SUBJECT: Subscriber FPPs/Q&A/Long-Term Care/Draft #1

Some forms of credit commonly used by consumers are car loans, home mortgage loans and credit cards. Firms also use credit regularly, either by borrowing from a bank or issuing corporate bonds. Government also uses credit when it needs to borrow money to finance a budget deficit. Those who can borrow moderate or large sums of money at a reasonable rate of interest are sometimes said to have ... ................
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