CREDIT CARDS

CREDIT CARDS

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100

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A CARD FOR EVERY NEED

When used wisely, a credit card is a useful and even indispensable payment tool in so many ways. It helps you build a solid credit history and financial reputation-- and makes your life easier when you need to make travel reservations or finance purchases. Each Dominion Lending Centres Visa card has a variety of features to meet your needs, so keep reading to find out which one is right for you.

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FEATURES AND BENEFITS OF DOMINION LENDING CENTRES VISA PERSONAL CARDS

BASIC FEATURES

Annual fee

Annual fee for supplementary card

Interest rate (purchases and cash advances)

BONUSDOLLARS? Rewards Program (also applicable to supplementary cards)

Travel (without restriction) Gift rewards, show tickets

Annual cashback

Administrative charges (overlimit fee, copy of statement charge)

INSURANCE Trip Interruption and Cancellation Insurance

Baggage Coverage Emergency Health Care Coverage Intergenerational Coverage Common Carrier Accident Coverage

Auto Rental Collision/Loss Damage Insurance Mobile Device Insurance Extended Warranty and Purchase Protection

OTHER BENEFITS AND OPTIONS Accord DTM financing Hertz discount Low interest rate

UNIQUE IN CANADA

All rates and fees are effective August 31, 2015, and are subject to change without notice.

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STUDENT Start building your credit

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CLASSIC Indispensable

No fee No fee 19.9%

None

No fee No fee 19.9% Optional: 1% of purchases awarded as BONUSDOLLARS, $30/year

None

3 days no charge Max. $500/pers. before departure Max. $1,000/pers. after departure

3 days no charge Up to $500/pers.

3 days no charge Up to $5,000,000/pers.

3 days no charge Max. $500/pers. before departure Max. $1,000/pers. after departure

3 days no charge Up to $500/pers.

3 days no charge Up to $5,000,000/pers.

Included

Included Up to 10% Upon request $30/year ? 12.9%

Included Up to 10% Upon request $30/year ? 12.9%

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NO-FEE GOLD All the benefits of a Gold card,

without the fees

LOW-RATE GOLD The satisfaction of a low rate,

the joy of rewarding yourself

No fee No fee 19.9% 0.5% of purchases awarded as BONUSDOLLARS. Optional: 1% of purchases awarded, $30/year

None

$50 $10/year 10.9% 1% of purchases awarded as BONUSDOLLARS

None

3 days no charge Max. $500/pers. before departure Max. $1,000/pers. after departure

3 days no charge Up to $500/pers.

3 days no charge Up to $5,000,000/pers.

3 days no charge Max. $500/pers. before departure Max. $1,000/pers. after departure

3 days no charge Up to $500/pers.

3 days no charge Up to $5,000,000/pers.

Included with 1% BONUSDOLLARS option Included

Included Included

Included Up to 20% Upon request $30/year ? 12.9%

Included Up to 20%

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