As of December 16, 2016 CONSUMER LOANS APRs1,2,3 $1,000 1 ...

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CAR, LIGHT TRUCK, SUV, VAN -- NEW

2016-2017 model years up to 100% financing plus tax

APRs1,2,3 Cost per start at $1,000

up to 36 months up to 48 months up to 60 months up to 72 months up to 84 months

1.70% 1.70% 1.99% 2.75% 3.99%

$28.51 $21.56 $17.52 $15.08 $13.66

CAR, LIGHT TRUCK, SUV, VAN -- USED

2014-2017 models up to 100% financing plus tax

up to 36 months up to 48 months up to 60 months up to 72 months up to 84 months

1.70% 1.70% 1.99% 2.75% 3.99%

$28.51 $21.56 $17.52 $15.08 $13.66

2011-2013 models up to 100% financing plus tax

up to 36 months up to 48 months up to 60 months

2.25% 2.25% 2.50%

$28.75 $21.80 $17.75

up to 90% financing plus tax

up to 72 months up to 84 months

2.99% $15.19 4.25% $13.78

2010 and earlier model years up to 90% financing plus tax

up to 36 months up to 48 months up to 60 months

3.99% 4.50% 4.99%

$29.52 $22.80 $18.87

LOAN RATES

Vehicle & Consumer

CONSUMER LOANS

Boat

(48 to 72 months)

Holiday/Vacation

(up to 24 months)

Motorcycle

(48 to 84 months)

Recreational Vehicle

(48 to 72 months)

Personal

(12 to 84 months)

Peace of Mind

(up to 72 months; available for 60 days after joining the Credit Union)

As of December 16, 2016

APRs1,2,3 start at

5.99% to 6.25%

Cost per $1,000

$23.48 to $16.69

7.50%

$45.00

3.99% to 4.75% $22.57 to $14.02

5.75% to 5.99% $23.37 to $16.57

8.50% to 11.25% $87.22 to $17.25

9.70%

$18.37

Main Shared Secured Overdraft Protection

CREDIT CARDS

Visa Platinum or Visa Gold Purchases Platinum Gold Classic

APR1,4,5

3.10% 13.75%

APRs5 Start At

9.99% 10.99% 11.99%

Cash Advances

Platinum Gold Classic

APR4,6

8.74% 8.74%

8.74%

1.70 Vehicle

Rates as low as

Loans

%

APR1

1 The annual percentage rate (APR) quoted is accurate as of the date printed above, reflects a 1% APR discount for direct deposit of net pay, Social Security and/or pension benefits coupled with automatic payment from an RTN FCU account, is subject to change, and replaces all previously quoted APRs. The APR you will receive ? with the exception of the Holiday Loan ? is based on your credit score. These offerings are for a limited time and may be withdrawn or changed at any time without notice. Minimum monthly payment: $50. Loan example: A $1,000 vehicle loan at 1.70% APR for 48 months has a monthly payment of $21.56.

2 Minimum loan amount: $750 except personal loans of 72 months or more, minimum is $7,500. Maximum loan amounts: 2011 ? 2017 vehicles: $100,000; 2010 and older vehicles: $20,000; Boat: $60,000; Holiday and Vacation: $2,500; Motorcycle:

$50,000; RV: $60,000, Personal: $20,000; Peace of Mind: $12,500; and Overdraft Protection: $5,000.

3 Vehicle loans require $50 vendor single interest policy.

4 Non-credit score based APR.

5 Rate subject to change after consummation, and is based on creditworthiness

6 Variable rate based on the prime rate as published in The Wall Street Journal on the statement cycle date.

Contact Member Services at 800-338-0221, Option 1 or info@ for more information.

Equal Opportunity Lender

Federally insured by NCUA to $250,000 per account by ownership type

RTN Federal Credit Union

Contact Member Services at

800-338-0221, Option 1 or info@

for current APRs and details on our financial products.



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