Now Is The Best Time Purchase A New Home or Refinance Your ...

September 2015

Now Is The Best Time Purchase A New Home or Refinance Your Current Mortgage!

Limited Time Only Contact Our Mortgage Specialist Sarah, to apply or for more information!

20-Year Fixed Rate Loan at

3.75% (3.855 APR*1)

OR

10-Year Fixed Rate Loan at

3.25% (3.25APR*2)

$750 Closing Cost

Credit!

No Closing Costs!

614.340.1523 1.866.628.6446 ext. 442

smason@

*1 APR=Annual Percentage Rate. $750 closing cost credit based on a 20-year 1st position mortgage refinance with an 80% or less loan to value, owner occupied, 1-4 family primary residence with approved credit/collateral and a minimum loan amount of $40,000. Other restrictions may apply. Prepaid s and title insurance are not included. With an interest rate of 3.75% the APR on a $120,000 loan is 3.855%. Closing costs vary with other loan programs and typically range from $2,300-$2,500 plus prepaids and title insurance. Rates, terms, and conditions are subject to change without advance notice.

*2 APR=Annual Percentage Rate. No Closing Cost based on 1st position mortgage with a 65% or less loan to value, owner occupied 1 -4 family primary residence with approved collateral with a credit score of 740 or higher. Other rates apply for lower credit score or higher loan to value. Act ual closing cost reimbursed to Education First Credit Union if loan is paid off within 3 years of loan origination. Rates, terms, and conditions are subject to change without adva nce notice.

Member Appreciation Day-- You're The Guest of Honor!

German Village Office Friday, September 25, 2015

Meet The Staff Take advantage of loan

& savings specials Enjoy Refreshments

See You There!

Private Student Loans Are Available!

The Credit Union Student

Choice Loan Program can help

fill the funding gap that federal

aid may leave behind.

To apply, visit our CU Student Choice website at: educu. or call 1-866-465-2171.

Our Rates Are Better

Visa Platinum Credit Card Rates As Low As 8.99% APR*

A Visa Platinum Credit Card From Education First CU comes with many moneysavings benefits:

Low Minimum Payments Fast, Easy & Free Application Mobile Banking Online Statement Viewing Online Payment Options No Balance Transfer Fee--

limited time only! No Annual Fee

Contact Us Today--applying is easy: call, click or visit!

Education First CU is excited to offer you, our member, exclusive discounts and benefits on products and services you use every day.

Start saving today at .

*APR=Annual Percentage Rate. The rate is calculated by adding 5.74% APR to the Prime Rate. As of August 1, 2015 the Prime Rate was 3.25%. Rate and term are subject to change at any time and without advance notice. See Visa Platinum benefits for terms, conditions and exclusions. Offer is subject to credit approval. Some restrictions may apply.

We're Here For You!

Go Online:



Call Us:

614-221-9376 / 1-866-628-6446

Visit A Branch: 501 W. Schrock Rd. Suite 100, Westerville, Ohio 43081 399 E. Livingston Ave., Columbus, Ohio 43215 380 Granville St., Gahanna, Ohio 43230

Board of Directors:

Robert Secrest--Chairperson Barbara Overholser--Vice Chairperson Geno Moro--Treasurer Ezetta Murray--Secretary Henry Bland--Director Lou Ann Carman--Director Julie Didlick--Director Irma Turner--Director

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