MOST IMPORTANT TERMS AND CONDITIONS - Credit Card

the day of advance. Interest is charged from the date of transaction until the date of full settlement of the dues. ii. If this is the first Citi credit card of the Card Member, with the exception of Citi Ultima, then the initial rate of interest on the card is 3.25% per month (i.e. 39.0% annualized). This rate is dynamic and is subject to ... ................
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