Underwriting and Cash Flow - Small Business …
Debt Service Coverage Ratios •Applicant’s debt service coverage ratio (OCF/DS) must be equal to or greater than 1.15 on a historical and/or projected cash flow basis and 1:1 on a global basis. •OFC Operating Cash Flow = EBITDA •DS Debt Service = the future required principal and interest payments on all business debt inclusive of new ... ................
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