United India Insurance Company Limited
United India Insurance Company Limited
CIN: U93090TN1938GOI000108
Individual Health Insurance Policy ? Premium Tables
Annual Premium (Excluding Goods & Services Tax in INR)
Age Group (years)
Sum Insured
2,00,000 3,00,000 5,00,000 8,00,000 10,00,000 15,00,000 20,00,000
Platinum Plan (Fresh Proposal Rates)
91 days ? 25 years
26 ? 30
2,891 3,399 4,167 5,112 5,627 6,687 7,551
3,455 4,061 4,979 6,109 6,723 7,991 9,023
31 ? 35
3,811 4,479 5,492 6,737 7,415 8,813 9,951
Age Group (years)
Sum Insured
2,00,000 3,00,000 5,00,000 8,00,000 10,00,000
Gold Plan (Fresh Proposal Rates)
36-40
41-45
46-50
4,305 5,060 6,204 7,611 8,377
4,699 6,029 8,253 11,217 12,769
5,858 7,516 10,289 14,823 17,162
51-55
6,929 9,106 12,849 19,071 22,386
56-60
9,592 12,607 17,789 26,403 30,992
Age Group (years)
Sum Insured
2,00,000 3,00,000 5,00,000
Senior Citizen Plan (Fresh Proposal Rates)
61 ? 65
12,032 16,353 24,071
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Annual Premium (Excluding Goods & Services Tax in INR)
Age Group (years)
Sum Insured 50,000 75,000 100,000 125,000 150,000 175,000 200,000 225,000 250,000 275,000 300,000 325,000 350,000 375,000 400,000 425,000 450,000 475,000 500,000 525,000 550,000 575,000 600,000 625,000 650,000 675,000 700,000 725,000 750,000 775,000 800,000 825,000 850,000 875,000 900,000 925,000 950,000 975,000 1,000,000 1,500,000 2,000,000
91 days ? 25 years
1,663 1,955 2,193 2,397 2,578 2,741 2,891 3,030 3,160 3,283 3,399 3,509 3,614 3,715 3,812 3,905 3,995 4,083 4,167 4,257 4,345 4,430 4,513 4,594 4,673 4,750 4,825 4,899 4,971 5,042 5,112 5,180 5,247 5,313 5,378 5,442 5,504 5,566 5,627 6,687 7,551
Platinum Plan (Renewal Rates)
26 ? 30 31 ? 35 36 ? 40 41 ? 45
1,988 2,336 2,621 2,864 3,081 3,276 3,455 3,621 3,777 3,923 4,061 4,193 4,319 4,440 4,555 4,667 4,774 4,878 4,979 5,087 5,191 5,293 5,392 5,489 5,583 5,676 5,766 5,854 5,941 6,025 6,109 6,190 6,270 6,349 6,426 6,502 6,577 6,651 6,723 7,991 9,023
2,192 2,577 2,890 3,159 3,397 3,613 3,811 3,994 4,165 4,327 4,479 4,625 4,763 4,896 5,024 5,147 5,266 5,380 5,492 5,610 5,726 5,838 5,947 6,054 6,158 6,260 6,359 6,457 6,552 6,645 6,737 6,827 6,915 7,002 7,087 7,171 7,254 7,335 7,415 8,813 9,951
2,476 2,911 3,265 3,569 3,838 4,081 4,305 4,512 4,705 4,888 5,060 5,224 5,381 5,531 5,675 5,814 5,948 6,078 6,204 6,338 6,468 6,595 6,718 6,839 6,956 7,071 7,184 7,294 7,401 7,507 7,611 7,712 7,812 7,910 8,006 8,101 8,194 8,286 8,377 9,956 11,242
2,487 3,058 3,545 3,978 4,373 4,500 4,699 5,051 5,390 5,715 6,029 6,333 6,628 6,915 7,195 7,469 7,736 7,997 8,253 8,766 9,009 9,247 9,481 9,711 9,936 10,158 10,376 10,591 10,803 11,011 11,217 11,419 11,619 11,817 12,012 12,205 12,395 12,583 12,769 16,142 19,049
* Rates in Bold indicate the SI options which will be offered for Fresh Proposals under this plan
46 ? 50
2,498 3,205 3,825 4,388 4,908 5,396 5,858 6,298 6,719 7,124 7,516 7,895 8,263 8,621 8,970 9,311 9,644 9,970 10,289 11,194 11,550 11,900 12,244 12,583 12,916 13,245 13,569 13,889 14,204 14,515 14,823 15,127 15,427 15,724 16,017 16,308 16,595 16,880 17,162 22,327 26,857
51 ? 55
2,722 3,577 4,343 5,047 5,707 6,332 6,929 7,501 8,053 8,588 9,106 9,611 10,104 10,584 11,055 11,516 11,969 12,413 12,849 14,023 14,513 14,996 15,471 15,941 16,404 16,861 17,313 17,760 18,202 18,639 19,071 19,499 19,923 20,343 20,759 21,171 21,580 21,985 22,386 29,848 36,524
56 ? 60
3,768 4,952 6,012 6,988 7,902 8,767 9,592 10,385 11,149 11,889 12,607 13,306 13,988 14,654 15,305 15,943 16,570 17,185 17,789 19,414 20,092 20,760 21,419 22,069 22,710 23,343 23,969 24,588 25,199 25,804 26,403 26,996 27,582 28,164 28,739 29,310 29,876 30,436 30,992 41,322 50,565
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Annual Premium (Excluding Goods & Services Tax in INR)
Age Group (years)
Sum Insured 50,000 75,000 100,000 125,000 150,000 175,000 200,000 225,000 250,000 275,000 300,000 325,000 350,000 375,000 400,000 425,000 450,000 475,000 500,000 525,000 550,000 575,000 600,000 625,000 650,000 675,000 700,000 725,000 750,000 775,000 800,000 825,000 850,000 875,000 900,000 925,000 950,000 975,000 1,000,000
Gold Plan (Renewal Rates)
36 ? 40 41 ? 45 46 ? 50 51 ? 55 56 ? 60
2,476 2,911 3,265 3,569 3,838 4,081 4,305 4,512 4,705 4,888 5,060 5,224 5,381 5,531 5,675 5,814 5,948 6,078 6,204 6,338 6,468 6,595 6,718 6,839 6,956 7,071 7,184 7,294 7,401 7,507 7,611 7,712 7,812 7,910 8,006 8,101 8,194 8,286 8,377
2,487 3,058 3,545 3,978 4,373 4,500 4,699 5,051 5,390 5,715 6,029 6,333 6,628 6,915 7,195 7,469 7,736 7,997 8,253 8,766 9,009 9,247 9,481 9,711 9,936 10,158 10,376 10,591 10,803 11,011 11,217 11,419 11,619 11,817 12,012 12,205 12,395 12,583 12,769
2,498 3,205 3,825 4,388 4,908 5,396 5,858 6,298 6,719 7,124 7,516 7,895 8,263 8,621 8,970 9,311 9,644 9,970 10,289 11,194 11,550 11,900 12,244 12,583 12,916 13,245 13,569 13,889 14,204 14,515 14,823 15,127 15,427 15,724 16,017 16,308 16,595 16,880 17,162
2,722 3,577 4,343 5,047 5,707 6,332 6,929 7,501 8,053 8,588 9,106 9,611 10,104 10,584 11,055 11,516 11,969 12,413 12,849 14,023 14,513 14,996 15,471 15,941 16,404 16,861 17,313 17,760 18,202 18,639 19,071 19,499 19,923 20,343 20,759 21,171 21,580 21,985 22,386
3,768 4,952 6,012 6,988 7,902 8,767 9,592 10,385 11,149 11,889 12,607 13,306 13,988 14,654 15,305 15,943 16,570 17,185 17,789 19,414 20,092 20,760 21,419 22,069 22,710 23,343 23,969 24,588 25,199 25,804 26,403 26,996 27,582 28,164 28,739 29,310 29,876 30,436 30,992
* Rates in Bold indicate the SI options which will be offered for Fresh Proposals under this plan
61 ? 65
4,214 5,727 7,121 8,431 9,678 10,875 12,032 13,154 14,246 15,311 16,353 17,374 18,377 19,362 20,331 21,286 22,227 23,155 24,071 25,067 26,052 27,026 27,989 28,943 29,887 30,823 31,750 32,670 33,581 34,485 35,383 36,273 37,157 38,034 38,906 39,771 40,631 41,486 42,335
66 ? 70
5,169 7,026 8,735 10,342 11,872 13,341 14,760 16,136 17,475 18,782 20,061 21,313 22,543 23,751 24,940 26,111 27,265 28,404 29,528 30,750 31,958 33,152 34,334 35,504 36,663 37,811 38,948 40,076 41,194 42,303 43,404 44,496 45,580 46,657 47,726 48,788 49,843 50,891 51,932
71 ? 75
5,967 8,111 10,083 11,938 13,705 15,401 17,038 18,627 20,173 21,682 23,158 24,604 26,023 27,418 28,791 30,142 31,475 32,789 34,087 35,498 36,892 38,271 39,635 40,986 42,323 43,648 44,961 46,263 47,554 48,835 50,105 51,366 52,617 53,860 55,094 56,320 57,538 58,748 59,950
>75
7,022 9,543 11,865 14,048 16,126 18,121 20,048 21,918 23,737 25,512 27,249 28,951 30,621 32,262 33,877 35,467 37,035 38,582 40,109 41,769 43,409 45,032 46,637 48,226 49,800 51,359 52,905 54,436 55,955 57,462 58,957 60,441 61,913 63,376 64,828 66,270 67,703 69,127 70,541
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Annual Premium (Excluding Goods & Services Tax in INR)
Age Group (years)
Sum Insured 50,000 75,000 100,000 125,000 150,000 175,000 200,000 225,000 250,000 275,000 300,000 325,000 350,000 375,000 400,000 425,000 450,000 475,000 500,000
Senior Citizen Plan (Renewal Rates)
61 ? 65
66 ? 70
71 ? 75
4,214 5,727 7,121 8,431 9,678 10,875 12,032 13,154 14,246 15,311 16,353 17,374 18,377 19,362 20,331 21,286 22,227 23,155 24,071
5,169 7,026 8,735 10,342 11,872 13,341 14,760 16,136 17,475 18,782 20,061 21,313 22,543 23,751 24,940 26,111 27,265 28,404 29,528
5,967 8,111 10,083 11,938 13,705 15,401 17,038 18,627 20,173 21,682 23,158 24,604 26,023 27,418 28,791 30,142 31,475 32,789 34,087
* Rates in in Bold indicate the SI options which will be offered for Fresh Proposals under this plan
>75
7,022 9,543 11,865 14,048 16,126 18,121 20,048 21,918 23,737 25,512 27,249 28,951 30,621 32,262 33,877 35,467 37,035 38,582 40,109
Please note: All premium tables are exclusive of taxes; GST as applicable will be charged extra
Discounts
In case the policy covers more than one member of the family, a discount of 5% is offered on the premium of each and every member of the family.
Discount factor of 10% (subject to a maximum of Rs. 2000 per policy) will be applicable if the policy is purchased online through UIIC website; this is applicable for new policies only
Loadings For Pre Existing Disease of diabetes and hypertension, premium will be loaded by 10% each.
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