Loan Review Best Practices - Indiana Bankers

Fees & Locations

The following fees include the program, materials, continental breakfast, lunch and refreshments:

$225 IBA Member $155 Each Additional IBA Member $450 Non-Members

This seminar will be held on Thursday, April 21, 2016 at the IBA Center for Professional Development, 6925 Parkdale Place, Indianapolis, IN 46254.

Agenda

8:30 a.m. 9:00 a.m. 12:00 Noon 1:00 p.m. 4:00 p.m.

Registration & Continental Breakfast Program Begins Lunch (included) Program Resumes Program Adjourns

Special Accommodations

The IBA is committed to providing the best education in the best facility possible. To that end, we strive to accommodate any special needs bankers may have while attending our programs. If you need special accommodations or have dietary restrictions, please let us know.

Confirmation / Cancellation

The IBA will send confirmations as requested for its programs. Please check the appropriate box & include a fax number on the registration form. If you have questions, contact Elizabeth Kilty at the IBA Office, 317-387-9380 or via email at ekilty@.

Within three or more business days prior to the day of an educational program, no cancellation charge will be assessed. Within two days prior, 50% of the fee is assessed. Refunds are not provided for cancellations the day before or absences on the day of the program. Substitutions are welcome at anytime.

Non-Profit Org. U.S. POSTAGE

PAID Indianapolis, IN Permit No. 221

IBA Foundation Inc. 6925 Parkdale Place Indianapolis, IN 46254-4673 Mailing Address Information If the addressee listed on this brochure is no longer employed at the bank or the mailing address is incorrect, please update the information on our website at or contact Michelle Long at 317-387-9380, or email: mlong@

Seminar

In the seminar, we will outline the common loan review shortfalls and provide best practices to enhance your program.

- Attend this IBA Seminar -

Loan Review Best Practices

Thursday April 21, 2016

IBA Center for Professional

Development

Indianapolis

Register Online



Program Overview

Loan Review is a key component of your bank's credit risk management program. Whether the loan review is completed in-house or outsourced, it is a function bank management relies on to independently manage credit risk. Loan Review should not be merely an after-the-fact, loan-by-loan review, but a process to detect weaknesses in the various levels of an institution's credit initiation, underwriting, and classification. In the seminar, we will outline the common loan review shortfalls and provide best practices to enhance your program.

Who Should Attend

This is designed for credit analyst and loan officers tasked with annual review duties. Internal audits, loan review personnel, credit officers, and senior lenders.

Meet Your Presenter

Ancin Cooley, is the Founder and Pr incipal of Synergy Bank Consulting, Inc. Synergy provides a range of risk management services to financial institutions, which include loan reviews, CECL Preparation, internal audits, SBA Audits/ Process Development and strategic planning. As principal, Ancin manages a growing portfolio of clients throughout the United States. He brings more than 10 years of experience to the industry. Ancin honed his skills while working as an regulatory examiner for the US Treasury. As examiner, he performed safety and soundness examinations for community and mid-size institutions ranging from $100 million to $8 billion in total assets. After leaving regulatory work, Ancin worked for a regional accounting firm where he led internal audits, as well as loan and pre-regulatory examiner reviews. Ancin currently is one of the lead BAI Loan Review exam graders.

Topics To Be Discussed

Key elements of an effective loan review system

Regulatory expectations for loan review Common loan review mistakes Loan best practices (i.e. effective targeted

reviews) Involvement in the Workout process and

decisions impacting ALLL Entity level reviews of centralized functions

(e.g. appraisal, workout, OREO) Loan review's role during a regulatory exam CECL Preparedness Stress Testing Process Review Appraisal Process Review HELOC Portfolio Review Risk Appetite

Monitoring

TAKE-AWAY TOOLKIT Example line sheets Example report formats Example stress testing policies

Workshop Style Activities

Case studies/role play scenarios Assign an appropriate loan classification/

disposition Identify administration weaknesses on

individual loans Prepare an appropriate loan write-up Prepare for and conduct a loan discussion

Loan Review Best Practices

(Dept. 33)

Please type or print legibly.

Copy this form for additional participants.

__________________________________________

Name

__________________________________________

Nickname for Badge

__________________________________________

Bank/Firm

__________________________________________

Address

__________________________________________

City/State/Zip

__________________________________________

Phone

Fax

__________________________________________

Emergency # (In case of bad weather, etc.)

__________________________________________

E-Mail

Fees $225 each IBA Member $155 Each Additional IBA Member $450 each Nonmembers

Participation in IBA programs is limited to members, associate members, and nonmembers from an eligible membership category at applicable member or non-member rates.

Payment Information

Total payable to the IBA Foundation, Inc.

Check Enclosed VISA MasterCard

__________________________________________

Account Number

Exp. Date

Confirmation Fax a map & list of Hotels

Return this form to: IBA Foundation Inc. 6925 Parkdale Place Indianapolis, IN 46254-4673 317-387-9380 Fax: 317-387-9374

Register online:

 ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download