three quick-change MC2 filter cartridges, a 20" coarse prefilter, and an SR-X Scale Reduction Feeder.

Manifold features water shut-off, flushing valve, inlet and outlet pressure gauges.

Capacity:  27,000 gallons (102,600 L) Flow Rate: 5.7 GPM

Certifications: NSF 42, NSF 53 This item is new in box

We would sell all as a package or individually.

Contact Kevin Headlee * Creekwood Crossing BP * Cell 941-650-8920 * Office 941-756-2458 * Fax 941-755-8521

creekwoodbp@

S. O. S.

Safehouse of Seminole Domestic violence is a social issue, which crosses all boundaries and threatens the very fabric of our society. At Safehouse of Seminole, we are dedicated to breaking this cycle of violence through our shelter and community outreach programs. Our crisis line and shelter programs provide victims and their children with the resources they need to begin healing from past and preparing for their future. Believing that education and awareness are vital tools for change, we provide educational programs in Seminole County Schools and other community organizations. 24-Hour Crisis Line 407-330-3933.

Safehouse of Seminole needs your donations

Your contribution to Safehouse may be tax deductible on your annual tax return, as Safehouse is an organization of the type described in section 509(a)(1) and 170(b)(A)(vi) under the Internal Revenue Code. Our registration number is SC-05086.

Safehouse of Seminole Wish List:

Personal Needs – Bedding Needs – Baby Food & Needs -- School Needs – Grocery/Kitchen/Cleaning Needs – Holiday Needs – Miscellaneous Items for everyday Needs!

Contact the Safehouse of Seminole @ 407-302-5220 for a copy of their Wish List.

Please make checks payable to and mail to

Safehouse of Seminole PO Box 471279, Lake Monroe, FL, 32747-1279

Name__________________________________Telephone_______________________

Address_______________________________________________________________

City______________________State_________________________Zip______________

SUPPORT ASSOCIATE MEMBERS WHO SUPPORT OUR ASSOCIATION

Benefits Now LLC Health Ins. for information contact Glen Esbjorn @ Toll free1-(800) 242-6899 ext 4114

*Meadowbrook Insurance Group Workers’ Comp. Dividend Program Contact: Cindy Winternitz (800) 575-1816

*Insurance Office of America Property & Casualty Liability Underground Storage Tank Insurance

Contact: Glen Esbjorn (800) 243-6899-1855 W.S.R. 434-Longwood, FL 32750

*Chokshi Accounting & Tax Services, Inc. 682 Maitland Avenue Altamonte Springs, FL 32701 407-332-8311

A2L Technologies Inc. For information e mail upgradehelp@ Larry G. Schmaltz 813-248-8558 ext 305

*RPM inc. Receipts-Printing-Marketing 1536 Bonair St. Clearwater, FL 33755 1-800-398-0987

American Equipment Finance 258 King George Road Warren, NJ 07059 Len Baccaro @ (800) 785-3060 ext 202

WatchDog Pump Calibration LLC P.O. 138426 Clearmont, Florida 34713 Contact Kevin Madison 800-322-0106

Wayne Services Group (WSG) Wayne Dispensers 5150 NW 109th Ave Suite 1 Sunrise, Florida 33351 Chris Brown 954-742-1735

Guardian Fueling Technologies Gilbarco Dispensers 1883 W. State Road 84 Suite 106 Ft. Lauderdale, FL 33315

Carlos Fox (954) 432-0622

Petrofuse ZP Tank Systems Roger J Rolewicz 813-240-1560

Sandcastle Petroleum Unbranded Gasoline Supplier Carlos Troche (407) 566-2748

GASOLINE SUPPLIERS

Lewis & Raulerson, Inc.

P. O. Box 59

Waycross, Georgia 32502

Tampa/Orlando: Ryan Firth

561-756-5203

South Florida: Kathy Staats

561-756-5185

N. Florida: Rusty Kennedy

912-218-5156

Carlos Troche

Unbranded Gasoline Supplier

Sandcastle Petroleum

1420 Celebration Blvd.

Celebration, FL 34747

407-566-2748



Eduardo Rodriguez

Macmillan Oil Company Inc.

2955 east 11 avenue

Hialeah, Fl. 33013

Office (305) 691-7814

Cell (305) 283-8580

GASOLINE RETAILERS ASSOCIATION of FLORIDA

WELCOMES ALL NEW MEMBERS

MEMBERSHIP DOES NOT COST, IT PAYS

Down Syndrome Association of Central Florida

The Down Syndrome Association of Central Florida is the leading voice for individuals with Down syndrome and their families. We offer hope, encouragement and acceptance through advocacy, education and awareness so that each may realize their potential as members of our community.

For information, 407-540-1121 web site

Altamonte Springs Special Needs Cheerleading - Sparklers

Through successful sports training and competition, City of Altamonte Springs Special Needs Cheerleading - Sparklers develop physically, socially, and physiologically. The positive experiences the athletes have and ongoing, City of Altamonte Springs Special Needs Cheerleading - Sparklers programs builds confidence and self image, which carries over into all aspects of their lives.

Altamonte Springs Sparklers information contact Ranwa Nin El-khoury C(407)929-7254 W(407)571-8814 F(407)571-8809

St. Mary Magdalen Catholic Church

Altamonte Springs Florida

A Unique Stars Theatre Program

Fr. Tom Smith’s

“Angels Among Us”

With 27 Unique Special Angels of all Ages

Katie Byrnes Terry McDonald

Katie Moricca Eileen Jefferson

Joe Nasehi Chris Kenney

Meggan Van Loon Eddie Penedo

Kristin Costanzo Lisa Ramos

Shawn Seaver Nataly Hernandez

Angel Resende Kimberly Culley

Courtney Coil Adriana Kenney

John Ferry Bret Jones

Patti Wittick Dustin Parramore

Jaylo Lomba Charbel Elkhoury

David Chernega Tammy Schlier

John Paul Keen-Sabio Dean Light

Eden Fulmer

CAST Father Tom

Diane Della Piazza

Lisa Cioffi - Frank Corso

Produced and Directed by

Elsie Doughty

A must-see!

For information, please contact

Fr Tom Smith @ (407) 695-1720

‘Angels Among Us’ shows have received GREAT REVIEWS. Comments from people; I never saw any performance like it; I was moved by the special angels; Everyone should see the show; It brought tears of joy to my eyes; It is a heart-warming experience that makes you feel better as a human being; A classic and much more.

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$10____ $15____

$20____ $50____

$100____other____

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