BUDGETING GUIDELINES - FHCI Career Studies
BUDGETING GUIDELINES
UTILITIES ($ per month)
Heat:
➢ For small apartment $80
➢ For large 2 bedroom apartment or small house $130
➢ For larger home $200
Light:
➢ For small apartment $50
➢ For large apartment or small house $80
➢ For larger home $150
Telephone:
➢ Basic service $35
➢ With extra services $50
➢ Each extra phone $15
MAINTENANCE ($ per month)
For renters $40
For small house $50
For larger home $100
GROCERIES ($ per month)
Per ADULT:
➢ Thrifty plan (very careful shopping, no frills) $120
➢ Low cost plan (everything from scratch, $160
1 or 2 treats per week)
➢ Moderate plan (more variety and more treats) $220
➢ Luxury plan (whatever you like, including $300
convenience, and specialties)
Per CHILD:
Up to 2 years
➢ Thrifty plan $80
➢ Moderate plan $100
Up to 6 years
➢ Thrifty plan $100
➢ Moderate plan $130
Per CAT $20
Per DOG (Small) $30
(Large) $60
CLOTHING ($ per month)
Per ADULT:
➢ Thrifty plan (shopping at second hand stores) $40
➢ Moderate plan $80
➢ For high-visibility occupations $120
Per CHILD:
Up to 2 years $30
Up to 6 years $50
TRANSPORTATION ($ per month)
Gas $75
Oil change $10
Repairs (New) $70
(Used) $100
Parking $40
INSURANCE ($ per month)
Car insurance $175
Home insurance $50
Renter’s home insurance $35
Basic life insurance (per ADULT) $80
MEDICAL AND DENTAL ($ per month)
Basic medical / dental (per ADULT) $100
(per CHILD) $30
PERSONAL SPENDING ($ per month)
Per ADULT $20
Per CHILD $10
Per ADULT (in high-visibility occupation) $40
VACATIONS
Resort Holiday (per person) $1000 / week
Camping Holiday (per person) $100 / week
MISCELLANEOUS
Most working people spend at least $100 per month
on coffees and snacks.
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