LOAN RATES - Farm Bureau Bank

LOAN RATES

Automobiles

Recreational Vehicles

Automobiles (Cars, SUVs, Minivans), Trucks (150/ 1500) < 6,000 lbs.

Motorhomes, Travel Trailers and Horse Trailers w/Living Qtrs.

Model Year

Terms

12-36 months

37-60 months

61-75 months

Model Year

New-2020

LTV Up to 110%

2019-2016

LTV Up to 110%

APR as low as*

2015-2011

LTV Up to 100%

2.09%

2.09%

2.39%

2.59%

2.59%

2.69%

3.59%

3.59%

3.69%

Minimum to Finance

Terms

**$5,000

12-36 months

$10,000

37-60 months

$15,000

61-72 months

Extended Terms available on AUTO

***76-84 months

3.49%

New-2020

LTV Up to 110%

2019-2016

LTV Up to 110%

APR as low as*

2015-2011

LTV Up to 100%

4.09%

4.99%

5.19%

4.39%

5.29%

5.49%

5.89%

5.89%

6.09%

3.79%

4.69%

$20,000

73-84 months

5.99%

6.99%

Motorcycles

37-60 months

***61-72 months

$15,000

6.29%

7.29%

6.89%

N/A

$25,000

Class-2: Ford F-250, Chevrolet 2500, GMC 2500, Dodge Ram 2500); Trucks (Class-3: Ford F350, Cheverolet 3500, GMC 3500, Dodge Ram

3500): GVWR 6,001 to 14,000.

New-2020

2019-2016

2015-2011

LTV Up to 110%

LTV Up to 110%

APR as low as*

LTV Up to 100%

4.59%

4.59%

4.79%

4.89%

4.89%

5.09%

4.29%

4.29%

4.49%

$10,000

Light Duty Trucks

Model Year

12-36 months

**$5,000

Recreational Vehicles Extended Terms available - credit qualification applies

85-120 months

Terms

Minimum to

Finance

Model Year

Minimum to Finance

Terms

New-2020

LTV Up to 110%

2019-2016

LTV Up to 110%

APR as low as*

2015-2011

LTV Up to 100%

2.09%

2.09%

2.39%

2.59%

2.59%

2.69%

3.59%

3.59%

3.69%

**$5,000

4.69%

$20,000

**$5,000

$10,000

12-36 months

$15,000

37-60 months

61-75 months

Minimum to

Finance

$10,000

$15,000

Extended Terms available on Light Duty Trucks

Sports Vehicles

***76-84 months

3.49%

3.79%

Jet Skis, Golf Carts, ATVs, UTVs, Other: Snowmobiles.

Medium Duty Trucks

Model Year

New-2020

Terms

12-36 months

37-60 months

61-72 months

LTV Up to 100%

5.19%

5.19%

5.19%

2019-2016

2015-2011

LTV Up to 100%

APR as low as*

LTV Up to 100%

5.49%

5.49%

5.49%

5.89%

5.89%

N/A

Minimum to Finance

Class 4: Ford F-450, Ford E-450, RAM 4500, GMC 4500 / Class 5: GMC 5500, Dodge Ram 5500, Ford F-550 / Class 6: Chevrolet Kodiak

C6500, GMC International Durastar , Ford F-650; GVWR 14,001 to 26,000 lbs.

Model Year

**$5,000

Terms

New-2020

LTV Up to 90%

2019-2016

LTV Up to 90%

2015-2011

LTV Up to 85%

APR as low as*

**$7,500

$15,000

12-36 months

37-60 months

***61-75 months

Boats

***76-84 months

3.79%

4.19%

4.39%

5.49%

4.09%

4.49%

4.69%

5.79%

5.09%

5.09%

5.29%

6.29%

Minimum to

Finance

**$5,000

$15,000

$20,000

$35,000

Min 12 Months/

Quoted for LTV up to 90%

Max Term**

APR as low as*

Additional requirements for 26,001 lbs or greater. Max mileage 500k; Proof of current hazard insurance; First payment due date

within 45 days; Location information where vehicle will be stored when not in use.

$150,000+

144 months

$149,999 - $100,000

144 months

4.29%

4.49%

Equipment and Heavy-Duty Commercial

$99,999 - $50,000

144 months

4.99%

Self Propelled: Farm Equipment, Implements, Lawn Equipment, Forklifts, Skid Steers, Dozers, Non-Self Propelled: Trailers, Machinery/Trucks (Class 7 and

above: Ford F-750, GMC C7500, Freightliner Cascadia, "semi" or "18-Wheeler"; GVWR 26,001 and greater).

$49,999 - $25,000

$24,999 - $10,000

$9,999 - $5,000

144 months

120 months

60 months

5.59%

6.09%

9.39%

Financed Amount

Model Year

Terms

New-2020

2019-2016

2015-2011

LTV Up to 90%

LTV Up to 90%

LTV Up to 85%

*Boat rates above are calculated at Excellent Credit at Max Finance Amount, Max Term.

Minimum to

Finance

APR as low as*

**Shorter terms will result in higher APR.

Loan To Value (LTV) Max110%.

12-36 months

Farm Bureau Bank does not finance Commercial Boats, Yachts or Ships.

***61-75 months

37-60 months

***76-84 months

4.19%

4.59%

4.69%

5.69%

4.49%

4.89%

4.99%

5.99%

5.49%

5.49%

5.69%

6.69%

**$5,000

$15,000

$20,000

$35,000

MMP Discount: .10% discount (eligible only for Automobiles & Light Duty Trucks). *Not Available: California, Florida or Massachusetts

Mileage > 125k: Add 2.00% to applicable rate max of 150k miles.

Add 1% to applicable rate for Specialized collateral - flat bed, cargo van, service bed, utility bed, etc.

Equipment/Heavy-Duty Commercial loans require 10% down payment for collateral 2016 or newer and 15% down payment for collateral 2011 to 2015.

**< $10K: Add 2.00% to applicable rate.

*** Extended terms must meet credit and collateral age qualifications. Max Term + Yr Model must be ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download