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( “Lifeline of the Gasoline Industry, the Independent Gasoline Dealer.” (

CLXXIII Edition May 2014

Gasoline Retailers Association of Florida

214 Stevenage Drive Longwood, Florida 32779



e mail pat@

407-774-9700 SSDA/NCPR-AT

Pat Moricca President Member Service Station Dealers of America

INDEPENDENT BRANDS

VISIT OUR WEB SITE FOR THE LATEST GASOLINE

INDUSTRY INFORMATION AND BENEFITS



Gasoline Retailers Association of Florida is a non-profit association representing Independent Gasoline Retailers, Convenience Stores, Gasoline Service Stations, Repair Shops, Tire Retailers, Truck Stops and Associates throughout Florida. Our goal is to improve the interests of these independent businesses and the motoring public. Cooperation with insurance companies provides benefits for our members. These benefits include money-saving programs for AFLAC, group health, workers' compensation, casualty and property and gasoline tank liability insurance. Benefits also include financing to purchase your gasoline station property and much more.

The problems facing our industry today affect every dealer, no matter how large or small. And, since no one individual could possibly begin to solve these problems alone, it remains that each should join in a collective effort to protect his/her business investment.

Join the Gasoline Retailers Association of Florida and help in the fight to keep the

Florida Motor Fuel Marketing Practices Act (Below Cost) law.

Pat Moricca

Make an important investment in your business future for less than $1 a day.

Conserve, Conserve, Conserve!

The consumers should conserve gasoline!

Driving Demand Picks Up as Weather Warms

Higher demands coupled with the refinery maintenance season have prompted a string of weekly drawdown in gasoline supply.

Gasoline supplied to the primary wholesale market in the U.S. poked above the five-year average

Pat Moricca

for 2014, climbing to 8.996 million bpd during the week-ending early April per data from the Energy Information Administration (EIA), while consistently topping year ago demand since late February. Conserve!!!

2014 average wholesale gasoline prices have changed up or down 66 times from 1st of year to date.

US oil exports boils down to industry profit

When Big Oil began preparing last year to challenge the decades-old rules against exporting U.S. crude, the debate seemed fanciful. Then Russia took over Crimea and the idea of using American energy — oil as well as natural gas — to reshape global affairs became a Washington pet project.

Here’s how the battle lines are drawn: Oil producers want to chase higher prices overseas. Refiners want to keep cheaper domestic supplies. Politicians want to balance those interests with concerns that gasoline prices would rise. Everyone invokes the goal of energy independence. Putting the posturing aside, it’s useful to imagine what actually happens to supply, demand and prices in an oil market without the export restrictions that date to the 1970s Arab oil embargo. That’s what JBC Energy GmbH, a Vienna-based research company, offered in a report this week. The upshot; producers win, refiners lose, global prices converge and the question of energy independence is, well, irrelevant.

Lifting the ban would increase U.S. crude-oil production by about 700,000 barrels a day, raise exports by about 1.5 million barrels a day and push up imports by about 500,000 barrels a day by 2020, JBC estimates. So the net effect on the country’s energy balance sheet is pretty negligible. Global supply wouldn’t change much either, as other producers would adjust, according to JBC.

WTI-Brent Spread

Prices, however, would be transformed. West Texas Intermediate, the benchmark U.S. grade, has been cheaper than Brent, its international counterpart, since 2010 as a surplus of domestic crude developed. Even as the U.S. still imports more than 7 million barrels a day, it has too much domestic crude because the refining system wasn’t designed for the type of oil produced from hydraulic fracturing in shale formations.

Right now that oil has nowhere to go, which is why domestic prices are lower. As the glut escalates, at some point the U.S. has to curtail production, expand refineries or allow exports. If it’s the latter, the gap between WTI and Brent would narrow to as little as $1 a barrel, according to JBC.

European refiners that would buy the cargoes would benefit, while U.S. plants would lose much of their advantage and reduce runs, JBC estimates. That means U.S. exports of refined fuels, which are permitted and are currently at record levels, would shrink. Gasoline prices wouldn’t change much because they depend on global trade, according to JBC.

So is JBC’s analysis an argument for or against crude exports? Both sides can probably claim victory.

The one thing it doesn’t support is the idea that allowing U.S. oil exports would redefine global markets or geopolitics. So the debate, in the end, boils down to one thing: different parts of the oil industry competing for profits.

Florida's Fuel Supply Dilemma Despite declining consumption,

Florida gas prices rise in structural supply crunch despite declining consumption, Florida gas prices rise in structural supply crunch

WASHINGTON -- While the law of supply and demand suggests that falling demand will inevitably lower prices, the state of Florida is proving that the relationship is far more nuanced, according to a recent Energy Information Administration (EIA) analysis.

Since 2007, gasoline consumption in Florida has dropped by 90,000 barrels per day to reach an average of 465,000 bpd in 2013, said EIA. Meanwhile, imports fell from an average of 170,000 bpd in 2007 to only 31,000 bpd in 2013. While a refinery on St. Croix and in Aruba formerly supplied Florida with much of its gasoline, both of the refineries are currently idle, shifting the burden to refineries on the U.S. Gulf Coast (USGC).

Here is where the supply crunch comes in. Florida is not connected to the USGC refineries by pipeline, but rather via a small fleet of coastwise-compliant tankers and barges, which dock in several ports, including Port Tampa, Port Everglades, Port Canaveral and Jacksonville, EIA said. From there, tanker trucks deliver fuel to local markets; however, more of this small waterborne cargo fleet is being diverted to move crude oil production along the Louisiana and Texas coasts, leaving fewer vessels to supply Florida.

This, in turn, has trimmed Florida's spot cargoes of gasoline, or shipments without a buyer locked into a long-term purchase contract, said EIA; therefore, more gasoline is coming from shipments contractually obligated on a long-term basis, which have chartered coastwise-compliant vessels, reducing the availability of wholesale gasoline without contractual agreements to meet demand fluctuations.

The result: Gasoline supplies in Florida are tight and prices have grown vs. other cities in the lower Atlantic region. For example, retail prices for regular gasoline in Miami have averaged at times 40 cents per gallon higher than in Houston and that spread widened even more at points during the recent winter. As recently reported, unbranded retailers in particular are feeling the pinch, with closed stations and fuel outages in some cases.

"The increases in Florida's prices reflect its need to compete for spot cargoes in the Atlantic Basin," EIA said. "Given limited vessel capacity to supply more gasoline to Florida from the USGC and the closure of Caribbean refineries, Florida must now compete with New York Harbor for the available cargoes from Europe and other Atlantic Basin sources."

Gas Prices Race Toward $4 in Parts of U.S.

California has taken the largest hit in the sharp increase in gasoline prices. The average price of a gallon of regular in the nation’s largest state recently rose above $4. However, in some of the state’s largest cities, the situation is much worse.  And, the rising prices are spreading to some of the most populated states, threatening a spring and summer of costly driving.

The area around San Francisco has been hit particularly hard. The price within the city itself is $4.07, according to GasBuddy. Not far away is Santa Barbara, the city with the highest price in the state at $4.13. The price in nearby San Jose is $3.98. Across the bay from San Francisco, in Oakland, the price is $3.97.

The area around Los Angeles has not been spared. The price within the city is $4.08. In Riverside, the price is $4.02, and in Ventura it is $4.10. The other large city in the California with an average price of regular in this range is San Diego, at just above $4.03 a gallon.

California’s largest cities could be the best place to test whether gas prices can begin to badly hurt the economy. The areas around San Francisco, San Diego and Los Angeles are home to millions of people. Coupled with high gas prices, these areas also have expensive real estate and high costs of living. Perhaps the only mitigating factor is that some also have many households with high median incomes.

The economic theory about rising gas prices is that the trend kills consumer spending. Prices are up nationally nearly 8% this year to above $3.55 a gallon. People only have so much money, obviously. People who commute by car, which number fairly high among the populations of California’s cities, may struggle as an increasingly larger portion of their weekly incomes go toward fueling their vehicles. Eventually their finances become pinched, and their spending on almost everything else drops.

If California’s economy does begin to suffer from high gasoline prices, several other regions won’t be far behind. In New York, Chicago, Miami and other large cities, the average price for a gallon of regular has passed above $3.75 and shows little evidence of moderating. The “California gas problem” has already started to spread aggressively.The price of an average gallon of regular is above $3.60 in Pennsylvania, Indiana, Ohio, Florida, Michigan, New York .Illinois and California. Among them, these states have well over a third of the U.S. population

It doesn’t help that total gasoline inventories have decreased, even with refineries running at near full capacity. One may also wonder why so much oil is stockpiled in the U.S. Strategic Reserve.

Florida has highest gas prices in Southeast

Florida has the highest prices for gas in the Southeast, driven, experts say, by refinery maintenance, increasing demand and the switch to the summer-blend fuel.

Bakken oil by rail raises safety concerns in Albany, NY; a major east coast hub

Billions of gallons of Bakken crude oil is transported by rail through New York State. Because of the Quebec rail disaster that called attention to the heightened volatility of Bakken crude, the safety or rail transportation in NY is now under scrutiny.

Gov. Andrew Cuomo has directed state agencies to review their emergency spill response plans and report back by the end of April. Also, Sen. Kirsten Gillibrand is now pressing federal agencies like the EPA and the Coast Guard to implement contingency plans in case of spills. Is that enough?

According to , A clear and present danger hiding in plain sight. That’s how Cornell University’s Susan Christopherson describes the oil train traffic through the state.

A massive explosion caused by a runaway oil train in Quebec last July has raised awareness about the levels of flammable material being shipped by rail. Christopherson, a professor of city and regional planning, says New York state finds itself with a critical mobile oil problem.

The crude oil transported across New York is from the Bakken shale formation in North Dakota, the country’s second largest oil producing state. “Companies that are transporting oil are looking for flexibility and if you’re going to build oil pipelines, that’s a very big investment and that’s a fixed investment,” Christopherson said. “You have to put in the pipelines and they have to be there for a long time, they want a flexible form of transportation that is going to take the oil to the places they want to get it.”

Christopherson says Bakken oil wells in North Dakota have a limited amount of product and so companies are eager to extract as much as possible to sell it on the international market. Recent approvals by the Department of Environmental Protections allow almost three billion gallons of crude to be processed through the city of Albany. From there it travels further to east coast refineries. “We were focused on the shale gas activities as a drilling activity in place,” Christopherson explained. “We weren’t thinking about the transportation side of it. We weren’t thinking about the whole supply chain we were just thinking about the drilling.”

Ironically she says it was the obvious increase in the number of oil trains that caught the public’s attention there. People realize, she says, that crude oil transportation can present an imminent risk.

“When you’re shipping by rail you’re going to have accidents,” Christopherson said. “That goes with the territory, you’re going to have industrial accidents. So partly what we have to keep in mind is that the oil and gas industry and the transportation of oil and gas is an industry that is dangerous and dirty and it has accidents.”

The National Transportation Safety Board says the number of trains carrying crude oil has increased from almost 11,000 in 2009 to nearly 400,000 now. A 2013 report from the Government Accountability Office noted that the Federal Railroad Administration only examines one percent of the country’s rail road infrastructure.

Palm Beach County requires clarity for Gas Prices

The commissioners unanimously approved the ordinance that mandates retailers clearly mark gas prices as cash-only when applicable.

PALM BEACH COUNT, Fla. – A new Palm Beach County law requires gasoline to clearly post “cash-only” next to applicable pump prices, the Palm Beach Post reports. Yesterday, the Palm Beach County Commission all approved the ordinance that mandates the words “cash-only” be the same size lettering as the fuel price numbers, which must be 6 inches or higher.

The new law also requires roadside signs have illumination so drivers could see all notices at night. Retailers would receive a warning with the initial violation, but subsequent violations have a $250 fine. The ordinance will be in force after Florida’s Secretary of State signs off on it. Assistant County Administrator Vince Bonvento said the county would begin enforcing the law after July 1.

Two gas station owners and a lobbyist spoke against the proposal. At first, commissioners had indicated they would hold a public hearing and vote in July at the behest of gasoline station owners, but then decided to move forward because of rumblings that the state legislature might okay a proposal that would not allow local ordinances regulate gasoline price signage. Gasoline retailers had opposed the law because of the expense associated with compliance.

If you have cash and credit card pricing on your pumps, state law requires you CAN post the lower of your two prices (typically the cash price) so long as you clearly identify the cash price with letters and numbers in your posted street price sign so that the consumer can easily see day and night time.

If your County gasoline station Ordinance that requires you any different, contact your local County requirements pertaining to gasoline price signage.

ALERT Hess Alerts Florida Motorists about Skimming Threat

Says stations have been targeted; statement urges customers to review payments

WOODBRIDGE, N.J. -- Hess Corp. has issued a statement to its southern Florida retail gasoline customers about credit-card and debit-card frauds at the pump at its Hess Express convenience stores, indicating that skimming devices have been found at several locations.

"In recent months, there have been attempts to steal credit and debit card numbers at service stations in South Florida using so-called 'skimmer' devices," the statement reads. "Criminals tamper with gas pumps and place devices into their internal mechanisms to try to illegally intercept and record customer credit and debit card information as the cards are swiped at the pump. Unfortunately, several Hess stations have been targeted by these illegal activities."

In mid-February, a manager at a Hess station in Brooksville, Fla., doing routine inspections found skimming devices placed within the pumps, apparently before data thieves were able to retrieve the compromised data, according to the local sheriff's office.

The statement continued, "As soon as we have found evidence of such attempts, we have notified law enforcement. To protect customers, we continue to intensify security measures to help prevent future incidents. We also continue to work with law enforcement agencies, including the U.S. Secret Service, as they pursue these criminals.

"We want to ensure that our customers are alerted to the possibility that their credit or debit card information may have been compromised. Below is a list of stations where we have uncovered evidence suggesting that customer credit or debit card information may have been compromised, together with the pumps affected and the dates and approximate times through which the card information may have been vulnerable, based on our knowledge to date.

"We believe the information at risk is the data contained on the magnetic strip on a payment card, which includes the customer’s name, account number and expiration date. We do not believe Social Security numbers are included on the magnetic strip. Hess does not store payment card account numbers on its systems, and these incidents did not involve hacking into Hess systems.

"While we cannot be sure whether any customers’ payment card information was actually obtained by perpetrators in any of these incidents, we urge customers who may have paid by credit or debit card at the specified stations and pumps listed below in the days immediately prior to the time and date noted to carefully review credit and debit card statements for unauthorized charges or debits and immediately report any suspicious ones to the card issuer, be on the lookout for any calls or letters from retailers or creditors regarding merchandise or services not ordered and report any missing credit and debit card statements to the card issuer immediately.

"Customers can also contact their card issuer to alert them that their information may have been vulnerable so the card issuer can be vigilant in monitoring for any unusual charges.

"We have set up a customer information line (1-866-849-2790) to answer any questions customers may have. Hess will also provide, free of charge, All Clear ID’s Identity Repair service to any customers who suspect there may be fraudulent activity on their payment card account as a result of paying at one of the pumps listed in the days leading up to the date and time indicated. This service will help customers address any issues of fraud on their accounts. More information is available through the customer information line."

The statement lists 16 stations, with dates ranging from Feb. 20 to April 10, 2014. The stations are in West Palm Beach (3 stations), Largo, Palm Harbor (2), Lake Worth, Delray Beach, Clearwater (2), Holiday, Jensen Beach, Margate, Fort Lauderdale, Stuart, Pompano and Fort Myers.

New York City-based Hess is a leading independent gasoline and convenience store marketer on the East Coast, with approximately 1,350 branded sites in 16 East Coast states from New Hampshire to Florida.

EIA: Summer Fuels Outlook

U.S. Energy Information Administration says gasoline retail prices will average $3.45 this summer.

WASHINGTON – During the April-through-September summer driving season this year, regular gasoline retail prices are forecast to average $3.57 per gallon, according to the U.S. Energy Information Administration (EIA). The projected monthly national average regular retail gasoline price falls from $3.66 per gallon in May to $3.46 per gallon in September.

EIA expects regular gasoline retail prices to average $3.45 per gallon in 2014 and $3.37 per gallon in 2015, compared with $3.51 per gallon in 2013. The July 2014 New York Harbor reformulated blendstock for oxygenate blending (RBOB) futures contract averaged $2.85 per gallon for the five trading days ending April 3, 2014.

Based on the market value of futures and options contracts for this key petroleum component of gasoline, there is a 3% probability that its price at expiration will exceed $3.35 per gallon, consistent with a monthly average regular-grade gasoline retail price exceeding $4 per gallon in July 2014. 

U-Mich: MPG of newly purchased cars hits record high

According to a monthly report by Michael Sivak and Brandon Schoettle from the University of Michigan, the average fuel economy of newly purchased vehicles rose to a record high during the month of March.

The average fuel economy (window-sticker value) of new vehicles sold in the U.S. in March was 25.4 mpg--up 0.3 mpg from the revised value for February. This improvement likely reflects, in part, the recent increase in the price of gasoline. Vehicle fuel economy is up 5.3 mpg since October 2007 (the first month of our monitoring.

The University of Michigan Eco-Driving Index (EDI)--an index that estimates the average monthly emissions of greenhouse gases generated by an individual U.S. driver--stood at 0.80 in January (the lower the value the better. This value indicates that the average new-vehicle buyer produced 20% lower emissions in January 2014 than in October 2007. The EDI takes into account both vehicle fuel economy and distance driven.

National Safety Council: 26% of all crashes tied to cell phone use

Safety advocates have always told us texting and driving is dangerous but now they want a total ban on cell phones... and for good reason.

The National Safety Council's annual report found 26 percent of all U.S. crashes are tied to phone use. 5 percent involved texting. The new data makes it pretty clear; it's not solely the act of using the phone that's necessarily the problem, it's the intellectual distraction that is created by cell phones when safe driving requires the driver's undivided attention on the road in front of him or her.

CBS News in New York reports that safety advocates are lobbying now for a total ban on driver phone use, pointing to studies that headsets do not reduce drive distraction. Some motorists said they support the idea.

Everybody’s on a telephone. If people do cut you off, you look and they’re talking on the telephone. I think they are a problem.” a driver told WCBS 880's Paul Murnane. “Hands-free or not.” “People just get too involved in the conversation. Either pull over or wait,” said another man.

The survey found a 1 percent increase in cellphone-involved accidents compared with the previous year.

A spokesperson for the non-profit Governors Highway Safety Association told that it may be that drivers are more comfortable calling than texting in a moving vehicle. The group believes the data on distracted crashes is underreported. Which way do you think the auto industry will go? Will they continue to add new bells and whistles enabling phone conversations, texts, social media access and more distractions, or will the pendulum swing toward common sense and safety?

Colorado on path to become next state to prohibit red light cameras

proposal to ban red-light and speeding cameras in Colorado is back at the Capitol, and the bill sponsor says he has more support than when he pitched the idea two years ago.

The bill from Greeley Sen. Scott Renfroe would forbid cities and towns from using the automated traffic enforcement devices. He introduced it last week.

The measure is identical to what Renfroe sponsored in 2012. The Colorado Municipal League opposed that bill, saying it should be up to cities and towns to decide the matter on their own.

Renfroe argues the cameras are used to make money, not to improve public safety. "I mean, it's exponential the amount of revenue that is brought in, and our intersections should be about safety and not about a revenue generator," he said.

Two years ago, Renfroe's proposal was defeated quickly at its first committee. But it has more bipartisan support this year, including the backing of House Speaker Mark Ferrandino, who will sponsor the bill in that chamber if it passes the Senate.

Renfroe said he's concerned that with automated cameras, "the accused isn't confronted by their accuser, and that's a huge problem." He also argues there are other ways to improve safety at intersections, including modifying traffic signals so yellow lights last longer.

10 states prohibit the use of photo radar or red-light camera enforcement, according to the National Conference of State Legislatures. The organization said Arkansas, New Jersey and Wisconsin outlaw photo radar, while seven states, including Maine, Mississippi and Montana, forbid red-light cameras to issue citations.

But traffic enforcement cameras are still widely used. According to the legislatures group, more than 400 communities in the country use red-light cameras, and more than 40 municipalities use cameras to enforce speeding limits.

U.S. News & World Report names best cars for families

U.S. News and World Report say "Parents have enough tough decisions to make. Finding the right car shouldn't be one of them." So, they selected cars, vans and SUVs that have the space, safety and reliability families need, as well as the comfort, performance and features they want. Here are the winners:

The 2014 Mazda6, the Best Midsize Car for Families, and the 2014 Mazda3, the Best Compact Car for Families, both have performance that car reviewers love. That performance comes in addition to available high-tech safety features, like forward collision warning and lane departure warning, as well as spacious cabins that most car critics agree feel upscale.

The Honda Odyssey, which is the Best Minivan for Families for the fourth consecutive year, stands out in a class where every model is family-friendly. Though almost all minivans offer the space and safety features families are looking for, the Odyssey sets itself apart by offering features that go the extra mile, like a widescreen rear entertainment system and a built-in vacuum.

The awards also recognize luxury cars that work for families. The Acura MDX, the Best Luxury 3-Row SUV for Families, has seating for up to seven and an engine that reviewers say delivers ample power, plus an upscale and modern interior. For luxury-minded families who don't want an SUV, the Best Luxury Large Car for Families is the Cadillac CTS. Reviewers say it provides plenty of driving excitement for mom or dad, as well as plenty of entertainment options for the kids.

General Motors’ brands took home six awards in the 2014 Best Cars for Families:

Chevrolet Impala: Best Large Car for Families

Chevrolet Tahoe: Best Large SUV for Families

Buick Enclave: Best 3-Row SUV for Families

Buick Verano: Best Upscale Small Car for Families

Cadillac CTS: Best Luxury Large Car for Families

Cadillac ATS: Best Upscale Midsize Car for Families

GM received more awards than any other automaker, and it is the second year in a row GM has the best family vehicles in six different vehicle segments.

Drunk drivers in FL may face daily breath tests

Florida judges may soon have another way to force drunken drivers to get clean and sober by making them have their breath tested twice a day instead of blowing into machines that keep their cars from starting.

The proposal, approved by a FL House committee, would allow judges to place repeat DUI offenders into a new program, known elsewhere as "24/7 Sobriety," instead of having ignition interlock devices installed on their vehicles.

State law currently requires interlock devices for drivers with more than one DUI. Judges would have the discretion to order the devices as well as the 24/7 program.

The program outlined in HB 7005, approved unanimously by the House Economic Affairs Committee, would require that drivers submit to twice-daily breath tests, random urinalysis or continuous monitoring devices, such as drug patches or ankle bracelets, according to the Orlando Sentinel.

Supporters say the 24/7 abstinence-based programs have shown significant reductions in drunken driving and other alcohol- or drug-related offenses such as domestic violence, and have better compliance rates than the interlock devices.

The proposal is the latest salvo in a vendor-driven fight about possibly expanding the use of ignition interlock devices, already used by more than 10,000 Floridians, to first-time DUI offenders. Vendors have pushed that idea over the objections of state highway safety officials.

But instead of adding to the vendors' market share, an amendment added to HB 7005 would lead to the new 24/7 program, thus possibly shrinking the use of interlock devices.

Julie Jones, Florida Department of Highway Safety and Motor Vehicles executive director, who recently lost a court fight to interlock-device vendors, is one of a growing number of driving safety experts who believe the abstinence-based programs are a better way to ensure that repeat offenders clean up their act.

Jones has proposed shifting half of interlock-device users into a 24/7 program and measuring the effectiveness of both programs for five years.

"The current IID [ignition interlock device] program has been very helpful for the treatment of impaired driving offenders. But why limit ourselves to one method that is exclusive to drinking while driving while drugged-driving violations continue to increase?" Jones said recently.

Jones said she was not responsible for the amendment that would give judges the option to impose the 24/7 program instead of the interlock devices, but she did change it so that her department would have to authorize the program.

Barry’s goal!

To provide high quality legal services in a timely fashion. We consider the representation of our clients a privilege and we promise you we will work hard to get the best possible result for you. We welcome the opportunity to discuss how we can help you with no cost or obligation.* Please contact us @ 561-242-9400 or toll-free at 866-452-9400 or e-mail at balmuthlaw@alum.emory.edu

My staff and I welcome you to our Web site .

On this site, there is more information on my education, experience, qualifications, and area of practice as well as links to other informative sites. We hope you will find our site informative and useful.

Attorney

Barry S. Balmuth, P.A.                                    

Centurion Tower-Eleventh Floor *Petroleum Marketing Practices Act Federal (PMPA)

1601 Forum Place, Suite 1101

West Palm Beach, Florida 33401 *Motor Fuels Marketing Practices Act Florida (MFMPA)

Toll free at 866-452-9400 e mail-balmuthlaw@alum.emory.edu

AV RATED FLORIDA BAR BOARD CERTIFIED CIVIL TRIAL AND BUSINESS LITIGATION LAWYER PRACTICING SINCE 1990

Many years of experience in the gasoline industry representing dealers in PMPA matters and franchise disputes!

Barry Balmuth, litigates in eminent domain and can represent you at no cost and help you in obtaining compensation for business damages and for property loss when the government or Barry Balmuth a utility takes a portion of the property on which your station operates for a road project.  Government agencies and utilities must pay full compensation and, in many situations, business damages as well as attorney’s fees and costs when they use the power of eminent domain to acquire property. 

For complete information go to or call toll free at 866-452-9400.

GASOLINE STATION PROPERTY LOANS

Gasoline Retailers Association of Florida has endorsed Evan Rabinowitz ON DECK

a leader in the gasoline industry specializing in small business and

Gasoline station commercial loans.

For more information please contact:

Evan Rabinowitz Direct: 646-405-5944 • Cell: 917-208-6936

e mail-newpartner@

CHOKSHI ACCOUNTING & TAX SERVICES, INC.

Enrolled to practice before the IRS

Prompt and Reliable Services

682 Maitland Ave. *****************Accounting

Altamonte Springs, FL 32701****************Payroll & Income Tax

407-332-8311***********************Electronic Filing

Dinesh Chokshi

Enrolled Agent

Meadowbrook Insurance Group Workers’ Compensation dividend program

The Gasoline Retailers Association of Florida proudly sponsors Meadowbrook Insurance Group as its source for workers’ compensation insurance. Meadowbrook Insurance Group Workers’ Compensation is available to the Gasoline Retailers Association of Florida membership.

For more Information contact: Contact: Meadowbrook Nancy Clay @ (800) 726-9006 or Pat Moricca 407-774-9700.

Gasoline Retailers Association of Florida-Meadowbrook Group Workers’ compensation dividend program has produced a dividend on paid premiums for nine out of the last ten years.

AFLAC

The Gasoline Retailers Association of Florida Inc. proudly endorses AFLAC for all our supplemental insurance into our “Benefit Program”.

Contact; AFLAC Randy Weber 407.908.4262. e-mail dh2_enterprises_inc@us.

General Liability, Property & Underground Gasoline Tanks Insurance

Insurance Recommendations, the last minute policy renewal quotes:

By waiting till the very last minute it will prevent the insured (you) from being able to shop for a lower cost policy. Below are a couple tips to help you get the best deal on insurance.

Liability: At least six weeks before your policy expires, seek out competitive quotes from at least one additional agent/company. You will need to know your current policy coverage and terms to get competitive information. Gasoline Retailers Association of Florida’s / Atkinson & Associates Insurance, Inc. money saving programs and a complete insurance package including Underground Gasoline Tanks to meet your business responsibility.

Contact Curtis Colbert Atkinson & Associates Insurance, Inc.

1537 Brantley Rd Bldg C.

Fort Myers, FL 33907

239-980-1291 cell

e-mail curtis@ website

Health Insurance

For many years we have been searching for a Health Insurance provider to meet the needs for you your family and your employees.

I am pleased to announce the endorsement of as the preferred Health Insurance program provider for the Gasoline Retailers Association of Florida. Low premiums for individual.

For information Contact Curtis Colbert Atkinson & Associates Insurance, Inc.

1537 Brantley Rd Bldg C.

Fort Myers, FL 33907

239-980-1291 cell

e-mail curtis@ website

Department of the Treasury

Financial Crimes Enforcement Network

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FenCEN’s Web site is located at:

FOR IMMEDIATE RELEASE (703) 905-3770

December 4, 2006

FinCEN Announces Launch of FinCEN Updates E-mail Subscription News Service

The Financial Crimes Enforcement Network (FinCEN) today announced the launch of FinCEN Updates – a new, free

e-mail subscription management service designed to keep the financial industry, the media and the public informed of news, rulemakings, advisories and other developments at FinCEN. This new secure e-mail subscription management service permits users to customize their updates, which enables them to receive e-mails related to the topics to which they have subscribed.

FinCEN Updates allows users to choose their subscription preferences. Subscription items include advisories, guidance, news releases, rulings, enforcement actions, and current career opportunities at FinCEN. Users can add or delete subscription items themselves, and have the option to password protects their accounts for increased security. Users can opt to have FinCEN Updates sent immediately, daily, weekly, or monthly to their e-mail accounts or directly to a wireless device.

FinCEN selected the GovDelivery® E-Mail Subscription Management service to monitor designated website content and to send an e-mail to alert subscribers when there is new information posted on FinCEN’s public websites. Subscribers will receive e-mails from the

Financial Crimes Enforcement Network at the address fincenupdates@.

To subscribe to FinCEN Updates, visit FinCEN’s website at or subscribe directly at .

S. O. S.

Safehouse of Seminole Domestic violence is a social issue, which crosses all boundaries and threatens the very fabric of our society. At Safehouse of Seminole, we are dedicated to breaking this cycle of violence through our shelter and community outreach programs. Our crisis line and shelter programs provide victims and their children with the resources they need to begin healing from past and preparing for their future. Believing that education and awareness are vital tools for change, we provide educational programs in Seminole County Schools and other community organizations. 24-Hour Crisis Line 407-330-3933.

Safehouse of Seminole needs your donations

Your contribution to Safehouse may be tax deductible on your annual tax return, as Safehouse is an organization of the type described in section 509(a)(1) and 170(b)(A)(vi) under the Internal Revenue Code. Our registration number is SC-05086.

Safehouse of Seminole Wish List:

Personal Needs – Bedding Needs – Baby Food & Needs -- School Needs – Grocery/Kitchen/Cleaning Needs – Holiday Needs – Miscellaneous Items for everyday Needs!

Contact the Safehouse of Seminole @ 407-302-5220 for a copy of their Wish List.

Please make checks payable to and mail to

Safehouse of Seminole PO Box 471279, Lake Monroe, FL, 32747-1279

Name__________________________________Telephone_______________________

Address_______________________________________________________________

City______________________State_________________________Zip______________

INVESTIGATIVE SERVICES

Corporate Defense Strategies Inc. / Information Research Specialist Inc.

Corporate Defense Strategies / Information Research Specialist provides national and worldwide services. We are a full service private investigation firm that is licensed, bonded and insured. Our principle investigator has over twenty-five years experience in loss prevention and corporate security.  Our investigators are also experts in corporate theft investigations, background checks, interview & interrogations / skip tracing and major asset investigations / judgment recovery.  In addition, CDS is a member of many national investigative associations.

Toll free (888) 361-3800

Fax - (407) 324-9856

e-mail- CDSInvest@

Web Site- Corporate Defense Strategies Inc.

INDEPENDENT DEALER PURCHASING SERVICE

Cars New

Trucks Wholesale For the lowest possible cost of buying and selling your next vehicle; utilize our service to save hundreds to thousands on your next vehicle purchase or lease. No gimmicks or games, IDPS will utilize our network of dealers and work the deal from start to finish. IDPS guarantees a savings to the buyer or there is NO CHARGE. 250 FLAT RATE

If anyone has any R12 Freon in storage,  IDPS Group is paying $15 dollars per pound for R12 Freon virgin or reclaimed any size amounts.

Contact Ken Broudy Office: (407) 324-5422 & (407) 383-9889 Cell E-mail: idpsgrp@

SUPPORT ASSOCIATE MEMBERS WHO SUPPORT OUR ASSOCIATION

*Newsletter (407) 774-9700

*Help Line Pat Moricca (407) 774-9700

*Attorney Barry S. Balmuth Toll free (866) 452-9400

*Meadowbrook Insurance Group Workers' Comp. Dividend Program Contact: Meadowbrook

*Meadowbrook Employment Practices Liability Insurance (EPL) @ (800) 726-9006 ex 5325

*Health Insurance contact Curtis Colbert (239)-980-1291 cell

*Property & Casualty Liability Curtis Colbert (239)-980-1291 cell

*Underground Storage Tank Insurance Curtis Colbert (239)-980-1291 cell

*Chokshi Accounting & Tax Services, Inc. Dinesh Chokshi (407) 332-8311 Fax (407) 332-7111

Gasoline station commercial loans Evan Rabinowitz Direct: (646)-405-5944 • Cell: 917-208-6936

*ATM EXPRESS contact: Linda Stewart or Keith Howard Toll Free (888) 600-4368

*RPM Inc. Receipts-Printing-Marketing Bill Page (727) 443-1442 (800) 398-0987

*AFLAC Contact Randy Webber (407) 908-4262

GASOLINE SUPPLIER

Lewis & Raulerson, Inc.

P. O. Box 59

Waycross, Georgia 32502

Florida: Ryan Firth

561-756-5203

912-283-5951 Office

Gasoline Retailers Association of Florida

Welcomes All New Members

Membership Does Not Cost, It Pays

Consumer Advocates, LLC

Amy Cottrill, Owner

Titilayo “T” Cogdell, Manager

321-352-0607

941-773-8758

E mail acottrill4@

A Medwaiver provider for companion, respite, PCA and in home support services. "Our passion is to help individuals with disabilities and the elderly".

Serving Seminole, Orange, Osceola and Brevard.

For information contact: Amy Cottrill or Titilayo “T” Cogdell @ 321-352-0607 or 941-773-8758

Down Syndrome Association of Central Florida

The Down Syndrome Association of Central Florida is the leading voice for individuals with Down syndrome and their families. We offer hope, encouragement and acceptance through advocacy, education and awareness so that each may realize their potential as members of our community.

For information, 407-540-1121 web site

Altamonte Springs Special Needs Cheerleading - Sparklers

Through successful sports training and competition, City of Altamonte Springs Special Needs Cheerleading - Sparklers develop physically, socially, and physiologically. The positive experiences the athletes have and ongoing, City of Altamonte Springs Special Needs Cheerleading - Sparklers programs builds confidence and self image, which carries over into all aspects of their lives.

Altamonte Springs Sparklers information

contact Ranwa Nin El-khoury C(407)929-7254 W(407)571-8814 F(407)571-8809

St. Mary Magdalen Catholic Church

Altamonte Springs Florida

A Unique Stars Theatre Program

‘Angels Among Us’

Presents

The Best Of

‘Angels Among Us’

With Unique Special Angels of all Ages

Cast:

Lisa Cioffi - Frank Corso

Produced and Directed by

Elsie Doughty

A must-see!

For information, please contact

Elsie Doughty @ (321) 948-4998 or

Pat Moricca @ 407-774-9700

‘Angels Among Us’ shows have received GREAT REVIEWS. Comments from people; I never saw any performance like it; I was moved by the special angels; Everyone should see the show; It brought tears of joy to my eyes; It is a heart-warming experience that makes you feel better as a human being; A classic and much more.

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$100____other____

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