News STATE HIGHWAY PATROL FEDERAL CREDIT UNION

[Pages:4]DEC 2018

newsFLASH STATE HIGHWAY PATROL FEDERAL CREDIT UNION

1900 Polaris Pkwy ? Suite 400 ? Columbus, OH 43240 ? PH 614.431.0784 ? TOLL-FREE 800.282.3006 ? FAX 614.431.1158 ?

Don't Be Left Out in the COLD...

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SPECIAL YEAR-END BLOWOUT!

AUTO LOANS ? RV LOANS ? BOAT LOANS ? MOTORCYCLE LOANS

Purchase a new or used Auto, RV, Boat, Motorcycle OR switch your current loan from another lender to The State Highway Patrol Federal Credit Union and share in the savings!

? No Application Fee ? No Early Payoff

Penalties ? Fast Approval ? Purchase or Refinance

It's never too late to save money on your Auto, RV, & Boat loans at

THE STATE HIGHWAY PATROL FEDERAL CREDIT UNION!

Get Pre-Approved Today for more Buying Power!

Switch your current Auto, RV, Boat, or Motorcycle loan from another lender to The State Highway Patrol Federal Credit Union and share in the savings too!

REMEMBER, when you pay just a few extra percentage points on your loan it's like paying thousands of dollars more for your Auto, RV, & Boat!

Rates As Low As:

NEW Vehicles & Motorcycles

3.19 %*

up to 72 months

USED Vehicles & Motorcycles

3.99 %*

up to 72 months

NEW Boats, RVs & ATVs

4.39 %*

up to 72 months

USED Boats, RVs & ATVs

5.39 %*

up to 72 months

*"As Low as Rates" based on credit score, credit qualifications, and approval. Rates will be determined by actual credit score. Other rates and terms are available. Terms requested over 72 months will revert back to the current rate for that term. This offer is available for a limited time only, 11/01/18 through 01/31/2019. Rates, terms, and conditions may apply and are subject to change without notice. This loan special does not apply to existing SHPFCU loans. APR= Annual Percentage Rate. Some restrictions may apply. Must be

eligible for membership or be an existing member to apply, membership is required. Example payment for a New Vehicle & Motorcycle, $20,000, 72 months @ 3.19%= $306.00 approx.; New Boat, RV, or ATV, $20,000, 72 months @ 4.39%= $317.00 approx. Example payment for a Used Vehicle & Motorcycle, $20,000, 72 months @ 3.99%= $313.00 approx.; Used Boat, RV, or ATV, $20,000, 72 months @ 5.39%= $326.00 approx. No additional discounts may apply with the Year End Auto Special..

Federally Insured by NCUA

CONNECT WITH US! Like us on Facebook or follow us on Twitter, Instagram or LinkedIn to connect with your SHPFCU.

STATE HIGHWAY PATROL FEDERAL CREDIT UNION ?

Wrap Up Your Holiday

Expenses

KICK OFF 2019 RIGHT!

It's Quick & Easy with a State Highway Patrol Federal Credit Union VISA?

Rates as Low as

8.99% APR* Up To $10,000

Now that the holidays are over, your State Highway Patrol Federal Credit Union can help you WRAP UP all your holiday season expenses and begin the New Year with our FIXED RATE VISA? Classic credit card.

No Annual Fee ? Limits up to $10,000 No Application Fee ? Rewards Options Available No Balance Transfer Fee ? 25-day Grace Period for Purchase

You can lower your rates today, and pay off all the balances of your high interest, variable rate retail credit cards with a lower rate and pay off debt FASTER! APPLY TODAY! Call (614) 431-0784 0r Toll Free (800) 282-3006

*APR = Annual Percentage Rate. As low as rates are based on credit history, credit qualifications and approval.Annual rate will be determined by actual credit score. Classic Credit Card Plan rates are based fixed and will not increase while the plan is open. Plans are not subject to a yearly fee for the ability to use the card. Plans are not subject to a fee if balance from another credit union plan is transferred to the SHPFCU plan. Grace period is at least 25 days after the close of each billing cycle. No interest will be charged on purchases if the entire balance is paid by the due date each month. Finance Charges accrue immediately on cash advances on the plan. Plan limits for the Classic card range rom $750 to $10,000. Rates, terms, and conditions apply and are subject to change without notice. Membership is required. See for full credit card disclosure.

STATE HIGHWAY PATROL FEDERAL CREDIT UNION ?

Don't Hesitate...

Consolidate & SAVE!

Lower your rate today and pay off your high interest credit cards with a Debt Restructure Loan from The State Highway Patrol Federal Credit Union.

It's Quick and Easy. Our Debt Restructure Loans include Fixed Rates as Low as 10.99% APR.

After the holidays is a perfect time to manage and improve your finances for the new year, in one simple step.

You'll pay off all those high interest credit cards and loans and replace them with one, single lower monthly payment that fits your budget and will actually eliminate your debt faster! Remember when are paying extra percentage points on your current loans and credit cards with other financial institutions, it's like paying hundreds or even thousands of dollars extra over the life of your loan. Don't Hesitate... Call Today (614) 431-0784 Toll Free 800-282-3006 or visit us online at

Annual Meeting Announcement

The State Highway Patrol Federal Credit Union Annual Meeting will be held on Tuesday, March 19, 2019

at 5:45 pm at our main office location; 1900 Polaris Pkwy, Suite 400 Columbus, Ohio 43240 The open board seats for the 2018 Annual Meeting are:

District 2, District 4, District 9, At Large, and Retiree

Scholarships start January 1st

Must be postmarked by March 31, 2019.

Applications can be found on our website or from one of our offices.

A LETTER FROM THE CEO ? Becky J. Landis

One of the greatest benefits of working for the State Highway Patrol Federal Credit Union is being a member. I use the products and services that we offer and have confidence in the employees around me to provide excellent member service. I know they will make every effort to assist you in all your financial needs. I am proud of our team and how hard they work...to help you. The strategic focus for 2019 is, "Keep Our Purpose Constant". You are our purpose and we will strive to fulfill that focus every day.

As we look forward toward 2019 with great confidence and enthusiasm, we wish you the best for the New Year and I want to sincerely thank you for your trust in the State Highway Patrol Federal Credit Union.

Sincerely, Becky J. Landis, CEO State Highway Patrol FCU

STATE HIGHWAY PATROL FEDERAL CREDIT UNION ?

HOLIDAY SCHEDULE

Office will be closed

December 25, 2018 Christmas

v

January 1st, 2018 New Year's Day

v

January 21st, 2019 Martin Luther King Jr. Day

v

February 18th, 2019 Presidents' Day

v

The State Highway Patrol Federal Credit Union will reopen with regular hours the following business day. You can access your account information thru the audio response along with online banking, mobile banking and your ATM debit card.

SHPFCU

To go!

*Message and data rates may apply. AndroidTM is a trademark of Google, Inc. iPhone? and iPad? are registered trademarks of Apple, Inc. App StoreSM is a service mark of Apple, Inc.

With our mobile app you can do your banking from anywhere at anytime 24/7, Plus:

? Deposit Checks with Remote Deposit Capture

? View Real-Time Balances ? Transfer Funds ? Obtain Account Balances ? Review Transaction History ? Pay Bills using BillPay?

CALL 614-431-0784 OR TOLL-FREE AT 800-282-3006, Stop by the Credit Union Office or Visit Online and we will show you how to use Remote Deposit Capture.

BENEFITS OF MEMBERSHIP FROM SHPFCU:

Members Save Up To $15 on TurboTax, the Tax Software That Has You Covered

This year, get your biggest possible tax refund ? without leaving your living room. TurboTax, the #1 bestselling tax software, is up to date on the latest tax laws and guarantees 100% accurate calculations, so you can be confident your taxes are done right and get your biggest possible refund. And, as a credit union member you can save up to $15 on TurboTax this tax season. To access the member discount, click on the TurboTax web banner located on our credit union's website. Start today and save!

? Searches over 350 deductions. TurboTax finds every deduction and credit you qualify for, so you don't miss a thing.

? Get a head start on your taxes. Snap a photo of your W-2 or import it into TurboTax from over 1 million companies. Either way, you'll save time and get a jump start on your tax return.

? Expert review of your return. With TurboTax Live, you can have a live CPA or EA by your side to answer questions and review your tax return.

Visit for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2018. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.

THIS YEAR WE'RE ADDING SOME HAPPY TO THE HOLIDAYS.

State Highway Patrol FCU members get $100 per line in cash rewards for every new line activated with Sprint? -- and, for a limited time, this offer is available for unlimited lines. Plus, you'll receive $100 in loyalty cash rewards every year.

ALREADY A SPRINT CUSTOMER? Current customers can take advantage of the $100 loyalty cash rewards offer every year starting one year after program enrollment.

C'mon and get happy! Sign up today to enjoy the benefits of credit union membership with Sprint's best Credit Union Member Cash Rewards offer EVER! Become a Sprint customer. Register at SprintRewards Allow up to six to eight weeks to see cash rewards directly

deposited into your credit union account.

Take advantage of this limited time offer today! Visit Happy to learn more.

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