CENTRAL CT CHAMBERS OF COMMERCE - Central CT …



Archived COVID-19 InformationColin Cooper, Chief Manufacturing Officer for the State of Connecticut:?Click here for our Zoom conversationAccess Password:?1h&=*293Gary Havican, Hospital of Central Connecticut:?Click here for our Zoom conversationAccess Password:?6k.$&b1BSteve Lewis, Thomaston Savings Bank:?Click here for our Zoom conversationAccess Password:?2Z???15i?Kurt Barwis, Bristol Health:?Click here for our Zoom conversationAccess Password:?4f@*+Q?9Cierra Green of PYVOT:?Click here for our Zoom conversationAccess Password:?5r$aLRsa?Matt Pugliese of the Connecticut Small Business Development Center:?Click here for our Zoom conversationAccess Password:?C2=81p3UJoe Brennan of CBIA:?Click here to view our Zoom conversationAccess Password:?x4!y0?&.Town of Burlington First Selectman, Ted Shafer:?Click here to view our Zoom conversationAccess Password:?g4^3133SMain Street Community Foundation and United Way of West Central Connecticut:?Click here to view our Zoom conversation?Access Password: j9!=!*@sTown of Farmington, C.J. Thomas and Rose Ponte:?Click here to view our Zoom conversationTown of Wolcott Mayor, Tom Dunn:?Click here to view our Zoom conversationTown of Plymouth Mayor, Dave Merchant:?Click here to view our Zoom conversationCity of Bristol Mayor, Ellen Zoppo-Sassu:?Click here to view our Zoom conversationGovernor & DECD Conference Call Replay Link:? by AdvanceCT: Governor Lamont and DECD Commissioner David Lehman to hold Conference Call Thursday, March 19th from 1:00 - 2:00 p.m.AdvanceCT is working diligently with others to do whatever it possibly can to help Connecticut get through the COVID-19 crisis.??In that regard, we have two specific actions to report, both of which involve YOU.First,?the Department of Economic and Community Development has scheduled a?conference call on Thursday, March 19th from 1:00 to 2:00 p.m., open to all businesses, chambers of commerce, stakeholders and other in-state partners. On this call, Governor Ned Lamont and DECD Commissioner David Lehman will share how the state is responding to the economic dimensions of this crisis.?Call details are below.Thursday, March 19, 20201:00 to 2:00 p.m.Dial in:? 1-888-456-0356Passcode: 2802806#?Second,?click here to link?to a business survey that we have put together in partnership with DECD and CBIA.??Our goal is to provide feedback to the state and policymakers regarding how Connecticut businesses are responding to the COVID-19 crisis.??By having a “finger on the pulse”, the state can modulate its response, track business sentiment towards the crisis and prioritize initiatives.I urge you to take the time to complete this short, (12-question)?survey and share it with other Connecticut?businesses.?The more responses we have, the more meaningful the data.??We will leave the survey open?so that we can track progress and hear the business community’s feedback on the crisis over a period of time.? The results of the survey will be made public.We strongly encourage you to participate in both the conference call and the survey.??We will get through this challenge with your help!Best,Peter DeniousPresident & CEOComcast Opens Xfinity WiFi Network Nationally for Free, Offers Unlimted Data for Free, Confirms its Commitment to Connecting Low-Income FamiliesOn the heels of?offering new, low-income Internet Essentials customers two months of free internet and raising the speed of that program’s service to 25/3 Mbps, Comcast today announced additional steps to help ensure people stay connected to the Internet as more schools suspend classes and companies encourage employees to work from home due to the Coronavirus.“During this extraordinary time, it is vital that as many Americans as possible stay connected to the internet – for education, work, and personal health reasons,” said Dave Watson, Comcast Cable Chief Executive Officer. “Our employees also live and work in virtually every community we serve, and we all share the same belief that it’s our Company’s responsibility to step up and help out.”Comcast is taking steps to implement the following new policies for the next 60 days, and other important initiatives:Xfinity WiFi Free For Everyone:?Xfinity WiFi hotspots across the country will be available to anyone who needs them for free – including non-Xfinity Internet subscribers. For a map of Xfinity WiFi hotspots, visit?wifi.?Once at a hotspot, consumers should select the “xfinitywifi” network name in the list of available hotspots and then launch a browser.Pausing Our Data Plan:?With so many people working and educating from home, we want our customers to access the internet without thinking about data plans. While the vast majority of our customers do not come close to using 1TB of data in a month, we are pausing our data plans for 60 days giving all customers Unlimited data for no additional charge.No Disconnects or Late Fees:?We will not disconnect a customer’s internet service or assess late fees if they contact us and let us know that they can’t pay their bills during this period. Our care teams will be available to offer flexible payment options and can help find other solutions.Internet Essentials Free to New?Customers: As announced yesterday, it’s even easier for low-income families who live in a Comcast service area to sign-up for Internet Essentials, the nation’s largest and most comprehensive broadband adoption program. New customers will receive 60 days of complimentary Internet Essentials service, which is normally available to all qualified low-income households for $9.95/month. Additionally, for all new and existing Internet Essentials customers, the speed of the program’s Internet service was increased to 25 Mbps downstream and 3 Mbps upstream. That increase will go into effect for no additional fee and it will become the new base speed for the program going forward.News, Information and Educational Content on X1: For those with school-age students at home, we’ve created new educational collections for all grade levels in partnership with Common Sense Media. Just say “education” into your X1 or Flex voice remote. To help keep customers informed, we also have created a collection of the most current news and information on Coronavirus. Just say “Coronavirus” into your X1 or Flex voice remote.24x7 Network Monitoring:?Underpinning all of these efforts, Comcast’s technology and engineering teams will continue to work tirelessly to support our network operations. We engineer our network capacity to handle spikes and shifts in usage patterns, and continuously test, monitor and enhance our systems and network to ensure they are ready to support customer usage. Our engineers and technicians staff our network operations centers 24/7 to ensure network performance and reliability. We are monitoring network usage and watching the load on the network both nationally and locally, and to date it is performing well.For an current overview of everything we are doing for our Xfinity customers, click here.blumshaprio Shares an Article to Prepare for the SBA ApplicationThe Small Business Administration (SBA) Disaster Loan Program has emerged as a key economic tool for businesses to survive the current coronavirus crisis. Over the last few days we have begun investigating the lending criteria, business size and type of business that such a loan program might help. This knowledge would help determine which clients may be eligible for the program, have a sense of what funds might be available and determine if it makes sense to apply. While we have not been able to obtain answers to many of these questions, we are working with clients to help complete this application. We’d like to share what we have learned from that process.Businesses applying for the SBA Disaster Loan as a result of the current coronavirus crisis will be applying for the SBA’s Economic Injury Disaster Loan (EIDL) program.EIDL is available to victims of disasters that caused no physical damage to property—unlike, for example, damages sustained due to a hurricane or tornado. EIDLs are meant to provide businesses with working capital and cannot exceed $2,000,000 by law. The actual amount that will be loaned to a business is ultimately determined by SBA’s determination of what the business’s actual economic injury was combined with the business’s financial need. In addition, the SBA takes into consideration the assistance available through business interruption policies and non-government sources, such as the business owner’s personal savings or credit that maybe available from banks.Borrowers must have a credit history that is acceptable to SBA and demonstrate an ability to repay any borrowings. For loans in excess of $25,000 the SBA expects the business to pledge any available collateral. The SBA states that it will not deny a loan for lack of collateral; however, we expect that what they are ultimately willing to lend will be helped by sufficient collateral.If multiple businesses are owned, careful consideration should be given to which business makes this loan application. A business that has historically generated losses and that has no collateral may have difficulty obtaining or maximizing the financing available.?Businesses should consult with their advisors on an appropriate strategy.As one might expect, the SBA requires a significant amount of information in the loan application process. Having this information available will expedite the process. The intention of the listing below is to help businesses gather the information necessary in order to expedite the loan application process. This listing is not all inclusive.Legal name, address, federal Employer Identification number (EIN), business phone numberThe date the entity was established and the years under current managementThe names and contact information of the individuals whom SBA can contact for a Loss Verification Inspection and additional information necessary to process the applicationName, address, social security number, date of birth, title, phone number, email address and business ownership percentage for each owner of the businessIf any owner of the business applying also owns a more than 50% interest in another business, you must be prepared to provide the name, address, EIN and your ownership % of each of those businessesIf the business applying for the SBA Disaster Loan has a greater than 50% ownership interest in another business entity you must be prepared to provide information about that entityPersonal Financial Statements must be completed for each owner of the business; the following is needed to complete the Personal Financial Statement:A listing of investments owned (# of shares, description, share price)A listing of real estate owned, related mortgage, monthly paymentName, address and account number of the mortgage holder is requiredThe value of cash, receivables, personal propertyThe amount of payables and other debtsThe amount of liabilities that you are contingently liable for (i.e. what is the dollar value of loans that you guarantee)Please note that you must provide an “as of” value date of your assets.? Previously we discussed that the amounts SBA will loan take into consideration other resources that you have available.? Please give careful consideration to which date you are using in assembling the value of your assets, as the value of your retirement accounts and brokerage accounts at January 31, 2020 will most likely differ significantly from the value at March 20, 2020.A schedule of liabilities must be completed for the business, i.e. outstanding loansSBA will request a transcript of the tax returns for the business applying, each of the businesses that you own more than 50% of and a transcript of each owner’s individual tax returnsThis requires signatures of the appropriate taxpayers and the signed form can be uploaded to the SBA siteSBA is encouraging businesses to apply for a disaster loan on their website? LAMONT ANNOUNCES CONNECTICUT BUSINESSES APPROVED TO RECEIVE DISASTER ASSISTANCE DUE TO COVID-19March 17, 2020 (HARTFORD, CT) – Governor Ned Lamont today announced that small businesses and nonprofit organizations in Connecticut that have been negatively impacted by the global COVID-19 outbreak are now eligible for disaster relief loans of up to $2 million from the U.S. Small Business Administration (SBA).On Sunday, the governor?submitted a request?to the federal agency for expedited approval of the disaster relief to immediately provide aid to businesses in Connecticut. Over the past several days, the Connecticut Department of Economic and Community Development (DECD) has been working diligently to survey companies statewide to assess the impact of COVID-19 on the small business community and the local economy.“Small businesses and nonprofits of all types are experiencing large, sudden drops in revenue while trying to do the right thing and give employees the flexibility they need to take care of themselves and their families,”?Governor Lamont said. “One of our priorities is to help them as much we can. SBA disaster relief loans are an important tool that can help Connecticut businesses.”“The availability of SBA loans is another key piece of a broader set of relief measures the Lamont administration continues to put into place for individuals and our business community,”?DECD Commissioner David Lehman said. “Their ability to successfully navigate this health crisis is of vital importance to our economy in the short and long-term. The DECD team will remain proactive and continue to assess the impact of this pandemic and assist small businesses navigate this unprecedented economic climate.”Small businesses can learn more about the program and apply for financial assistance at?disaster?or call the SBA at 1-800-659-2955.?Small businesses with questions about this SBA loan program or other assistance provided at the state-level can call 860-500-2333 to speak directly with a DECD representative. Businesses can also stay informed on news and guidance related to COVID-19 and its impact on Connecticut by visiting the state’s dedicated coronavirus website at?coronavirus.ConnectiCare provides members with additional support during COVID-19 Pandemic:?Click here to read the press releaseFree or highly discounted Remote Worker tools to help organizations work efficiently with their workforce from home?RKL & Associates, LLC is a full-service technology company servicing the chamber community. During this difficult time they have compiled a list of tools from the top Vendors in the Voice, Conferencing/Meeting and remote desktop space that are offering for free or very discounted software and services especially to healthcare, municipalities, education, non-profit organizations? go to??for more information or call 860-738-0004.?DRS Extends Filing Deadline for Certain Annual State Business Tax ReturnsEffective immediately,?the filing deadlines for certain annual tax returns due on or after March 15, 2020, and before June 1, 2020, are extended by at least 30 days. In addition, the payments associated with these returns are also extended?to the corresponding due date in June.The impacted returns and the associated filing dates and payment deadlines are set forth below:2019 Form CT-1065/CT-1120 SI Connecticut Pass-Though Entity Tax Return:?Filing date extended to April 15, 2020; payment deadline extended to June 15, 20202019 Form CT-990T Connecticut Unrelated Business Income Tax Return:?Filing date extended to June 15, 2020; payment deadline extended to June 15, 20202019 Form CT-1120 and CT-1120CU Connecticut Corporation Business Return: Filing date extended to June 15, 2020; payment deadline extended to June 15, 2020Individuals in the process of preparing their Connecticut income tax (Form CT-1040) returns due April 15, should be advised that DRS will adjust due dates for filing and payment of state income taxes to align with any specific, actionable announcement from The Connecticut Department of Revenue Services (DRS) is using their statutory authority to grant an automatic extension of Connecticut filing deadlines for certain annual tax returns in order to support businesses during the COVID-19 outbreak effectively immediately. This is consistent with the emergency declarations signed by Governor Lamont.“DRS understands some business taxpayers may find it difficult to meet tomorrow’s state tax filing deadline, given current circumstances,” said Commissioner Biello. “This extension is designed to support these taxpayers, and tax practitioners, meet their responsibility to file returns and remit payments. DRS encourages those with questions specific to their own, individual circumstances to call or e-mail the agency.”Acting Commissioner of Revenue Services John Biello is exercising this authority under Conn. Gen. Stat. §12-2(a)(5).List of State Designated Essential Businesses:?? for Businesses & Non-Profits Affected by CoronavirusLoan Assistance:?Businesses and non-profits experiencing hardship as a result of COVID-19 can now apply for Small Business Administration (SBA) low-interest loans for working capital of up to $2 million. Log on to? apply and for additional disaster assistance information.?For help with applying call the SBA Customer Service Center at (800) 659-2955, call the CT?DECD Business Hotline at 860-500-2333, or email?disastercustomerservice@.?Individuals who are deaf or hard-of-hearing may call (800) 877-8339.?Unemployment Assistance:?Employers who are furloughing workers can use the Department of Labor’s shared work program, which allows businesses to reduce working hours and have those wages supplemented with unemployment insurance. For more information click? Filing Extensions:?The Department of Revenue Services has extended deadlines for filing and payments associated with certain state business tax returns. Details are at? here?for Guidance for Businesses and Employers to Plan and Respond to COVID-19SBA announces Connecticut businesses now have access to the Economic Injury Disaster Loan programClick Here for English Version? ? ? ? ? ? ? ? ? ?Click Here for Spanish VersionInformation provided by Chamber Financial Institution Members:Webster Bank:??Consumers can contact their local banking center or call our customer care center at 1-800-325-2424.? Businesses can reach out to their Business Banking Relationship Manager or call our customer care center at 1-800-325-2424.?Additionally - all? banking centers will be transitioning to drive-thru only and? banking centers will be available by appointment only to ensure our employees and customers safety. All drive-thru lanes that can be open will be open – which in some offices adds a second lane.?Click here to read the Press Release.?NBT Bank:?NBT Bank has announced steps to support businesses and?individuals facing financial hardship due to the COVID-19 (coronavirus) pandemic. Effective immediately, the following assistance may be available to NBT Bank customers by contacting NBT’s dedicated COVID-19 Customer Relief Line at 1-888-235-2881.?Click here to read the Press Release.ION Bank:?Ion Bank is in a very strong position to weather the global challenges created by the Coronavirus (COVID-19). Some of our commercial borrowers have inquired about available forms of hardship relief. You should know that we stand ready to be as flexible, reasonable and responsive as possible. As you can appreciate, no single solution fits every unique situation presented in a national pandemic. Therefore, each instance will require conversation with our customers. Please call us 203.729.4442 to discuss your current needs.Liberty Bank:?Click on this link for their COVID-19 relief response.Thomaston Savings Bank:?Thomaston Savings Bank’s financial condition is strong and has been built to withstand adversity.? The Bank has taken proactive measures to help mitigate the spread of illness and as such our Branch Lobbies are currently closed to walk-in traffic.? Our drive–up service remains accessible as well as our ATMs.? We strongly encourage our customers to use our digital tools and other resources for self-service banking and 24/7 account access.? We will meet with customers by appointment for bank services that cannot be completed through drive-up or other self-service channels.?If you are experiencing financial hardship, please call us at?855-344-1874 or visit our website at?covid19?for the latest updates and resources.TD Bank:?At TD Bank, the health and well-being of our colleagues and customers is our primary concern. We recognize that people in communities that we serve may experience financial hardship due to Coronavirus, so we are offering assistance to our impacted customers. Our financial relief options for impacted TD customers are available upon request. These assistance options, for example, may include fee refunds, early access to Certificates of Deposit and payment extensions, depending on the customer's request.?"We are here to help during this extraordinary, unprecedented period, when COVID-19 has quickly and dramatically altered the lives of our customers and our colleagues and impacted the global economy," said Greg Braca, President and CEO. "We understand that many of our customers may need a helping hand until the threat of this pandemic subsides."?TD customers may call our 24/7 live phone support at 1-888-751-9000 for more information or visit our Coronavirus page at? of Connecticut Business ResourcesThe State of Connecticut is continuing to take major steps to protect our businesses and residents during the coronavirus crisis. Here are some updates:DECD's COVID-19 Business Emergency Response Unit:?The Connecticut Department of Economic and Community Development has created a COVID-19 Business Emergency Response Unit?dedicated to assisting businesses navigate resources and develop new resources. A dedicated phone line is has been set up at?860-500-2333?to provide assistance to Connecticut's small businesses for this purpose.SBA assistance: On March 16, the U.S. Small Business Administration?approved?Governor Lamont's request to begin offering disaster-relief loans to Connecticut small businesses and nonprofits. Companies in the state can now apply for loans of up to $2 million through a special page?on the SBA website. SBA also has more?valuable information for businesses.Tax filing extensions: The Department of Revenue Services has extended deadlines for filing and payments associated with certain state business tax returns. Details are on?DRS’s website.Unemployment assistance: Workers directly impacted by the coronavirus pandemic no longer must be actively searching for work to qualify for unemployment assistance. And employers who are furloughing workers can use the Department of Labor’s shared work program, which allows businesses to reduce working hours and have those wages supplemented with unemployment insurance. DOL has?more information about these and other changes.Business Interruption Insurance: A business interruption insurance policy should list or describe the types of events it covers. Events that are not described in the policy are typically not covered. It is important to review the policy exclusions, coverage limits, and applicable deductibles with your agent, broker or insurer. The Connecticut Insurance Department has?an FAQ that provides more information.Federal Assistance for Connecticut Businesses and Nonprofits: A Message from DECD Commissioner David LehmanWe know and appreciate that businesses and nonprofits want to not only preserve their bottom line, but to stand by the employees they have depended on in the past and will need again as Connecticut recovers from this emergency. There are a variety of federal and state programs that may allow you to continue making payroll and providing health benefits with substantial outside funding. We encourage you to consider these programs as alternatives to immediate layoffs, and as a source of subsidies that will allow you to rehire your staff.?The?Coronavirus Aid, Relief, and Economic Security?(CARES) Act that was signed by the President on Friday includes several important benefits for small businesses and nonprofits in Connecticut:Paycheck Protection Program (PPP) Loans:?Provide cash-flow assistance through federally-guaranteed loans to employers who maintain their payroll during this emergency. If employers maintain their payroll, the loans will be forgiven.?Economic Injury Disaster Loans & Emergency Injury Grants:?An emergency advance of up to $10,000 to small businesses and private nonprofits harmed by COVID-19 within three days of applying for an SBA Economic Injury Disaster Loan (EIDL). Grants and loans may be used to keep employees on payroll, pay for sick leave, meet increased production costs due to supply chain disruptions, or pay business obligations, including debts, rent?and mortgage payments.Small Business Debt Relief Program:?Provides immediate relief to small businesses with non-disaster SBA loans, in particular 7(a), 504, and microloans. Under this program, the SBA will cover all loan payments on previously secured SBA loans, including principal, interest, and fees, for six months.?Employee Retention Credit for Employers Subject to Closure or Experiencing Economic Hardship:?A refundable payroll tax credit for 50% of wages paid by eligible employers to certain employees during the COVID-19 crisis.Delay of Payment of Employer Payroll Taxes:?Allows taxpayers to defer paying the employer portion of certain payroll taxes through the end of 2020, with all 2020 deferred amounts due in two equal installments, one at the end of 2021, the other at the end of 2022.Counseling and Training:?Local resource partners can be found?here.?For more details on the CARES Act visit Connecticut's COVID-19?Business Resource Portal.In addition to the above initiatives,?employers should also be aware of the following programs:Federal Emergency Paid Leave Program:?Through the end of 2020, employers with fewer than 500 employees must provide 80 hours of paid sick leave and 10 weeks of paid family leave. Note that employers will be reimbursed by the IRS for 100% of the paid leave in 2 weeks or less. They will also be reimbursed for employees’ health care premiums during leave. The current IRS guidance can be found?here.?CT DOL’s Shared Work Program:?Allows employers to reduce employees’ hours by up to 60% and DOL will step in to provide unemployment insurance (UI) benefits that help offset the lost wages, as well as the new federal UI supplement.?More information about the program can be found?here.Many of these programs are also open to self-employed individuals. I encourage Connecticut businesses to act quickly to take advantage of the many resources being provided by the?state?and federal government during this crisis. Businesses should review these resources and reach out to lenders, landlords, and others as you consider making difficult decisions at this time.U.S. Chamber of Commerce Information Small Business Guide and Checklist to Coronavirus Emergency LoansThe Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the Paycheck Protection Program, the initiative provides 100% federally guaranteed loans tosmall businesses who maintain their payroll during this emergency.Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward.?NEW - Guide to SBA’s Economic Injury Disaster Loans (EIDL)??NEW - Guide to the Employee Retention Tax Credit??UPDATED – Coronavirus Emergency Loans Small Business Guide and Checklist (Paycheck Protection Program)Additionally, the U.S. Department of Treasury issued additional guidance yesterday regarding the Paycheck Protection Program.?Connecticut Restaurant Association Launches Relief FundThe Connecticut Restaurant Association launched a relief fund Wednesday to help hospitality workers throughout the state. The CT Hospitality Employee Relief Fund will distribute individual $500 grants to employees whose jobs have been impacted by the COVID-19 crisis. The fund will be supported by private, community, and individual donations.???Online applications will be available on April 3rd. ?More information on the Fund can be found here.?Connecticut Manufacturing Innovation Fund Voucher Program (MVP)To help keep pace with state-of-the art product development and manufacturing technology, the Manufacturing Innovation Fund Voucher Program provides companies with access to capital to help them obtain new equipment and the expertise they need to become more efficient, productive, and competitive.??More information can be found here.?New Guidance for Workplaces?Click here for Safe Workplace Rules for Essential EmployersDOL Launches New System for the Self-EmployedThe Connecticut Department of Labor began accepting claim applications for the self-employed, many who are eligible to collect unemployment insurance benefits under the federal Pandemic Unemployment Assistance (PUA) program.?Click here to read the press release.?CDC Guidance for Cleaning and DisinfectingClick here for the GuidanceClick here for the Decision ToolGovernor's Plan to Reopen ConnecticutFour stages of reopening were outlined in Governor Lamont's April 30th press conference.?Read the release here.?Reopen CT Guide for Small BusinessesThe state Department of Economic and Community Development has released industry specific guidelines?for businesses permitted to open May 20.?The new guidelines cover restaurants (outdoor only), offices (work from home still recommended), retail shops and malls, hair salons and barber shops, and museums and zoos (outdoor only).?All businesses subject to these guidelines are required to self-certify prior to May 20. The state’s online certification system is expected to launch next week.Read the guidelines here.?The Reopen Connecticut Small Business Implementation Task Force will be chaired by Lyle Wray of the Capitol Region Council of Governments. Other members will include:?Cindy Bombard, Central Connecticut Chambers of CommerceJoe Brennan, Connecticut Business and Industry AssociationNancy Cowser, seCTerJoe Ercolano, Small Business Development CenterCathy Graves, New Haven Small Business AcademyDavid Griggs, MetroHartford AllianceKim Hawkins, HEDCOLarry McHugh, Middlesex County Chamber of CommercePatrick McMahon, CT Main StreetJulio Mendoza, Spanish American Merchant AssociationDan Onofrio, Bridgeport Regional Business CouncilFran Pastore, Women’s Business Development CouncilGarrett Sheehan, Greater New Haven Chamber of CommerceTony Sheridan, Chamber of Commerce of Eastern ConnecticutLynn Ward, Waterbury Regional Chamber of CommercePPE and Cleaning Products Supplier ListThe Connecticut Department of Administrative Services is maintaining a list of companies that supply products needed to maintain a safe workplace and protect employees, customers, and vendors.The list features suppliers of face masks, hand sanitizer, and cleaning products. List users should be diligent in determining if the products are viable for their own needs.Click here for hand sanitizer list.Click here for face mask list.Click here for cleaning supplies list.?SBA Announces New Community Advantage Recovery Loan ProgramThe Community Advantage Recovery Loan (CARL) is a new program offered by the Small Business Administration to provide relief to underserved businesses.These loans are being administered through Community Advantage lenders.Click here to learn more.?PPP Loan Forgiveness Application ReleasedOn May 15, 2020, the U.S. Small Business Administration (SBA) finally released the much anticipated PPP Loan Forgiveness Application. The application clarified payroll costs and reduction, mortgage interest payments, rent payments, utility payments, non-payroll costs and more.?Click here to download the application.Effective August 14th: Doctor's Note Needed for Exemption from Wearing Masks in PublicNew ruling is effective beginning Friday, August 14th for a six month period.?Any Connecticut resident refusing to wear a mask in public must show written documentation from their doctor that they’re exempt due to medical reasons.An executive order, signed by Lieutenant Governor Susan Bysiewicz on Friday, said those claiming to be exempt must “provide written documentation that the person is qualified for the exemption from a licensed medical provider, the Department of Developmental Services or other state agency that provides or supports services for people with emotional, intellectual or physical disabilities, or a person authorized by any such agency. Such documentation need not name or describe the condition that qualifies the person for the exemption.Click here to read the Executive Order ................
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