New Jersey Car Registration

[Pages:25]New Jersey Car Registration

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Bonus

Features

Congratulations on your 60-day Roadside Assistance membership

When out on the road, you will know that you are covered and protected by an organization that cares about the safety of you and your family. Our customer service representatives respond quickly to provide you the best service and protection available anywhere.

24-Hour Emergency Roadside Assistance Benefits Customers are covered for emergency road service throughout the U.S. and Canada.

24-Hour Towing Service Customers are entitled to emergency towing service at no out-of-pocket cost for any tow up to 75 dollars. One service per seven days, two services per contract. Extended distance will be an additional expense covered by the customer.

24-Hour Mechanical First Aid Customers are entitled to any service requiring minor adjustments (exclusive of parts) to enable a disabled vehicle to proceed under its own power, where available.

24-Hour Tire Change Service Customers may have their tire changed with their inflated and functional spare tire.

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24-Hour Emergency Delivery A service truck will deliver emergency supplies of gasoline, water, oil or other necessary supplies. Customers pay only for the cost of the supplies.

24-Hour Emergency Battery Service Customers are covered for battery boosts and minor adjustments to alternators, starters, etc. while on the road.

24-Hour Lost Key Service If keys are locked inside a customer's vehicle, the customer will be assisted in gaining entry to the vehicle's passenger compartment only. Locksmith services may be dispatched as needed at the customer's expense for labor and key making.

Rental Car Discounts Customers are entitled to take advantage of our rental car discount codes and pre-negotiated group rates, which are honored at thousands of locations throughout the U.S. and abroad.

Map Routing Service We will, at no charge, provide customers with a four-color mapping and travel route information to destinations they specify.

Theft And Hit & Run Protection A $500 reward is offered for information leading to the arrest and conviction of anyone responsible for Hit & Run damages or stealing customers' vehicles. Whenever you travel, you will like the secure and confident feeling of knowing that you are protected by NSD's Roadside Assistance. Fast response and excellent service are just two reasons why millions of motorists rely on NSD's Roadside Assistance for on-the-road protection.

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Keeping You Safe Mile After Mile

Once your purchase is processed, you will receive an email with the information you need to start your 60-day Roadside Assistance membership.

CONGRATULATIONS! Redeem Your $25 Gas Card Online

Follow the link in your confirmation email to start redeeming your $25 Gas Coupon. *PLEASE SAVE ALL THE INFORMATION FOR YOUR RECORDS. You will use your log in information throughout the course of your complimentary gas membership.

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Table of

Contents

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Vehicle

Registration

Getting a vehicle is always an exciting adventure. It doesn't matter if it is your first car or if you have already owned many vehicles in the past, making the decision to purchase a car is a big step, and it must be given careful consideration to avoid any inconveniences.

Whenever you purchase a car, whether it is new or used, it must be registered through New Jersey's Motor Vehicle Commission to be legally driven in the state. Additionally, when you change your residential address from one state to another, you have to follow the proper procedure to successfully transfer your registration. The entire process may seem very complicated, but it doesn't have to be. The Road Advisors will guide you through each step of your path towards registering your vehicle. You will also learn how to transfer your registration from another state and how to renew your vehicle registration even when you are out of state. The Road Advisors will help you prepare all the documents and forms you need to register your car. Just sit back and relax while we guide you towards getting your vehicle registration. Page 6 | Car-

Registration

Insurance Requirements

Before you start the whole registration process, you should know that every car in New Jersey is required to have liability insurance in order to be legally driven on any NJ road or highway.

This is vital since you must carry proof of it at all times and you may be requested to show it by a law enforcer or if you have a traffic accident. Furthermore, you will definitely need proof of insurance in order to register your car or renew your registration. Why do you need insurance? The New Jersey Motor Vehicle Commission (MVC) needs to ensure that you are protected in case you are part of an accident that may cause injuries, damages or death.

Tip

Check the Department of Banking and Insurance website for information about the different insurance coverages.

There are three types of coverage required in New Jersey:

Liability insurance: It covers others for damages caused by you in case you are responsible for an accident. This can be in the form of bodily injury liability or property damage liability coverage. However, property damage liability is required while bodily injury liability is provided as an option. Property damage liability insurance must cover no less than $5,000 per accident.

Personal injury protection (PIP): It covers medical expenses for you or others in case you or any other driver covered by your policy is injured in a car accident. It is commonly known as No Fault Coverage, because it covers your medical expenses regardless of whether you were or were not at fault. The minimum coverage is $15,000 per person, per accident.

Uninsured motorist coverage: It protects you in case you have an accident with someone who is not properly covered by insurance. The minimum coverage amount is determined by your property damage liability coverage.

If you are caught driving without insurance, or without the minimum coverage required, you will be subject to receiving a traffic violation, additional fines and possibly even suspension of your driver's license.

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Registering Your

Vehicle in New Jersey

Congratulations! If you are reading this it is because you are just about ready to use your new car for the first time, and you are only one step closer to being able to freely drive it on any NJ street.

No matter if your car is new, used or if you are out of state or on active duty, here you will find all the information you need to register you vehicle. Simply gather some documents, stick to the following steps according to your specific situation and you will have your registration in no time.

Important dates or timeframes You have 10 days to register a new vehicle after you buy it.

Register a New Vehicle

Usually, if you bought your new car at a dealership, you will not have to worry about titling and registering since the dealership must take care of that process. Therefore, the dealership will submit most of the required documentation to the MVC. You also have the option to transfer your registration from a previous vehicle you owned to your new vehicle and still use the same license plates. Click here to see the various registration and title fees for vehicles in New Jersey.

Drivers who own new passenger vehicles are required to enroll in the Four-year Accelerated Registration Program. This program requires vehicle owners to pay the full registration fee for a four-year period. Drivers who have leased vehicle must pay the registration fee for the full term of the lease. If a lease term extends beyond a normal calendar period (for example, a lease may last 38 months

instead of 36 months), then the lessee is required to pay for the next full year's registration.

Tip

A vehicle is considered new in New Jersey if it has never been titled before except for the dealer.

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