As of 9/20/2021 FIXED ANNUITY RATES

Carrier / Product Name

OCEANVIEW LIFE AND ANNUITY Harbourview 2 MVA High Band

OCEANVIEW LIFE AND ANNUITY Harbourview 2 (CA) High Band

OCEANVIEW LIFE AND ANNUITY Harbourview 2 MVA Low Band

OCEANVIEW LIFE AND ANNUITY Harbourview 2 (CA) Low Band

AMERICO Platinum Assure 2 MVA

SILAC Secure Savings Elite 2 MVA

SILAC Secure Savings Elite 2 (FL) MVA

SILAC Secure Savings 2 Year MVA

SILAC Secure Savings Elite 3 MVA

GUARANTY INCOME LIFE Guaranty Rate Lock 3 MVA Mid Band

GUARANTY INCOME LIFE Guaranty Rate Lock 3 MVA High Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 3 MVA High Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 3 FL MVA High Band

AMER. EQUITY INVESTMENT LIFE INS. CO. GuaranteeShield 3 MVA High Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 3 CA High Band

AMER. EQUITY INVESTMENT LIFE INS. CO. GuaranteeShield 3 MVA Mid Band

MYGA Products

Mark S Cavalieri, LUTCF RICP mcavalieri@

402-343-3605

AM Best

A A A A A B+ B+ B+

B+ AAAAAAA-

Max Issue Age

89 89 89 89 90 85 85 90

85 100 100 90 90 85 90 85

Min Premium

SC Years

Rate Guaranteed 2-Years

80,000

2 yrs

80,000

2 yrs

20,000

2 yrs

20,000

2 yrs

25,000

2 yrs

10,000

2 yrs

10,000

2 yrs

10,000

2 yrs

Rate Guaranteed 3-Years

10,000

3 yrs

100,000

3 yrs

250,000

3 yrs

100,000

3 yrs

100,000

3 yrs

250,000

3 yrs

100,000 100,000

3 yrs 3 yrs

Free Withdrawal Yr 1 | Yr 2+

0% / 10% 0% / 10% 0% / 10% 0% / 10% 3% / 3% 0% / 0% 0% / 0% Int / 5%

0% / 0% 0% / 5% 0% / 5% 0% / 10% 0% / 10% 0% / 10% 0% / 10% 0% / 10%

Last Change

Current Rate

Years Rate GTD

Base Rate

GTD Yield Surrender

01/22/2024 5.00 2 yrs 5.00

5.00

01/22/2024 4.90 2 yrs 4.90

4.90

01/22/2024 4.65 2 yrs 4.65

4.65

01/22/2024 4.55 2 yrs 4.55

4.55

02/02/2024 4.50 2 yrs 4.50

4.50

02/08/2024 3.90 2 yrs 3.90

3.90

02/08/2024 3.15 2 yrs 3.15

3.15

02/08/2024 2.60 2 yrs 2.60

2.60

02/08/2024 5.40 3 yrs 5.40

5.40

02/01/2024 5.30 3 yrs 5.30

5.30

02/01/2024 5.30 3 yrs 5.30

5.30

01/11/2024 5.25 3 yrs 5.25

5.25

01/11/2024 5.25 3 yrs 5.25

5.25

02/07/2024 5.20 3 yrs 5.20

5.20

01/11/2024 5.20 3 yrs 5.20

5.20

02/07/2024 5.15 3 yrs 5.15

5.15

253 Products Page 1 of 16 2/12/2024

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice. Surrender Charges restart after 30-day withdrawal window

Carrier / Product Name

OCEANVIEW LIFE AND ANNUITY Harbourview 3 MVA High Band

ATHENE IA Athene Max Rate 3 MVA High Band

ATHENE IA Athene Max Rate 3 (state specific) MVA High Band

CAPITOL LIFE INSURANCE COMPANY Bankers Elite 3 MVA

LIBERTY BANKERS LIFE Bankers Elite 3 MVA

FIDELITY & GUARANTY LIFE FG Guarantee-Platinum 3 MVA

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 3 MVA Mid Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 3 FL MVA Mid Band

OCEANVIEW LIFE AND ANNUITY Harbourview 3 (CA) High Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 3 CA Mid Band

GLOBAL ATLANTIC FINANCIAL GROUP SecureFore 3 High Band

AMER. EQUITY INVESTMENT LIFE INS. CO. GuaranteeShield 3 MVA Low Band

LIBERTY BANKERS LIFE Bankers 3 MVA

OCEANVIEW LIFE AND ANNUITY Harbourview 3 MVA Low Band

OXFORD LIFE INSURANCE COMPANY Multi-Select 3 MVA

AMERICAN NATIONAL INSURANCE CO. Palladium MYG Annuity 3 MVA High Band

AMERICO Platinum Assure 3 MVA

ATHENE IA Athene Max Rate 3 MVA Low Band

MYGA Products

Mark S Cavalieri, LUTCF RICP mcavalieri@

402-343-3605

AM Best

Max Issue Age

A

89

A

85

A

85

A-

90

A-

90

A

90

A-

90

A-

90

A

89

A-

90

A

85

A-

85

A-

90

A

89

A

85

A

90

A

90

A

85

Min Premium

80,000 100,000 100,000

10,000 10,000 20,000 50,000 50,000 80,000 50,000 100,000 10,000 10,000 20,000 20,000 250,000 25,000 10,000

SC Years

3 yrs 3 yrs 3 yrs 3 yrs 3 yrs

3 yrs 3 yrs 3 yrs 3 yrs 3 yrs

3 yrs 3 yrs 3 yrs 3 yrs 3 yrs 10 yrs 3 yrs 3 yrs

Free Withdrawal Yr 1 | Yr 2+

0% / 10% Int / Int Int / Int 0% / 0% 0% / 0% Int / Int

0% / 10% 0% / 10% 0% / 10% 0% / 10% 10% / 10% 0% / 10%

Int / Int 0% / 10% Int / 10% 10% / 10% 3% / 3%

Int / Int

Last Change

Current Rate

Years Rate GTD

Base Rate

01/22/2024 5.15 3 yrs 5.15

GTD Yield Surrender

5.15

01/19/2024 5.00 3 yrs 5.00

5.00

01/19/2024 5.00 3 yrs 5.00

5.00

02/01/2024 5.00 3 yrs 5.00

5.00

02/01/2024 5.00 3 yrs 5.00

5.00

02/08/2024 5.00 3 yrs 5.00

5.00

01/11/2024 5.00 3 yrs 5.00

5.00

01/11/2024 5.00 3 yrs 5.00

5.00

01/22/2024 4.95 3 yrs 4.95

4.95

01/11/2024 4.95 3 yrs 4.95

4.95

01/29/2024 4.95 3 yrs 4.95

4.95

02/07/2024 4.90 3 yrs 4.90

4.90

02/01/2024 4.85 3 yrs 4.85

4.85

01/22/2024 4.80 3 yrs 4.80

4.80

02/01/2024 4.80 3 yrs 4.80

4.80

02/01/2024 4.80 3 yrs 4.80

4.80

02/02/2024 4.80 3 yrs 4.80

4.80

01/19/2024 4.75 3 yrs 4.75

4.75

253 Products Page 2 of 16 2/12/2024

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice. Surrender Charges restart after 30-day withdrawal window

Carrier / Product Name

ATHENE IA Athene Max Rate 3 (state specific) MVA Low Band

NORTH AMERICAN COMPANY NAC Guarantee Plus 3 MVA High Band

GLOBAL ATLANTIC FINANCIAL GROUP SecureFore 3 Low Band

OCEANVIEW LIFE AND ANNUITY Harbourview 3 (CA) Low Band

AMERICAN NATIONAL INSURANCE CO. Palladium MYG Annuity 3 MVA Low Band

NORTH AMERICAN COMPANY NAC Guarantee Plus 3 MVA Low Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 3 MVA Low Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 3 FL MVA Low Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 3 CA Low Band

MASSMUTUAL ASCEND LIFE INS. CO. SecureGain 3 MVA High Band

MASSMUTUAL ASCEND LIFE INS. CO. SecureGain 3 MVA Low Band

MASSMUTUAL ASCEND LIFE INS. CO. SecureGain 3 Non-MVA High Band

MASSMUTUAL ASCEND LIFE INS. CO. SecureGain 3 Non-MVA Low Band

SILAC Secure Savings 3 Year MVA

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 4 MVA High Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 4 FL MVA High Band

AMERICO Platinum Assure 4 MVA

MYGA Products

Mark S Cavalieri, LUTCF RICP mcavalieri@

402-343-3605

AM Best

A A+ A A A A+ AAAA++ A++ A++ A++ B+

AAA

Max Issue Age

85 90 85 89 90 90 90 90 90 89 89 89 89 90

90 90 90

Min Premium

SC Years

10,000

3 yrs

100,000

3 yrs

10,000

3 yrs

20,000

3 yrs

5,000 10 yrs

20,000

3 yrs

15,000

3 yrs

15,000

3 yrs

15,000

3 yrs

100,000

6 yrs

10,000

6 yrs

100,000

6 yrs

10,000

6 yrs

10,000

3 yrs

Rate Guaranteed 4-Years

100,000

4 yrs

100,000

4 yrs

25,000

4 yrs

Free Withdrawal Yr 1 | Yr 2+

Int / Int 0% / Int 10% / 10% 0% / 10% 10% / 10% 0% / Int 0% / 10% 0% / 10% 0% / 10% 10% / 10% 10% / 10% 10% / 10% 10% / 10% Int / 5%

0% / 10% 0% / 10% 5% / 5%

Last Change

Current Rate

Years Rate GTD

Base Rate

01/19/2024 4.75 3 yrs 4.75

GTD Yield Surrender

4.75

01/16/2024 4.75 3 yrs 4.75

4.75

01/29/2024 4.70 3 yrs 4.70

4.70

01/22/2024 4.60 3 yrs 4.60

4.60

02/01/2024 4.55 3 yrs 4.55

4.55

01/16/2024 4.30 3 yrs 4.30

4.30

01/11/2024 4.25 3 yrs 4.25

4.25

01/11/2024 4.25 3 yrs 4.25

4.25

01/11/2024 4.20 3 yrs 4.20

4.20

12/27/2023 4.15 3 yrs 4.15

4.15

12/27/2023 3.85 3 yrs 3.85

3.85

12/27/2023 3.75 3 yrs 3.75

3.75

12/27/2023 3.60 3 yrs 3.60

3.60

02/08/2024 3.15 3 yrs 3.15

3.15

01/11/2024 5.25 4 yrs 5.25

5.25

01/11/2024 5.25 4 yrs 5.25

5.25

02/02/2024 5.25 4 yrs 5.25

5.25

253 Products Page 3 of 16 2/12/2024

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice. Surrender Charges restart after 30-day withdrawal window

Carrier / Product Name

OCEANVIEW LIFE AND ANNUITY Harbourview 4 MVA High Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 4 CA High Band

OCEANVIEW LIFE AND ANNUITY Harbourview 4 (CA) High Band

OXFORD LIFE INSURANCE COMPANY Multi-Select 4 MVA

GUARANTY INCOME LIFE Guaranty Rate Lock 4 MVA Mid Band

GUARANTY INCOME LIFE Guaranty Rate Lock 4 MVA High Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 4 MVA Mid Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 4 FL MVA Mid Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 4 CA Mid Band

GUARANTY INCOME LIFE Guaranty Rate Lock 4 MVA Low Band

OCEANVIEW LIFE AND ANNUITY Harbourview 4 MVA Low Band

OCEANVIEW LIFE AND ANNUITY Harbourview 4 (CA) Low Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 4 MVA Low Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 4 FL MVA Low Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 4 CA Low Band

AMERICAN NATIONAL INSURANCE CO. Palladium MYG Annuity 5 MVA High Band

LIBERTY BANKERS LIFE Bankers Elite 5 MVA

MYGA Products

Mark S Cavalieri, LUTCF RICP mcavalieri@

402-343-3605

AM Best

A AA A AAAAAAA A AAA-

A A-

Max Issue Age

89 90 89 85 100 100 90 90 90 100 89 89 90 90 90

90 90

Min Premium

SC Years

80,000

4 yrs

100,000

4 yrs

80,000

4 yrs

20,000

4 yrs

100,000

4 yrs

250,000

4 yrs

50,000

4 yrs

50,000

4 yrs

50,000

4 yrs

10,000

4 yrs

20,000

4 yrs

20,000

4 yrs

15,000

4 yrs

15,000

4 yrs

15,000

4 yrs

Rate Guaranteed 5-Years

250,000 10 yrs

10,000

5 yrs

Free Withdrawal Yr 1 | Yr 2+

0% / 10% 0% / 10% 0% / 10% Int / 10% 0% / 5% 0% / 5% 0% / 10% 0% / 10% 0% / 10% 0% / 5% 0% / 10% 0% / 10% 0% / 10% 0% / 10% 0% / 10%

10% / 10% 0% / 0%

Last Change

Current Rate

Years Rate GTD

Base Rate

01/22/2024 5.20 4 yrs 5.20

GTD Yield Surrender

5.20

01/11/2024 5.20 4 yrs 5.20

5.20

01/22/2024 5.05 4 yrs 5.05

5.05

02/01/2024 5.05 4 yrs 5.05

5.05

02/01/2024 5.00 4 yrs 5.00

5.00

02/01/2024 5.00 4 yrs 5.00

5.00

01/11/2024 5.00 4 yrs 5.00

5.00

01/11/2024 5.00 4 yrs 5.00

5.00

01/11/2024 4.95 4 yrs 4.95

4.95

02/01/2024 4.90 4 yrs 4.90

4.90

01/22/2024 4.85 4 yrs 4.85

4.85

01/22/2024 4.70 4 yrs 4.70

4.70

01/11/2024 4.45 4 yrs 4.45

4.45

01/11/2024 4.45 4 yrs 4.45

4.45

01/11/2024 4.40 4 yrs 4.40

4.40

02/01/2024 5.45 5 yrs 5.45

5.45

02/01/2024 5.40 5 yrs 5.40

5.40

253 Products Page 4 of 16 2/12/2024

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice. Surrender Charges restart after 30-day withdrawal window

Carrier / Product Name

CAPITOL LIFE INSURANCE COMPANY Bankers Elite 5 MVA

GUARANTY INCOME LIFE Guaranty Rate Lock 5 MVA Mid Band

GUARANTY INCOME LIFE Guaranty Rate Lock 5 MVA High Band

CAPITOL LIFE INSURANCE COMPANY Bankers 5 Premier MVA

LIBERTY BANKERS LIFE Bankers 5 Premier MVA

LIBERTY BANKERS LIFE Bankers 5 Premier Plus MVA

AMER. EQUITY INVESTMENT LIFE INS. CO. GuaranteeShield 5 MVA High Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 5 MVA High Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 5 FL MVA High Band

AMERICAN NATIONAL INSURANCE CO. Palladium MYG Annuity 5 MVA Mid Band

AMERICO Platinum Assure 5 MVA

AMERICO Platinum Assure 5 CA MVA

NATIONAL LIFE GROUP RetireMax Secure 5 LOAN

FIDELITY & GUARANTY LIFE FG Guarantee-Platinum 5 MVA

AMER. EQUITY INVESTMENT LIFE INS. CO. GuaranteeShield 5 MVA Mid Band

GUARANTY INCOME LIFE Guaranty Rate Lock 5 MVA Low Band

OCEANVIEW LIFE AND ANNUITY Harbourview 5 MVA High Band

SAGICOR LIFE INSURANCE COMPANY Milestone MYGA 5 CA High Band

MYGA Products

Mark S Cavalieri, LUTCF RICP mcavalieri@

402-343-3605

AM Best

Max Issue Age

A-

90

A-

100

A-

100

A-

90

A-

90

A-

90

A-

85

A-

90

A-

90

A

90

A

90

A

90

A+

85

A

90

A-

85

A-

100

A

89

A-

90

Min Premium

10,000 100,000 250,000

10,000 10,000 10,000 250,000 100,000 100,000 100,000 25,000 25,000 100,000 20,000 100,000 10,000 80,000 100,000

SC Years

5 yrs 5 yrs 5 yrs

5 yrs 5 yrs 5 yrs 5 yrs 5 yrs 5 yrs 10 yrs 5 yrs 5 yrs 5 yrs 5 yrs 5 yrs 5 yrs 5 yrs 5 yrs

Free Withdrawal Yr 1 | Yr 2+

0% / 0% 0% / 5% 0% / 5% Int / Int Int / Int Int / Int 0% / 10% 0% / 10% 0% / 10% 10% / 10% 5% / 5% 10% / 10% 0% / 10% Int / Int 0% / 10% 0% / 5% 0% / 10% 0% / 10%

Last Change

Current Rate

Years Rate GTD

Base Rate

02/01/2024 5.40 5 yrs 5.40

GTD Yield Surrender

5.40

02/01/2024 5.35 5 yrs 5.35

5.35

02/01/2024 5.35 5 yrs 5.35

5.35

02/01/2024 5.30 5 yrs 5.30

5.30

02/01/2024 5.30 5 yrs 5.30

5.30

02/01/2024 6.10 5 yrs 5.10

5.30

02/07/2024 5.30 5 yrs 5.30

5.30

01/11/2024 5.30 5 yrs 5.30

5.30

01/11/2024 5.30 5 yrs 5.30

5.30

02/01/2024 5.30 5 yrs 5.30

5.30

02/02/2024 5.30 5 yrs 5.30

5.30

02/02/2024 5.30 5 yrs 5.30

5.30

12/19/2023 5.30 5 yrs 5.30

5.30

02/08/2024 5.25 5 yrs 5.25

5.25

02/07/2024 5.25 5 yrs 5.25

5.25

02/01/2024 5.25 5 yrs 5.25

5.25

01/22/2024 5.25 5 yrs 5.25

5.25

01/11/2024 5.25 5 yrs 5.25

5.25

253 Products Page 5 of 16 2/12/2024

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice. Surrender Charges restart after 30-day withdrawal window

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