Annuity Interest Rates Effective June 9, 2017

Annuity Interest Rates Effective June 9, 2017

Annuity Interest Rates Effective June 9, 2017

Summary of Changes:

? Interest rates will change on select strategies on these fixed index annuities: - NAC Charter? Plus - NAC RetireChoice? - Performance Choice?

? And the multi-year guarantee annuity: - North American Guarantee ChoiceSM II (5-year only)

Questions? Call Sales Support

866-322-7066



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Traditional Fixed Annuities

NAC FoundationChoiceSM Plus

7 Year High Band

NAC FoundationChoice Plus

2.10%

High Band: $200,000 or More; Low Band: Less Than $200,000

7 Year Low Band 1.90%

10 Year High Band 2.50%

10 Year Low Band 2.30%

The NAC FoundationChoiceSM is issued on form NA1010A/ICC16-NA1010A.MVA (contract) by North American Company for Life and Health Insurance?, West Des Moines, IA. This product, its features and riders may not be available in all states.

IMPORTANT: Not all products, index options, or surrender charge periods are approved in all states. Please review the state availability chart for

state variations by product, index and term. Refer to the product disclosure or contract for minimum guaranteed fixed rates and minimum/maximum crediting method rates.

FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES. ANNUITY SERVICE CENTER: 4350 Westown Parkway, West Des Moines, IA 50266 6745Z | REV 6-9-17

Annuity Interest Rates Effective June 9, 2017

Fixed Index Annuities

North American Charter? Plus

See our website for product information.

10-YEAR

14-YEAR

DA Index Margin (No Cap)

3.60%

2.85%

S&P 500?

MPP Index Cap Rate APP Index Cap Rate APP Participation Rate (No Cap)

1.35%

2.60% 25%

1.75% 3.80% 30%

S&P 500? LOW VOLATILITY DAILY RISK CONTROL 5% (Not available in all states)

APP Index Margin (No Cap)

3.90%

2.60%

S&P 500? LOW VOLATILITY DAILY RISK CONTROL 8% Two-Year PTP Index Margin (No Cap)

(Not available in all states)

(Annual Index Margin Shown)

4.85%

3.45%

NASDAQ-100?

MPP Index Cap Rate

1.30%

1.40%

FIXED ACCOUNT RATE

1.55%

1.80%

PREMIUM BANDS:

$75,000+ Initial $20,000-$74,999 $75,000+ Initial $20,000-$74,999 Premium Initial Premium Premium Initial Premium

PREMIUM BONUS

7.00%

5.00%

10.00%

8.00%

FIXED ACCOUNT 1ST-YEAR YIELD (Fixed Rate + Premium Bonus)

8.65%

6.62%

11.98%

9.94%

CONNECTICUT STATE VARIATION:

PREMIUM BONUS FIXED ACCOUNT 1ST-YEAR YIELD

2.00% 3.58%

NA

NA

NA

NA

North American Charter? Plus State Variations for AK, CA, DE, HI, MO, MN, NV, OH, OK, OR, PA, SC, TX, UT, VA, WA

See our website for product information.

10-YEAR

DA Index Margin (No Cap)

3.85%

S&P 500?

MPP Index Cap Rate APP Index Cap Rate APP Participation Rate (No Cap)

1.30% 2.45% 20%

S&P 500? LOW VOLATILITY DAILY RISK CONTROL 5% (Not available in all states)

S&P 500? LOW VOLATILITY DAILY RISK CONTROL 8% (Not available in all states) NASDAQ-100?

FIXED ACCOUNT RATE

APP Index Margin (No Cap)

Two-Year PTP Index Margin (No Cap) (Annual Index Margin Shown) MPP Index Cap Rate

4.20%

5.25% 1.20% 1.45%

PREMIUM BANDS:

$75,000+ Initial Premium $20,000-$74,999 Initial Premium

PREMIUM BONUS FIXED ACCOUNT 1ST-YEAR YIELD (Fixed Rate + Premium Bonus)

7.00% 8.55%

5.00% 6.52%

The North American Charter? Plus 10 is issued on form NC/NA1007A, ICC15-NA1007A (certificate/contract) by North American Company for Life and Health Insurance?, West Des Moines, IA. This product, its features and riders may not be available in all states.

FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES. ANNUITY SERVICE CENTER: 4350 Westown Parkway, West Des Moines, IA 50266 6745Z | REV 6-9-17

Annuity Interest Rates Effective June 9, 2017

Fixed Index Annuities

NAC BenefitSolutions?

S&P 500?

S&P 500? LOW VOLATILITY DAILY RISK CONTROL 5% DJIA? NASDAQ-100? FIXED ACCOUNT RATE

MA Participation Rate (No Cap) MPP Index Cap Rate APP Index Cap Rate APP Index Margin (No Cap) MA Participation Rate (No Cap) MPP Index Cap Rate

NAC BenefitSolutions? STATE VARIATIONS:

S&P 500?

S&P 500? LOW VOLATILITY DAILY RISK CONTROL 5% DJIA? NASDAQ-100? FIXED ACCOUNT RATE

MA Participation Rate (No Cap) MPP Index Cap Rate APP Index Cap Rate

APP Index Margin (No Cap)

MA Participation Rate (No Cap) MPP Index Cap Rate

10-YEAR 70% 2.15% 5.00%

1.75%

75% 1.65% 2.25%

14-YEAR 95% 2.65% 6.00%

0.75%

95% 2.05% 3.00%

10-YEAR Rates for CT, DE, FL, IN, MD, MS,

NV, OH, OK, SC, TX 70% 2.00% 4.50%

2.00%

70% 1.65% 2.20%

14-YEAR

Rates for FL, IN, MD, MS

90% 2.60% 5.65% 1.20%

90% 2.00% 2.85%

NAC BenefitSolutions? II

State Variations for AK, MN, MO, OR, PA, UT, VA, WA

Click on each year for more product info!

MA Participation Rate (No Cap)

S&P 500?

MPP Index Cap Rate

APP Index Cap Rate

S&P 500? LOW VOLATILITY DAILY RISK CONTROL 5%

APP Index Margin (No Cap)

DJIA?

MA Participation Rate (No Cap)

NASDAQ-100?

MPP Index Cap Rate

FIXED ACCOUNT RATE

7-YEAR 70% 2.00% 4.50%

2.00%

70% 1.65% 2.20%

The NAC BenefitSolutionsSM is issued on form NC/NA1006A/ICC14-NA1006A (certificate/contract) by North American Company for Life and Health Insurance?, West Des Moines, IA. This product, its features and riders may not be available in all states.

FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES. ANNUITY SERVICE CENTER: 4350 Westown Parkway, West Des Moines, IA 50266 6745Z | REV 6-9-17

Annuity Interest Rates Effective June 9, 2017

Fixed Index Annuities

NAC RetireChoice?

State Variations:

State Variation: In OH, OK and UT no 14-Year

OH, OK

UT

High Band: $250,000 or More; Low Band: $20,000 ? $249,999 See our website for product information.

MA Participation Rate (No Cap)

MPP Index Cap Rate

10-YEAR

High Band Low Band

60% 1.75%

55% 1.65%

14-YEAR

High Band Low Band

65% 2.10%

60% 2.00%

10-YEAR

High Band Low Band

55% 1.65%

50% 1.55%

10-YEAR

High Band Low Band

50% 1.55%

45% 1.45%

S&P 500?

Biennial PTP Index Cap Rate

8.10%

7.40% 9.05%

8.10%

7.40%

6.75%

6.75%

6.05%

APP Index Cap Rate

IPT Declared Rate

S&P 500? LOW VOLATILITY DAILY RISK APP Index Margin (No Cap) CONTROL 5%

S&P 500? LOW

Two-Year PTP Index Margin

VOLATILITY DAILY RISK (No Cap)

CONTROL 8%

(Annual Index Margin Shown)

S&P MIDCAP 400?

MA Participation Rate (No Cap) APP Index Cap Rate

DJIA?

MA Participation Rate (No Cap) APP Index Cap Rate

NASDAQ-100?

MPP Index Cap Rate APP Index Cap Rate

LBMA AFTERNOON (PM) GOLD PRICE

APP Index Cap Rate

FIXED ACCOUNT RATE

PREMIUM BONUS

FIXED ACCOUNT 1ST-YEAR YIELD (Fixed Rate + Premium Bonus)

4.20% 3.90%

2.85%

3.60%

50% 3.25% 60% 3.40% 1.60% 3.30% 3.85% 2.00% 2.50% 4.55%

3.90% 3.65%

3.25%

4.70% 4.25%

1.85%

4.30% 3.90%

2.25%

4.00%

45% 3.00% 55% 3.10% 1.50% 3.00%

3.50%

1.85% 2.50% 4.39%

2.55%

55% 3.65% 65% 3.80% 1.75% 3.70%

4.00%

2.50% 3.00% 5.57%

3.00%

50% 3.25% 60% 3.40% 1.60% 3.30%

3.85%

2.25% 3.00% 5.31%

3.90% 3.65%

3.20%

3.60% 3.35%

3.90%

4.00%

45% 3.00% 55% 3.10% 1.50% 3.00%

3.50%

1.85% 2.50% 4.39%

4.45%

45% 2.65% 50% 2.80% 1.40% 2.70%

3.15%

1.70% 2.50% 4.24%

3.60% 3.35%

3.85%

4.45%

45% 2.65% 50% 2.80% 1.40% 2.70% 3.15% 1.70% 2.50% 4.24%

3.35% 3.10%

4.65%

5.55%

40% 2.40% 45% 2.50% 1.30% 2.45% 2.85% 1.55% 2.50% 4.08%

The NAC RetireChoice? is issued on form LC/LS160A (certificate/contract) by North American Company for Life and Health Insurance?, West Des Moines, IA. This product, its features and riders may not be available in all states.

FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES. ANNUITY SERVICE CENTER: 4350 Westown Parkway, West Des Moines, IA 50266 6745Z | REV 6-9-17

Annuity Interest Rates Effective June 9, 2017

Fixed Index Annuities

NAC IncomeChoice?

(Includes Threshold Participation Strategy)

High Band: $250,000 or More; Low Band: $20,000 ? $249,999

7-YEAR High Band (all states)

7-YEAR Low Band (all states)

S&P 500?

MPP Index Cap Rate

APP Index Cap Rate

APP Participation Rate (No Cap) (Not available in HI, PA)

1.65% 3.80% 30%

1.55% 3.55% 25%

S&P 500? LOW VOLATILITY DAILY RISK CONTROL 5%

APP w/ Threshold Participation Rates (No Cap) (Not available in HI, PA)

Index Return Threshold

Base Participation Rate

Enhanced Participation Rate

APP Index Margin (No Cap) (Not available in PA)

S&P 500? LOW VOLATILITY DAILY RISK CONTROL 8%

Two-Year PTP Index Margin (No Cap) (Annual Index Margin Shown) (Not available in PA)

FIXED ACCOUNT RATE

GLWB BONUS

8.00% 50% 120% 3.35%

3.75% 1.75% 5.00%

8.00% 40% 120% 3.95%

4.20% 1.55% 5.00%

10-YEAR High Band

(except OH & TX)

1.70% 4.00% 30%

7.00%

50%

135%

2.50%

3.40%

1.85% 5.00%

10-YEAR Low Band

(except OH & TX)

1.60% 3.75%

30%

8.00%

50%

120%

3.00%

OH, TX 10-YEAR 1.60% 3.75% 30% 8.00% 50% 120%

3.00%

3.80%

1.70% 5.00%

3.80%

1.70% 5.00%

Additional Crediting Methods and Rates for HI, PA

High Band: $250,000 or More; Low Band: $20,000 ? $249,999

S&P 500?

S&P MIDCAP 400? DJIA? NASDAQ-100? LBMA AFTERNOON (PM) GOLD PRICE

MA Participation Rate (No Cap) 3-Year MA Participation Rate (No Cap) IPT Declared Rate MA Participation Rate (No Cap) APP Index Cap Rate MA Participation Rate (No Cap) APP Index Cap Rate MPP Index Cap Rate APP Index Cap Rate APP Index Cap Rate

High Band

55% 90% 3.65% 45% 3.00% 55% 3.10% 1.50% 3.00% 3.50%

10-YEAR

Low Band

50% 85% 3.35% 45% 2.70% 50% 2.80% 1.40% 2.75% 3.20%

The NAC IncomeChoice? is issued on form ICC16-NA1009A (certificate/contract) by North American Company for Life and Health Insurance?, West Des Moines, IA. This product, its features and riders may not be available in all states.

FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES. ANNUITY SERVICE CENTER: 4350 Westown Parkway, West Des Moines, IA 50266 6745Z | REV 6-9-17

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