First home buyer s guide.

First home buyer's guide.

Here to help bring your first home closer.

Contents.

Preparing to buy.4

Understanding home loans.6 Saving for a deposit and upfront costs.9 Know your budget. 13 Researching the market. 14 Approval in principle. 15

Ready to buy. 16

Research the property. 18 Pre-purchase considerations. 19 Choosing the right home loan.20

Buying your property. 21

Making an offer. 23 Finalise your finances. 24 Ahead of settlement. 25 Settlement. 26

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Preparing to buy.

You've made the big decision to buy your first home. Now what happens? Preparing yourself with the right information is the first step towards buying your dream home.

Our Home Finance Managers are here to help you every step of the way. From helpful tips for saving your deposit to understanding how much you can borrow and what your repayments could be. They can also help you understand what you need to consider when looking for a property, what happens when you find the one, and what to expect through the settlement process.

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