LLOYDS FRONT BOOK SAVINGS RATE LEAFLET

SAVINGS RATES

Current rates for accounts open to new and existing customers

Your interest will be paid Gross, this means that we will not deduct tax automatically from your interest. Depending on your personal circumstances, you may need to pay tax on the interest you earn and it will be your responsibility to pay any tax you may owe to HM Revenue & Customs (HMRC).

Cash ISA Saver

Rates effective 22/08/2023 ? current

Balance ?1-?24,999 ?25,000-?99,999 ?100,000+

Annual ? Tax Free/AER

1.40% 1.45% 1.90%

From time to time we offer additional interest. If you're eligible for a preferential rate it will be fixed for 12 months from the date you open your account. Full details of additional interest, including qualifying criteria, are listed below:

Accounts opened between 22/08/23 ? current 20/07/23 ? 21/08/23 20/06/23 ? 19/07/23 31/05/23 ? 19/06/23 27/04/23 ? 30/05/23 24/02/23 ? 26/04/23 01/02/23 ? 23/02/23 29/11/22 ? 31/01/23

Additional preferential interest +0.30% +0.40% +0.50% +0.35% +0.55% +0.75% +0.85% +1.00%

Qualifying criteria

You already hold a Lloyds Bank Personal Current Account or a Private Banking Personal

Current Account.

You already hold a Lloyds Bank Personal Current Account or a Private Banking Personal

Current Account.

You already hold a Lloyds Bank Personal Current Account or a Private Banking Personal

Current Account.

You already hold a Lloyds Bank Personal Current Account or a Private Banking Personal

Current Account.

You already hold a Lloyds Bank Personal Current Account or a Private Banking Personal

Current Account.

You already hold a Lloyds Bank Personal Current Account or a Private Banking Personal

Current Account.

You already hold a Lloyds Bank Personal Current Account or a Private Banking Personal

Current Account.

You already hold a Lloyds Bank Personal Current Account or a Private Banking Personal

Current Account.

Savings rates

Cash ISA Saver (continued)

14/06/22 ? 28/11/22

+0.30%

You already hold a Lloyds Bank Personal Current Account or a Private Banking Personal

Current Account.

Club Lloyds Advantage ISA Saver

Rates effective 12/03/24 ? current

Balance ?1+

Monthly Tax Free/AER 3 or less withdrawals 4 or more withdrawals

4.17% Tax Free/ 4.25% AER 1.29% Tax Free/1.30% AER

22/08/23 ? 11/03/24

?1+

3.93% Tax Free/4.00% AER 1.29% Tax Free/1.30% AER

20/07/23 ? 21/08/23

?1+

3.93% Tax Free/4.00% AER 1.00% Tax Free/1.00% AER

20/06/23 ? 19/07/23

?1+

3.15% Tax Free/3.20% AER 0.80% Tax Free/0.80% AER

19/05/23 ? 19/06/23

?1+

2.96% Tax Free/3.00% AER 0.75% Tax Free/0.75% AER

04/04/23 ? 18/05/23

?1+

2.96% Tax Free/3.00% AER 0.30% Tax Free/0.30% AER

21/03/23 ? 03/04/23

?1+

2.81% Tax Free/2.85% AER 0.30% Tax Free/0.30% AER

08/03/23 ? 20/03/23

?1+

2.23% Tax Free/2.25% AER 0.30% Tax Free/0.30% AER

Child Saver

Rates effective 22/08/23 ? current 20/07/23 ? 21/08/23 20/06/23 ? 19/07/23 31/05/23 ? 19/06/23 27/04/23 ? 30/05/23 24/02/23 ? 26/04/23 01/02/23 ? 23/02/23 29/11/22 ? 31/01/23

Balance Under ?5,000

?5,000+ Under ?5,000

?5,000+ Under ?5,000

?5,000+ Under ?5,000

?5,000+ Under ?5,000

?5,000+ Under ?5,000

?5,000+ Under ?5,000

?5,000+ Under ?5,000

?5,000+ 2

Gross 3.11% 1.39% 2.96% 1.09% 2.62% 0.90% 2.47% 0.90% 2.47% 0.85% 2.03% 0.65% 1.79% 0.60% 1.79% 0.50%

Qualifying criteria You already hold a Club Lloyds Personal Current Account You already hold a Club Lloyds Personal Current Account You already hold a Club Lloyds Personal Current Account You already hold a Club Lloyds Personal Current Account You already hold a Club Lloyds Personal Current Account You already hold a Club Lloyds Personal Current Account You already hold a Club Lloyds Personal Current Account You already hold a Club Lloyds Personal Current Account

AER

3.15%

1.40%

3.00%

1.10%

2.65%

0.90%

2.50%

0.90%

2.50%

0.85%

2.05%

0.65%

1.80%

0.60%

1.80%

0.50%

Savings rates

Club Lloyds Monthly Saver

Rates effective 02/03/23 ? current 18/10/22 ? 01/03/23 14/09/22 ? 17/10/22 14/06/22 ? 13/09/22 06/04/22 ? 13/06/22 23/03/21 ? 05/04/22

Balance ?1+ ?1+ ?1+ ?1+ ?1+ ?1+

Annual Gross/AER

6.25% 5.25% 2.75% 1.50% 1.25% 1.00%

Club Lloyds Saver

Rates effective 22/08/23 ? current 20/07/23 ? 21/08/23 20/06/23 ? 19/07/23 01/02/23 ? 19/06/23 29/11/22 ? 31/01/23

Balance ?100,000+ ?25,000-?99,999

?1+ ?100,000+ ?25,000-?99,999

?1+ ?100,000+ ?25,000-?99,999 ?1-?24,999 ?100,000+ ?25,000-?99,999 ?1-?24,999 ?25,000+ ?1-?24,999

Annual Gross/AER

2.20% 1.75% 1.70% 2.20% 1.75% 1.50% 2.00% 1.55% 1.30% 1.75% 1.50% 1.25% 1.50% 1.00%

Gross 2.18% 1.74% 1.69% 2.18% 1.74% 1.49% 1.98% 1.54% 1.29% 1.74% 1.49% 1.24% 1.49% 1.00%

Monthly

AER 2.20% 1.75% 1.70% 2.20% 1.75% 1.50% 2.00% 1.55% 1.30% 1.75% 1.50% 1.25% 1.50% 1.00%

Club Lloyds Advantage Saver

Rates effective 22/08/23 ? current 20/07/23 ? 21/08/23 20/06/23 ? 19/07/23 19/05/23 ? 19/06/23 27/04/23 ? 18/05/23 28/02/23 ? 26/04/23 10/01/23 ? 27/02/23 18/11/22 ? 09/01/23

Balance ?1+ ?1+ ?1+ ?1+ ?1+ ?1+ ?1+ ?1+

Monthly Gross/AER

3 or less withdrawals 4 or more withdrawals

3.93% Gross/4.00% AER 1.29% Gross/1.30% AER

3.93% Gross/4.00% AER 1.00% Gross/1.00% AER

3.15% Gross/3.20% AER 0.80% Gross/0.80% AER

2.67% Gross/2.70% AER 0.75% Gross/0.75% AER

2.67% Gross/2.70% AER 0.30% Gross/0.30% AER

2.23% Gross/2.25% AER 0.30% Gross/0.30% AER

2.25%

0.30%

1.75%

0.30%

Interest was paid annual on this account until 27/02/2023. Interest is now paid monthly.

Qualifying criteria

You already hold a Club Lloyds Personal Current

Account

3

Savings rates

Easy Saver

Rates effective 22/08/23 ? current

20/07/23 ? 21/08/23

31/05/23 ? 19/07/23

27/04/23 ? 30/05/23

24/02/23 ? 26/04/23

01/02/23 ? 23/02/23 29/11/22 ? 31/01/23

Online Fixed Bond ? 1 Year

Accounts opened between 30/01/24 ? current

Balance ?1-?24,999 ?25,000-?99,999 ?100,000+ ?1-?24,999 ?25,000-?99,999 ?100,000+ ?1-?24,999 ?25,000-?99,999 ?100,000+ ?1-?24,999 ?25,000-?99,999 ?100,000+ ?1-?24,999 ?25,000-?99,999 ?100,000+ ?1-?24,999 ?25,000-?99,999 ?100,000+

?1+

Annual Gross/AER

1.40% 1.45% 1.90% 1.10% 1.35% 1.80% 0.90% 1.15% 1.50% 0.85% 1.05% 1.20% 0.65% 0.85% 1.00% 0.60% 0.75% 0.90% 0.50%

Balance ?1+

?1+

Annual Gross/AER

4.15%

4.35%

09/01/24 ? 29/01/24

?1+

4.35%

?1+

4.50%

?1+

4.60%

28/11/23 ? 08/01/2024

?1+

4.60%

?1+

4.60%

?1+

4.95%

?1+

4.95%

Qualifying criteria N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Qualifying Criteria N/A

You already hold a Lloyds Bank Personal Current Account which has been open for a minimum of

40 days You already hold either an existing Lloyds Private Banking Personal Current Account or Savings Account which has been open for a

minimum of 40 days N/A

You already hold a Lloyds Bank Personal Current Account which has been open for a minimum of

40 days You already hold either an existing Lloyds Private Banking Personal Current Account or Savings Account which has been open for a

minimum of 40 days N/A

You already hold a Lloyds Bank Personal Current Account which has been open for a minimum of

40 days You already hold either an existing Lloyds Private Banking Personal Current Account or Savings Account which has been open for a

minimum of 40 days

4

Savings rates

Online Fixed Bond ? 1 Year (continued)

Accounts opened between 24/10/23 ? 27/11/23

Balance ?1+

?1+

?1+

26/09/23 ? 23/10/23

?1+

?1+

?1+

12/07/23 ? 25/09/23

?1+

?1+

?1+

23/06/23 ? 11/07/23

?1+

?1+

?1+

09/06/23 ? 22/06/23

?1+

?1+

11/05/23 ? 08/06/23

?1+

?1+

04/04/23 ? 10/05/23

?1+

?1+

21/03/23 ? 03/04/23

?1+

?1+

02/03/23 ? 20/03/23

?1+

?1+

Annual Gross/AER

5.00% 5.20%

5.20% 5.15% 5.45%

5.45% 5.45% 5.50%

5.50% 4.95% 5.00%

5.00% 4.45% 4.50% 3.70% 3.75% 3.90% 3.95% 3.80% 3.85% 3.90% 4.05%

5

Qualifying Criteria

N/A

You already hold a Lloyds Bank Personal Current Account which has been open for a minimum of

40 days

You already hold either an existing Lloyds Private Banking Personal Current Account or Savings Account which has been open for a

minimum of 40 days

N/A

You already hold a Lloyds Bank Personal Current Account which has been open for a minimum of

40 days

You already hold either an existing Lloyds Private Banking Personal Current Account or Savings Account which has been open for a

minimum of 40 days

N/A

You already hold a Lloyds Bank Personal Current Account which has been open for a minimum of

40 days

You already hold either an existing Lloyds Private Banking Personal Current Account or Savings Account which has been open for a

minimum of 40 days

N/A

You already hold a Lloyds Bank Personal Current Account which has been open for a minimum of

40 days

You already hold either an existing Lloyds Private Banking Personal Current Account or Savings Account which has been open for a

minimum of 40 days

N/A

You already hold a Lloyds Bank Personal Current Account which has been open for a minimum of

40 days

N/A

You already hold a Lloyds Bank Personal Current Account which has been open for a minimum of

40 days

N/A

You already hold a Lloyds Bank Personal Current Account which has been open for a minimum of

40 days

N/A

You already hold a Lloyds Bank Personal Current Account which has been open for a minimum of

40 days

N/A

You already hold a Lloyds Bank Personal Current Account which has been open for a minimum of

40 days

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