Consumer Loan Rates - Nevada State Bank

Consumer Loan Rates

Vehicle Loans

HOME EQUITY CREDIT LINE

No origination fees, closing costs, or third-party fees!

AUTO LOAN

RECREATIONAL VEHICLE LOAN

Loan-to-Value

Interest Rate Range

Less than 60%

9.75%

10.38%

60% to 69.99%

9.88%

11.13%

New?

7.50%

15.00%

New?

9.28%

24.67%

70% to 80%

10.00%

11.88%

Used?

7.50%

15.00%

Used?

9.28%

24.67%

1. Loans subject to credit approval? terms and conditions apply.

Minimum loan amount is $10,000. Minimum draw amount to avoid $30

fee is $500. Collateral must be owner occupied, primary or secondary

(no rentals) single family residential property, located in Nevada, with a

maximum 80% Loan to Value. Properties for sale are not eligible.

Property insurance is required, and other restrictions or conditions may

apply. The variable APR is based on the Prime Rate as stated in The

Wall Street Journal plus a margin and is subject to change without

notice. Maximum APR is 25%. Offer is subject to change at any time.

NMLS#467014. See Branch for Promotional offers that may be

available.

Home Equity Credit Lines are available on rental property.

restrictions apply. See Branch for details.

Some

PRIME CREDIT LINE

Loan Amount

Interest

Rate

Variable APR Range

$10,000-$100,000

Prime+4Prime+6

APR is based on Line Amt

& Documentation Fee

Liquidity may be required, see branch for details.

Vehicle Year

Fixed APR Range2

Fixed APR Range2

Personal Loans

Find the money for those little "extras"¡­

UNSECURED PERSONAL LOAN

SECURED PERSONAL LOAN OR

RLOC

FICO Score

Interest

Rate

Fixed APR2

780+

13.49%

14.02%

Term

750-779

14.49%

15.02%

RLOC

720-749

16.49%

17.02%

700-719

18.49%

19.02%

670-699

21.49%

22.02%

Loan Amount

Term

Rate

$500 +

Up to 60 mths

Fixed

$5,000+

Up to 60 mths

Variable

Secured with Nevada State Bank

CD or Savings Account For Balance of Deposit Account

Liquidity may be required, see branch for details.

2. Minimum ANNUAL PERCENTAGE RATE (APR) based on best credit score; discount for auto-pay from a Nevada

State Bank Acct (No auto-pay discount available on certain products); $0-$150 doc fee, term and loan amount.

3. A vehicle is considered New when designated as such via dealer documentation with less than 5,000 miles,

regardless of model year. Used vehicles cannot be older than 10 model yrs/RV's 15 model yrs. Terms and conditions

apply. Call for details.

OTHER LOANS ARE AVAILABLE.

PLEASE SEE YOUR BRANCH FOR DETAILS.

Rates as of July 31, 2023

Rate and terms are subject to change without notice.

Loan Amount

 ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download