Home Buying Question Checklist - Money Smart CBI
FDIC Money Smart Your Own Home ? Study Aid for Adults
Home Buying Question Checklist
If you would like, print this study aid for future reference. Am I ready to buy a home?
1. Do I have a steady source of income? 2. Have I received this income on a regular basis for at least the last 2 or 3 years? 3. Do I have a credit history? (This refers to whether you have ever borrowed money for
any purpose.) 4. Do I have a good record of paying bills and other debts? 5. Will I be able to make the mortgage payment every month, plus handle additional costs
for taxes, insurance, maintenance, and unexpected repairs, plus pay my other bills? 6. Do I anticipate moving within the next few years? 7. Do I have money saved for a down payment and closing costs?
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